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$639,900 Sale Pending

  • For Sale
  • Pending
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 2,048 Sq. Ft.
  • Updated 9 days ago
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Welcome to this beautifully upgraded 3/2 ICI Tiffany model in desirable Ormond Beach, where refined indoor comfort meets exceptional Florida outdoor living. From the moment you arrive, the impressive curb appeal sets the tone, featuring elegant stone accents on the front of the home, plantation shutters, professionally enhanced landscaping with decorative lava rock, and a Shark-coated driveway and garage floor for both style and durability. Step inside to a light, upgraded interior that has been freshly painted throughout and features tile flooring across the entire home for effortless Florida living. New LED lighting adds a crisp, modern touch, while plantation shutters provide timeless elegance and privacy. The gourmet kitchen has been thoughtfully refreshed with new granite countertops, a new sink and faucet, creating a beautiful and functional space for everyday living and entertaining. The spacious primary suite offers a private retreat, complete with custom closets, an updated primary bathroom, and sliding glass doors leading directly to the lanai. The guest bedroom offers exceptional flexibility with a Murphy bed and wraparound desk, making it ideal for guests, a home office, or both. The true showstopper is the resort-style backyard oasis. The approximately two-year-old saltwater, heated pool features LED lighting and Wi-Fi capability, creating the perfect setting for relaxing swims, evening entertaining, or enjoying Florida's year-round outdoor lifestyle. A screened enclosure and paver patio provide an inviting extension of the living space. The expansive lanai is designed for entertaining, featuring a fully equipped outdoor kitchen with granite countertops, Weber grill, and mini refrigerator. New ceiling fans and LED lighting enhance the lanai's comfort and ambiance. A motorized garage screen adds even more versatility to the garage and outdoor living areas. Located in Flagler County with NO CDD fees, this exceptional home combines thoughtful upgrades, stylish finishes, and a truly spectacular outdoor living experience. Beautifully maintained and move-in ready, this is Florida living at its finest. The roof is 2years old, and a 2021 hot water tank! Please note the hot tub is negotiable! Come & enjoy the 45 holes of golf, pickleball, tennis, 2 pools, gym & spa! Brand new clubhouse & tiki-bar! Buyers of this property will enjoy a substantial discount on the club initiation fees, when they join within 30 days of closing!

Full Property Details for 109 Bay Lake Dr

General

  • Price: $639,900
  • HOA FEE: $121/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $5,196 (2025)
  • Status: Pending
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: FC321156
  • Updated: 10/3/2026
  • Added to Site: 40 day(s) ago

Rental Information

  • Min. Lease: 6 Months

Interior

  • Number of Rooms: 7
  • Interior Features: Ceiling Fan(s), Crown Molding, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
  • Fireplace: Yes
  • Fireplace(s): Electric, Family Room
  • Appliances: Built-In Oven, Dishwasher, Electric Water Heater, Microwave, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup

Additional Information

  • Shared Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Playground, Pool, Security, Tennis Court(s)
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Heated, In Ground, Salt Water, Screen Enclosure

Exterior

  • Exterior Features: Irrigation System, Lighting, Outdoor Kitchen
  • Deck/Patio: Covered, Rear Porch, Screened
  • Porch/Patio/Deck: Covered, Rear Porch, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 32174 - Ormond Beach
  • County: Flagler
  • Development Name: 32174 - Ormond Beach
  • Subdivision: PLANTATION BAY PH 01A UNIT 01-6
  • Driving Directions: I-95 to Exit 278, West on Old Dixie Hwy. L into Plantation Bay, L on Bay Lake Dr. Home is on the left side
  • Direction Faces: West

Community

  • Community Name: 32174 - Ormond Beach
  • Optional Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), P
  • Association: Yes
  • Assoc. Name: Margie Hall
  • Assoc. Fees Include: 24-Hour Guard
  • Pet Restrictions: Must be on lease

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric, Heat Pump

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Electricity Connected, Sewer Connected, Water Connected

Structural Information

  • Architectural Info: Traditional
  • Architectural Style: Traditional
  • Exterior Const.: Block, Stone
  • Roof: Shingle
  • Windows: Blinds, Shutters
  • Stories/Levels: One
  • Square Feet: 2,048
  • Sq. Ft. Source: Appraiser
  • Year Built: 2003

Lot Features

  • Property View: Trees/Woods
  • Lot Size (Acres): 0.38
  • Lot Size (Sq. Ft.): 16,509
  • Lot Size: 16509
  • Street/Road Desc.: Paved

Financial Considerations

  • Association Fee: $363
  • Assoc Fee Freq.: Quarterly
  • Assoc Fee Desc.: Required
  • Tax Amount: $5,196
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: PLANTATION BAY PHASE 1C-F UNIT 2 LOT 109 OR 938 PG 267
  • Flood Zone Info: X
  • APN: 03133151201C0201090
  • Property ID: 03133151201C0201090
  • Block/Lot/Section: 03-13-

Listed by Venture Development Realty,Inc

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Listing agent

— 109 Bay Lake Dr —

  • Venture Development Realty,Inc

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 109 Bay Lake Dr

School District:Flagler County School District
NameGradesDistance
Bunnell Elementary School
305 North Palmetto Street, Bunnell, FL 32110
PK-58.9 mi
Buddy Taylor Middle School
4500 Belle Terre Parkway, Palm Coast, FL 32164
6-811.2 mi
Flagler-Palm Coast High School
5500 State Route 100, Palm Coast, FL 32164
9-127.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 109 Bay Lake Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/02/2026
Listed
$639,900
20.74%
MLS
11/14/2023
Sold
$530,000
—
Public Record
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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 109 Bay Lake Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,751
6%
$378,271
15%
2024
$4,489
-13%
$327,774
-12%
2023
$5,173
122%
$373,009
103%
2021
$2,331
-49%
$183,302
-47%
2022
$4,602
97%
$344,822
91%
2021
$2,331
1%
$180,772
2%
2019
$2,301
—
$176,708
2%
2018
$2,301
1%
$173,413
2%
2017
$2,279
3%
$169,846
3%
2016
$2,212
—
$164,344
1%
2015
$2,219
-1%
$163,202
1%
2014
$2,234
1%
$161,907
2%
2013
$2,202
—
$159,514
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Venture Development Realty,Inc

109 Bay Lake Drive, Ormond Beach, FL 32174 (MLS# FC321156) is a Single Family property with 3 bedrooms and 2 full bathrooms. 109 Bay Lake Drive is currently listed for $639,900 and was received on September 02, 2026. Want to learn more about 109 Bay Lake Drive? Do you have questions about finding other Single Family real estate for sale in Ormond Beach? You can browse all Ormond Beach real estate or contact a Coldwell Banker agent to request more information.

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