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$775,000

  • For Sale
  • Active
  • Condo / Townhouse
  • 3 Beds
  • 3 Full Baths
  • 1,620 Sq. Ft.
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See This Home
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Coastal Living with Gulf Views! This beautifully maintained 3-bedroom, 3 bath townhome, built in 2021, offers approximately 1,620 square feet of thoughtfully designed living space just steps from the sugar-white beaches of Mexico Beach. Enjoy Gulf views from the private balconies while taking advantage of the open-concept floor plan featuring luxury vinyl plank flooring, a spacious kitchen with island and breakfast bar, stainless steel appliances, and abundant natural light throughout. The primary suite provides a private retreat with an en-suite bath and walk-in closet, while two additional bedrooms offer plenty of space for family and guests. Whether you're looking for a primary residence, second home, or investment property, this home checks every box with short-term rentals permitted and an unbeatable beachside location close to restaurants, shopping, and public beach access. Don't miss this opportunity to own a nearly new Gulf-view townhome in one of the fastest-growing coastal communities along the Forgotten Coast.

Full Property Details for 109 S 38th St

General

  • Price: $775,000
  • Status: Active
  • Type: Condo /Townhouse
  • Source: 933
  • MLS ID: 328985
  • Updated: 7/31/2026
  • Added to Site: 51 day(s) ago

Interior

  • Interior Features: Breakfast Bar, Elevator, Kitchen Island, Pantry, Walk-In Closet(s), Window Treatment All
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Microwave, Refrigerator w/Ice Maker, Washer
  • Furnishings: Furnished
  • Flooring: Plank, Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 3

Exterior

  • Porch/Patio/Deck: Balcony, Covered Porch

Parking

  • Parking Features: Under House With Pad

Location

  • Area: Mexico/St. Joe Beach
  • Subdivision: No Named Subdivision
  • Driving Directions: From US Highway 98 in Mexico Beach, turn south onto S 38th Street. The property will be on the left at 109 S 38th Street, Unit A, just one block from the beach with convenient public beach access nearby.

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable Available, Electricity Connected, Internet Available, Phone Available, Sewer Connected, Water Connected

Structural Information

  • Architectural Style: 2+ Story, Townhouse
  • Construction Status: Construction Complete
  • Exterior Const.: Frame
  • Stories/Levels: 3
  • Square Feet: 1,620
  • Living Area: 1,620 Sq. Ft.
  • Year Built: 2021

Unit Information

  • Occupancy Rate: Tenant

Lot Features

  • Lot Dimensions: 17 x 100
  • Frontage: 17
  • Lot Features: Water View, Within 1/2 Mile of Water
  • Fencing (Description): Back Yard

Water Features

  • Water View: Yes

Disclosures and Reports

  • Legal Description: MEXICO BEACH UNIT 5(5.03)213D1 BEG 325.85' SWLY OF NWLY COR L-1 BLK 5 FOR POB TH CONT SWLY 15.56' SELY 100' NELY 15.56' NWLY 100' TO POB. BEING PORTION L-5 BLK 5. BLK 5 FKA # UNIT 12 ORB 1223 P 11 ORB 2441 P 472 ORB 2564 P 278
  • Flood Zone Info: X
  • Property ID: 04639-204-000

Listed by Mexico Beach Harmon Realty Inc

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Listing agent

— 109 S 38th St —

  • Mexico Beach Harmon Realty Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 109 S 38th St

School District:Bay County School District
NameGradesDistance
Tyndall Elementary School
7800 Tyndall Pkwy, Tyndall Air Force Base, FL 32403
PK-814.4 mi
Rutherford High School
1000 School Avenue, Panama City, FL 32401
6-818.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 109 S 38th St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/17/2026
Listed
$775,000
1140%
MLS
5/14/2004
Sold
$62,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 109 S 38th St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,903
—
$323,017
-33%
2024
$5,903
15%
$480,775
30%
2023
$5,140
424%
$369,773
560%
2021
$981
-78%
$56,000
-82%
2022
$4,470
356%
$319,944
388%
2021
$981
-17%
$65,600
6%
2019
$1,175
-47%
$62,168
-45%
2018
$2,224
27%
$112,614
-1%
2017
$1,749
14%
$114,005
23%
2016
$1,534
1%
$92,706
2%
2015
$1,517
2%
$90,704
3%
2014
$1,481
7%
$88,127
-1%
2013
$1,385
—
$88,621
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Mexico Beach Harmon Realty Inc

Recent Sales near 109 S 38th St

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107 S 41st St, Mexico Beach, FL 32456 - Photo 1 Sold
$840,000

107 S 41st St  #D  Mexico Beach, FL 32456

  • Townhouse
  • Closed
  • 2
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4106 Hwy 98, Mexico Beach, FL 32456 - Photo 1 Sold
$690,000

4106 Hwy 98  Mexico Beach, FL 32456

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  • Closed
  • 2
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    Total Baths
121 Miramar Dr, Mexico Beach, FL 32456 - Photo 1 Sold
$840,000

121 Miramar Dr  Mexico Beach, FL 32456

  • Single Family
  • Closed
  • 4
    Beds
  • 3
    Total Baths
78 1st St, Mexico Beach, FL 32456 - Photo 1 Sold
$698,000

78 1st St  Mexico Beach, FL 32456

  • Single Family
  • Closed
  • 4
    Beds
  • 3
    Total Baths

109 S 38th St, Mexico Beach, FL 32456 (MLS# 328985) is a Condo / Townhouse property with 3 bedrooms and 3 full bathrooms. 109 S 38th St is currently listed for $775,000 and was received on July 17, 2026. Want to learn more about 109 S 38th St? Do you have questions about finding other Condo / Townhouse real estate for sale in Mexico Beach? You can browse all Mexico Beach real estate or contact a Coldwell Banker agent to request more information.

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