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$1,200,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 2,616 Sq. Ft.
  • Updated 4 days ago
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Experience the very best of waterfront living on the crystal-clear, spring-fed Santa Fe River in Branford! This stunning new construction home, built in 2025, offers 3 bedrooms and 3 bathrooms on a beautifully situated 1/2-acre riverfront lot with breathtaking views and direct water access. Designed for both comfort and style, this two-story home features a residential elevator for easy access to both levels. On the main floor there are 2 bedrooms. One has a private bath with large walk-in shower and the other bathroom gives access from the 2nd bedroom or hallway. The master bedroom has privacy at it is located on the upper floor with a small landing and storage room before entering the massive bedroom. This MBath has a tub/shower and large walk-in closet. All rooms have tall 10' ceilings and attention to detail cannot be missed. Transoms above the windows allow the natural light to pour in without losing privacy. The heart of the home is a show-stopping kitchen complete with a large island, stone countertops, a commercial-grade gas range, wine cooler, and a classic cast iron farmhouse sink-perfect for entertaining or everyday living. Enjoy the outdoors year-round with expansive covered porches on both the front and back of the home, all finished with durable composite decking on the porches and stairs. Take in peaceful river views, unwind with your morning coffee, or host gatherings with the water as your backdrop. The ground level is thoughtfully designed with a fully concreted area, ideal for parking, storage, or entertaining. A beautiful pathway of large concrete pavers leads you down to the river's edge, where you'll find an aluminum gangway, floating dock with swim ladder, and boat mooring-ready for boating, swimming, and enjoying everything river life has to offer. Whether you're searching for a full-time residence or the ultimate riverfront getaway, this exceptional property delivers modern luxury in a serene, natural setting. Don't miss your opportunity to own a brand-new home on one of North Florida's most sought-after rivers!

Full Property Details for 12890 NE 21st Terrace

General

  • Price: $1,200,000
  • Taxes: $2,126 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: GC539437
  • Updated: 4/14/2026
  • Added to Site: 5 day(s) ago

Interior

  • Number of Rooms: 3
  • Interior Features: Ceiling Fan(s), Crown Molding, Open Floorplan, Split Bedroom, Stone Counters, Thermostat
  • Fireplace: Yes
  • Fireplace(s): Gas
  • Appliances: Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Softener, Wine Refrigerator
  • Furnishings: Partially
  • Flooring: Carpet, Engineered Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Security/Safety: Smoke Detector(s)

Exterior

  • Exterior Features: Fire Pit, French Doors
  • Deck/Patio: Covered, Porch
  • Porch/Patio/Deck: Covered, Porch

Location

  • Area: 32008 - Branford
  • County: Gilchrist
  • Development Name: 32008 - Branford
  • Subdivision: UNIT 2 IRA BEAS OASIS SUB
  • Driving Directions: From Bell, go north on US 129 to CR 138, turn right. Go to NE 2nd Way, turn left. At the Y-intersection veer right onto NE 21st Terr. Follow to the sign at the property, on the right.
  • Direction Faces: Southeast

Community

  • Community Name: 32008 - Branford

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Aerobic Septic
  • Water District: SANTA FE RIVER
  • Water: Well
  • Utility Description: Electricity Connected

Structural Information

  • Exterior Const.: HardiPlank Type
  • Roof: Shingle
  • Windows: Blinds
  • Stories/Levels: Two
  • Square Feet: 2,616
  • Sq. Ft. Source: Owner
  • Year Built: 2025

Lot Features

  • Lot Size (Acres): 0.49
  • Lot Size (Sq. Ft.): 21,344
  • Lot Size: 21344
  • Street/Road Desc.: Limerock

Water Features

  • Water Front: Yes
  • Water Access: Yes
  • Water Access Desc: River
  • Water Extras: Yes
  • Water Front Name: SANTA FE RIVER
  • Water Front Desc.: River Front

Financial Considerations

  • Tax Amount: $2,126
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: LOT 13 UNIT 2 IRA BEAS OASIS SUBD OR 41/507 64/493 110/116 148/526 UTILITY EASEMENT 159/ 313 206/323 244/233 UTIL EASE- MENT 250/614 2008/5318 201821001738
  • Flood Zone Info: AE
  • APN: 360615032000000130
  • Property ID: 360615032000000130

Listed by Hometown Realty Of North Florida, Inc

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— 12890 NE 21st Terrace —

  • Hometown Realty Of North Florida, Inc

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 12890 NE 21st Terrace

School District:Gilchrist County School District
NameGradesDistance
Bell Elementary School
2771 East Bell Avenue, Bell, FL 32619
PK-513 mi
Bell High School
930 South Main Street, Bell, FL 32619
6-1213.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 12890 NE 21st Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/14/2026
Listed
$1,200,000
900%
MLS
4/13/2023
Sold
$120,000
—
Public Record
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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 12890 NE 21st Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,126
—
$121,305
9%
2024
$2,126
43%
$111,105
20%
2023
$1,484
21%
$92,507
31%
2021
$1,230
-8%
$70,766
-13%
2022
$1,341
9%
$80,993
45%
2021
$1,230
15%
$55,797
5%
2019
$1,069
-1%
$53,260
—
2018
$1,083
3%
$53,359
5%
2017
$1,047
106%
$50,646
14%
2016
$509
—
$44,502
1%
2015
$511
5%
$44,193
1%
2014
$487
2%
$43,842
2%
2013
$478
—
$43,194
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 12890 NE 21st Terrace

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Hometown Realty Of North Florida, Inc

12890 NE 21st Terrace, Branford, FL 32008 (MLS# GC539437) is a Single Family property with 3 bedrooms and 3 full bathrooms. 12890 NE 21st Terrace is currently listed for $1,200,000 and was received on April 14, 2026. Want to learn more about 12890 NE 21st Terrace? Do you have questions about finding other Single Family real estate for sale in Branford? You can browse all Branford real estate or contact a Coldwell Banker agent to request more information.

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