3232 Highway 98, Mexico Beach, FL 32456 - Photo 1

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$715,000 Just Listed

For Sale
Active
Single Family
4 Beds
2 Full Baths
1 Partial Bath
1,806 Sq. Ft.
Updated 3 days ago

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Property Description

This beautifully renovated 4 bedroom, 2.5 bathroom Waterside Cottage has stunning Gulf AND Canal views! Expertly furnished and decorated to create a breezy coastal vibe, this property is sure to stun renters or guests. Load and unload your boat on the dock behind the cottage after a fun day of boating or fishing! Enjoy a large community swimming pool with a hot tub with less than a minute walk. Take in Gulf views from the front balcony and Canal/pool view from the master suite balcony! Grill out on the back porch and enjoy a pool or beach day just moments away. This cottage is a short walk to the sugar sand beaches of Mexico Beach. Conveniently store your beach gear and toys in the attached garage. The top floor is currently equipped as a bunk room with two twin bunks overlooking both the Canal and Gulf! Whether you are in search of the perfect rental investment or a beach escape second home, this property comes fully furnished and decorated! Schedule a private tour or reach out for a video tour today.

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Full Property Details

Full Property Details for 3232 Hwy 98

General

Price: $715,000
HOA FEE: $300/month
HOA FEE FREQ.: Quarterly
Status: Active
Type: Single Family
Source: 933
MLS ID: 329638
Updated: 9/30/2026
Added to Site: 4 day(s) ago

Interior

Interior Features: Breakfast Bar, Recessed Lighting, Smoke Detector, Walk-In Closet(s), Washer/Dryer Hookup
Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Garage Door Opener, Microwave, Refrigerator w/Ice Maker, Self Cleaning Oven, Washer
Furnishings: Furnished

Rooms

Bathrooms

Total Bathrooms: 3
Full Bathrooms: 2
Half Bathrooms: 1

Bedrooms

Total Bedrooms: 4

Additional Information

Pool: Yes
Pool Description: In Ground

Exterior

Porch/Patio/Deck: Balcony, Deck, Rear Porch

Parking

Parking Features: Driveway, Garage Attached

Location

Area: Mexico/St. Joe Beach
Subdivision: Waterside Village
Driving Directions: Headed West on Hwy 98, turn right into Waterside Village. Turn right and the property is the 2nd house on the left.

Community

Assoc. Fees Include: Accounting, Maintenance Grounds, Outdoor Lights, Recreational Facilities, Reserve Fund

Utilities

Sewer: Public Sewer
Water: Public
Utility Description: Cable Connected, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

Structural Information

Architectural Style: 2+ Story, Beach House
Construction Status: Construction Complete
Exterior Const.: HardiPlank Type
Square Feet: 1,806
Living Area: 1,806 Sq. Ft.
Year Built: 2006

Unit Information

Occupancy Rate: Vacant

Lot Features

Lot Dimensions: Irr
Lot Features: Boating Access, Covenants/Restrictions, Flood Insurance Required, Level, Recorded Subdivision, Water View, Waterfront, Within 1/2 Mile of Water

Water Features

Water Front: Yes
Water View: Yes

Financial Considerations

Association Fee: $900
Assoc Fee Freq.: Quarterly

Disclosures and Reports

Legal Description: MEXICO BEACH UNIT 6 235C2 COM MOST NLY COR OF LOT 7, BLK 4, TH NELY 15.01' TH SELY 47.98' TH SWLY 21.76' TO POB. TH SELY 25.20' TH SWLY 66.20' TH NWLY 18.20' TH NELY 22.00' TH NWLY 7.00' TH NELY 44.20'TO POB. AKA UNIT 3232 (LOT 2, COTTAGES AT WATER
Exclusions: Some small items and art - will provide list
Property ID: 04685-010-000

Listed by Selling The Coast

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Schools

Schools serving 3232 Hwy 98

School District:Bay County School District

Name	Grades	Distance
Tyndall Elementary School 7800 Tyndall Pkwy, Tyndall Air Force Base, FL 32403	PK-8	14.6 mi
Rutherford High School 1000 School Avenue, Panama City, FL 32401	6-8	18.9 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3232 Hwy 98 Get Price Alerts and Save Property

Date

Details

Price

Change

Source

9/29/2026

Listed

$715,000

5.93%

MLS

5/08/2025

Sold

$675,000

—

Public Record

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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History

Tax History for 3232 Hwy 98

Year

Property Taxes

Change

Tax Assessment

Change

2025

$9,341

6%

$575,031

9%

2024

$8,847

6%

$529,132

9%

2023

$8,358

211%

$487,565

218%

2021

$2,687

-65%

$153,458

-67%

2022

$7,669

185%

$460,125

188%

2021

$2,687

-11%

$159,536

-1%

2019

$3,015

-34%

$161,946

-38%

2018

$4,543

16%

$259,754

11%

2015

$3,916

-1%

$234,215

-1%

2014

$3,969

12%

$236,153

4%

2013

$3,554

—

$227,349

—

View All

Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost

Estimate the Cost for 3232 Hwy 98

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$690,000

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$740,000

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Vacant Land
Closed

0.27
Acres

3232 Highway 98, Mexico Beach, FL 32456 (MLS# 329638) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 3232 Highway 98 is currently listed for $715,000 and was received on September 29, 2026. Want to learn more about 3232 Highway 98? Do you have questions about finding other Single Family real estate for sale in Mexico Beach? You can browse all Mexico Beach real estate or contact a Coldwell Banker agent to request more information.

3232 Hwy 98 Mexico Beach, FL 32456