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$2,680,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 1 Partial Bath
  • 3,752 Sq. Ft.
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LUXURY.VIEWS.PARADISE! An exquisite Gulf-View custom built 4 bedroom/4.5 bath luxury home in one of the most scenic seaside enclaves on the Forgotten Coast. This architectural gem offers an exceptional blend of breathtaking views, thoughtful design & upscale coastal living. Located on a peaceful cul-de-sac, this retreat is positioned to soak in stunning Gulf panoramas from the upper levels. Step inside where every detail has been carefully considered & each bedroom has their own private en-suite bath for comfort & privacy. The master suite is a sanctuary with direct balcony access of sweeping Gulf views. The luxurious en-suite with a free standing tub, separate shower & elegant green marble accents make every morning unforgettable. Head to the top floor & discover an entertainer's dream-generous living area framed by picturesque windows & a double slider leading to an expansive deck perfect for sunset gatherings or relaxing with a coastal breeze. The heart of the home is a chef's delight: custom cabinetry, a large island with waterfall quartzite countertop, GE Monogram appliances & a walk-in pantry with dry bar elevate culinary experiences. A versatile flex room adjoining the bunk room offers endless options-a 5th bedroom, game room or media space to suit your lifestyle. Practical amenities include laundry facilities on two levels & a built-in elevator for effortless movement. The private gated community pampers with exclusive amenities, including a chic clubhouse with kitchen, pool, & fitness center. The boardwalk/golf cart path lead you to the areas pristine white sand beaches & emerald Gulf waters-your everyday escape to paradise. Mexico Beach offers a laid-back coastal lifestyle filled with boating, fishing, shops, local seafood spots & miles of uncrowded beaches. Whether you're seeking a tranquil coastal retreat or investment, this extraordinary residence captures the best of luxury beach living. Call for your private tour & LIVE THE BEACH LIFE!

Full Property Details for 109 Dunes Dr

General

  • Price: $2,680,000
  • HOA FEE: $350/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $5,172 (2025)
  • Status: Active
  • Type: Single Family
  • Source: 933
  • MLS ID: 325215
  • Updated: 2/12/2026
  • Added to Site: 65 day(s) ago

Interior

  • Interior Features: Breakfast Bar, Elevator, French Doors, Kitchen Island, Pantry, Raised Ceiling(s), Recessed Lighting, Storage, Vaulted Ceiling(s), Washer/Dryer Hookup, Woodwork Painted
  • Appliances: Dishwasher, Dryer, Gas Oven, Gas Water Heater, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Luxury Vinyl, Plank, Tile

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Exterior

  • Exterior Features: BBQ Pit/Grill, Landscaped, Shower
  • Porch/Patio/Deck: Balcony, Covered Porch

Parking

  • Parking Features: Driveway, Garage Attached

Location

  • Area: Mexico/St. Joe Beach
  • Subdivision: Sugar Sand
  • Driving Directions: From Hwy 98, take Crooked Sound Dr. Need gate code. Right on Dunes Dr & home is on the right.

Community

  • Assoc. Fees Include: Accounting, Legal, Management, Maintenance Grounds, Recreational Facilities

Heating & Cooling

  • Cooling Type: Central Air, Electric, Multi-Units
  • Heating Type: Central, Electric, Multi Units

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable Connected, Electricity Connected, Internet Available, Natural Gas Connected, Sewer Connected, Water Connected

Structural Information

  • Architectural Style: 2+ Story, Beach House, Custom
  • Builder: Chance Contracting
  • Construction Status: Construction Complete
  • Exterior Const.: HardiPlank Type
  • Stories/Levels: 3
  • Square Feet: 3,752
  • Living Area: 3,752 Sq. Ft.
  • Year Built: 2025

Unit Information

  • Occupancy Rate: Vacant

Lot Features

  • Lot Dimensions: 80 x 110
  • Frontage: 80
  • Lot Features: Aerials/Topo Available, Covenants/Restrictions, Flood Insurance Required, Improved Lot, Water View, Within 1/2 Mile of Water

Water Features

  • Water View: Yes

Financial Considerations

  • Association Fee: $1,050
  • Assoc Fee Freq.: Quarterly
  • Tax Amount: $5,172
  • Tax Year: 2025
  • Terms: Cash, Conventional

Disclosures and Reports

  • Legal Description: SUGAR SAND LOT 45 ORB 4799 P 784
  • Flood Zone Info: X
  • Property ID: 04102-300-450

Listed by Beach Properties Real Estate Group

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Listing agent

— 109 Dunes Dr —

  • Beach Properties Real Estate Group

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 109 Dunes Dr

School District:Bay County School District
NameGradesDistance
Tyndall Elementary School
7800 Tyndall Pkwy, Tyndall Air Force Base, FL 32403
PK-813 mi
Rutherford High School
1000 School Avenue, Panama City, FL 32401
6-817.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 109 Dunes Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/30/2026
Listed
$2,680,000
793.33%
MLS
5/03/2024
Sold
$300,000
—
Public Record
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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 109 Dunes Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,172
25%
$418,000
—
2024
$4,133
5%
$418,000
4%
2023
$3,948
56%
$402,800
83%
2021
$2,523
-17%
$220,400
-28%
2022
$3,031
20%
$304,000
54%
2021
$2,523
25%
$197,600
17%
2019
$2,025
309%
$168,796
315%
2018
$495
—
$40,628
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Home Warranty : Included

Listed by Beach Properties Real Estate Group

109 Dunes Dr, Mexico Beach, FL 32456 (MLS# 325215) is a Single Family property with 4 bedrooms, 4 full bathrooms and 1 partial bathroom. 109 Dunes Dr is currently listed for $2,680,000 and was received on January 30, 2026. Want to learn more about 109 Dunes Dr? Do you have questions about finding other Single Family real estate for sale in Mexico Beach? You can browse all Mexico Beach real estate or contact a Coldwell Banker agent to request more information.

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