102 St Charles St, Mexico Beach, FL 32456 - Photo 1

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$574,000 -$25,000 (-4.17%) Price Reduced

For Sale
Active
Single Family
3 Beds
2 Full Baths
1,620 Sq. Ft.

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Property Description

Welcome to 102 St. Charles Lane, a thoughtfully designed and impeccably cared-for home located in the desirable Casuna neighborhood of Mexico Beach. Built in 2021 and situated in the sought-after X flood zone, this 3-bedroom, 2-bath residence offers the perfect balance of modern construction, coastal charm, and low-maintenance living. From the moment you arrive, the enlarged front porch, metal roof, and durable Hardie-board siding set the tone for quality and curb appeal. Inside, the home feels fresh and inviting with luxury vinyl plank flooring, granite countertops, and a well-appointed kitchen featuring stainless steel appliances, including a gas range-ideal for both everyday living and entertaining. The layout is functional yet comfortable, designed to live well year-round. A tankless gas water heater provides endless hot water, while the spacious two-car garage with epoxy flooring adds both style and practicality. Outside, the fully landscaped yard, paver driveway, and full sprinkler system make upkeep easy, allowing you more time to enjoy the coastal lifestyle. Residents of Casuna appreciate the peaceful neighborhood atmosphere, friendly community feel, and access to amenities such as a community pool and clubhouse. Best of all, you're just a short golf cart ride from the beach, local shops, and restaurants. This move-in-ready home is ideal for full-time living and offers a quiet, well-kept setting with pride of ownership throughout. With no short-term rentals allowed, Casuna maintains a true neighborhood feel-making this home an excellent opportunity to enjoy coastal living with comfort, quality, and community at the forefront.

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Full Property Details

Full Property Details for 102 St Charles St

General

Price: $574,000
HOA FEE: $75/month
HOA FEE FREQ.: Annually
Taxes: $6,922 (2025)
Status: Active
Type: Single Family
Source: 933
MLS ID: 324832
Updated: 3/17/2026
Added to Site: 113 day(s) ago

Interior

Rooms/Areas: Blinds, First Floor
Interior Features: Breakfast Nook, Recessed Lighting, Walk-In Closet(s), Washer/Dryer Hookup, Window Treatment All
Appliances: Garage Door Opener, Dishwasher, Exhaust Fan, Microwave, Refrigerator, Gas Oven, Tankless Water Heater
Furnishings: Partially
Flooring: Luxury Vinyl

Rooms

Bathrooms

Total Bathrooms: 2
Full Bathrooms: 2

Bedrooms

Total Bedrooms: 3

Additional Information

Pool: Yes
Pool Description: In Ground, Gunite

Exterior

Exterior Features: Sprinkler System
Porch/Patio/Deck: Rear Porch, Covered Porch, Front Porch, Porch

Parking

Parking Features: Driveway, Garage Attached, Guest

Location

Area: Mexico/St. Joe Beach
Subdivision: Casuna
Driving Directions: Straight onto Hwy 98, turn take a right onto 15th St/County Rd 386. Go down approximately 1/3 mile and turn left onto St Charles St. The home will be on the right hand side - look for the sign.

Community

Assoc. Fees Include: Accounting, Legal, Maintenance Grounds, Recreational Facilities, Reserve Fund

Heating & Cooling

Cooling Type: Central Air, Electric
Heating Type: Central, Electric

Utilities

Sewer: Public Sewer
Water: Public
Utility Description: Cable Available, Electricity Connected, Internet Available, Natural Gas Available, Phone Available, Sewer Connected, Tap Fee Paid, Underground Utilities, Water Connected

Structural Information

Architectural Style: Custom
Construction Status: Construction Complete
Exterior Const.: Frame, HardiPlank Type
Stories/Levels: 1
Square Feet: 1,620
Living Area: 1,620 Sq. Ft.
Year Built: 2021

Unit Information

Occupancy Rate: Vacant

Lot Features

Lot Dimensions: 75 x 100
Lot Features: Aerials/Topo Available, Cleared, Covenants/Restrictions, Interior Lot, Recorded Subdivision, Within 1/2 Mile of Water, Improved Lot

Financial Considerations

Association Fee: $900
Assoc Fee Freq.: Annually
Tax Amount: $6,922.08
Tax Year: 2025
Terms: Cash, Conventional

Disclosures and Reports

Special Conditions: As Is
Legal Description: CASUNA SUB. LOT 2 BLK C ORB 4513 P 1903
Exclusions: Kayaks, toolbox, bikes, and personal items.
Flood Zone Info: X
Property ID: 04185-748-000
Block/Lot/Section: Lot 2 Blk C

Listed by Beach Properties Real Estate Group

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Schools

Schools serving 102 St Charles St

School District:Bay County School District

Name	Grades	Distance
Tyndall Elementary School 7800 Tyndall Pkwy, Tyndall Air Force Base, FL 32403	PK-8	15.7 mi
Rutherford High School 1000 School Avenue, Panama City, FL 32401	6-8	19.9 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 102 St Charles St Get Price Alerts and Save Property

Date

Details

Price

Change

Source

3/17/2026

Price Reduced

$574,000

-4.17%

MLS

12/26/2025

Listed

$599,000

40.97%

MLS

1/20/2022

Sold

$424,900

—

Public Record

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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History

Tax History for 102 St Charles St

Year

Property Taxes

Change

Tax Assessment

Change

2025

$7,210

8%

$457,958

13%

2024

$6,684

8%

$405,160

12%

2023

$6,191

593%

$361,161

608%

2021

$893

-83%

$51,000

-84%

2022

$5,165

478%

$309,915

463%

2021

$893

1%

$55,000

16%

2019

$886

10%

$47,600

2%

2018

$808

49%

$46,750

15%

2017

$542

5%

$40,800

2%

2016

$518

32%

$39,950

71%

2015

$391

-6%

$23,375

-5%

2014

$414

—

$24,650

-2%

2013

$414

—

$25,245

—

View All

Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost

Estimate the Cost for 102 St Charles St

300 Hwy 98, Mexico Beach, FL 32456 - Photo 1

Sold

$545,000

300 Hwy 98 Mexico Beach, FL 32456

Land Residential
Closed

0.11
Acres

3101 Hwy 98, Mexico Beach, FL 32456 - Photo 1

Sold

$555,000

3101 Hwy 98 Mexico Beach, FL 32456

Townhouse
Closed

3
Beds
4
Total Baths
1,820
Sq. Ft.

Listed by Coastal Properties Group Inter
Sold by Stellar Non-Member Office

204 Sea Pines Ln, Port Saint Joe, FL 32456 - Photo 1

Sold

$525,000

204 Sea Pines Ln Port Saint Joe, FL 32456

Single Family
Closed

3
Beds
1,344
Sq. Ft.

Listed by Forgotten Coast Realty of NW Florida

$574,900

204 Sea Pines Ln Port Saint Joe, FL 32456

Single Family
Active

3
Beds
2
Total Baths

102 St Charles St, Mexico Beach, FL 32456 (MLS# 324832) is a Single Family property with 3 bedrooms and 2 full bathrooms. 102 St Charles St is currently listed for $574,000 and was received on December 26, 2025. Want to learn more about 102 St Charles St? Do you have questions about finding other Single Family real estate for sale in Mexico Beach? You can browse all Mexico Beach real estate or contact a Coldwell Banker agent to request more information.

102 St Charles St Mexico Beach, FL 32456