109 S 38th St, Mexico Beach, FL 32456 - Photo 1

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$775,000 Just Listed

For Sale
Active
Single Family
3 Beds
2 Full Baths
1 Partial Bath
1,620 Sq. Ft.
Updated 4 days ago

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Property Description

Coastal Living with Gulf Views! This beautifully maintained 3-bedroom, 2.5-bath townhome, built in 2021, offers approximately 1,620 square feet of thoughtfully designed living space just steps from the sugar-white beaches of Mexico Beach. Enjoy Gulf views from the private balconies while taking advantage of the open-concept floor plan featuring luxury vinyl plank flooring, a spacious kitchen with island and breakfast bar, stainless steel appliances, and abundant natural light throughout. The primary suite provides a private retreat with an en-suite bath and walk-in closet, while two additional bedrooms offer plenty of space for family and guests. Whether you're looking for a primary residence, second home, or investment property, this home checks every box with short-term rentals permitted and an unbeatable beachside location close to restaurants, shopping, and public beach access. Don't miss this opportunity to own a nearly new Gulf-view townhome in one of the fastest-growing coastal communities along the Forgotten Coast.

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Full Property Details

Full Property Details for 109 S 38th St

General

Price: $775,000
Status: Active
Type: Single Family
Source: 933
MLS ID: 328985
Updated: 7/17/2026
Added to Site: 4 day(s) ago

Interior

Interior Features: Breakfast Bar, Elevator, Kitchen Island, Pantry, Walk-In Closet(s), Window Treatment All
Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Microwave, Refrigerator w/Ice Maker, Washer
Furnishings: Furnished
Flooring: Plank, Vinyl

Rooms

Bathrooms

Total Bathrooms: 3
Full Bathrooms: 2
Half Bathrooms: 1

Bedrooms

Total Bedrooms: 3

Exterior

Porch/Patio/Deck: Balcony, Covered Porch

Parking

Parking Features: Under House With Pad

Location

Area: Mexico/St. Joe Beach
Subdivision: No Named Subdivision
Driving Directions: From US Highway 98 in Mexico Beach, turn south onto S 38th Street. The property will be on the left at 109 S 38th Street, Unit A, just one block from the beach with convenient public beach access nearby.

Heating & Cooling

Cooling Type: Central Air
Heating Type: Central, Electric

Utilities

Sewer: Public Sewer
Water: Public
Utility Description: Cable Available, Electricity Connected, Internet Available, Phone Available, Sewer Connected, Water Connected

Structural Information

Architectural Style: 2+ Story, Townhouse
Construction Status: Construction Complete
Exterior Const.: Frame
Stories/Levels: 3
Square Feet: 1,620
Living Area: 1,620 Sq. Ft.
Year Built: 2021

Unit Information

Occupancy Rate: Tenant

Lot Features

Lot Dimensions: 17 x 100
Frontage: 17
Lot Features: Water View, Within 1/2 Mile of Water
Fencing (Description): Back Yard

Water Features

Water View: Yes

Disclosures and Reports

Legal Description: MEXICO BEACH UNIT 5(5.03)213D1 BEG 325.85' SWLY OF NWLY COR L-1 BLK 5 FOR POB TH CONT SWLY 15.56' SELY 100' NELY 15.56' NWLY 100' TO POB. BEING PORTION L-5 BLK 5. BLK 5 FKA # UNIT 12 ORB 1223 P 11 ORB 2441 P 472 ORB 2564 P 278
Flood Zone Info: X
Property ID: 04639-204-000

Listed by Mexico Beach Harmon Realty Inc

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— 109 S 38th St —

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Schools

Schools serving 109 S 38th St

School District:Bay County School District

Name	Grades	Distance
Tyndall Elementary School 7800 Tyndall Pkwy, Tyndall Air Force Base, FL 32403	PK-8	14.4 mi
Rutherford High School 1000 School Avenue, Panama City, FL 32401	6-8	18.7 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 109 S 38th St Get Price Alerts and Save Property

Date

Details

Price

Change

Source

7/17/2026

Listed

$775,000

1140%

MLS

5/14/2004

Sold

$62,500

—

Public Record

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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History

Tax History for 109 S 38th St

Year

Property Taxes

Change

Tax Assessment

Change

2024

$5,903

—

$323,017

-33%

2024

$5,903

15%

$480,775

30%

2023

$5,140

424%

$369,773

560%

2021

$981

-78%

$56,000

-82%

2022

$4,470

356%

$319,944

388%

2021

$981

-17%

$65,600

6%

2019

$1,175

-47%

$62,168

-45%

2018

$2,224

27%

$112,614

-1%

2017

$1,749

14%

$114,005

23%

2016

$1,534

1%

$92,706

2%

2015

$1,517

2%

$90,704

3%

2014

$1,481

7%

$88,127

-1%

2013

$1,385

—

$88,621

—

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Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost

Estimate the Cost for 109 S 38th St

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109 S 38th St, Mexico Beach, FL 32456 (MLS# 328985) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 109 S 38th St is currently listed for $775,000 and was received on July 17, 2026. Want to learn more about 109 S 38th St? Do you have questions about finding other Single Family real estate for sale in Mexico Beach? You can browse all Mexico Beach real estate or contact a Coldwell Banker agent to request more information.

109 S 38th St Mexico Beach, FL 32456