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$3,900,000 Just Listed
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Property Description
Discover an exceptional D'Asign Source designer home in prestigious Key Colony Beach, set on a beautifully landscaped lot with effortless access to both the bay and the open ocean. This spacious 4 bedroom 4 bath, light-filled residence offers generous living areas with soaring ceilings and oversized windows that seamlessly connect the indoors with the stunning natural surroundings. The expansive ground floor is perfectly designed for entertaining and family living, featuring a large living room, gourmet kitchen, formal dining area, and a dedicated media room and one guest bedroom and a two-car garage currently used as a versatile game room. A whole-home stereo system adds to the refined ambiance throughout. Built with enduring quality, the waterfront home features all-concrete construction and a brand-new custom metal imitation barrel tile roof. At the heart of this private oasis lies a beautiful swimming pool with an inviting tiki hut -- an ideal retreat for family gatherings and relaxed entertaining. Complementing this is a deep-water dock equipped with a powerful 30,000-pound hydraulic boat lift, offering effortless access to the bay and beyond. Perfectly suited for a large family or those who love to host, this magnificent Key Colony Beach estate delivers space, luxury, and unparalleled waterfront living in one of the Florida Keys' most sought-after communities.
Full Property Details
Full Property Details for 431 12th St
General
- Price: $3,900,000
- Taxes: $14,023 (2025)
- Status: Active
- Type: Single Family
- Source: Greater_Miami
- MLS ID: A11992273
- Updated: 4/2/2026
- Added to Site: 3 day(s) ago
Interior
- Interior Features: First Floor Entry, Built-in Features, Entrance Foyer, Walk-In Closet(s), Media Room, Recreation Room, Utility Room/Laundry
- Appliances: Dishwasher, Dryer, Microwave, Electric Range, Refrigerator, Washer
- Flooring: Carpet, Ceramic Floor
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
- Primary Bathroom: Dual Sinks, Separate Tub & Shower, Whirlpool/Spa
Bedrooms
- Total Bedrooms: 4
- Bedroom Features: At Least 1 Bedroom Ground Level, Primary Bath Shower, Primary Bath Tub, Primary Bedroom Upstairs
Other Rooms
- Living Room: Media Room, Recreation Roo Sq. Ft.
- Dining Room: Breakfast Area, Formal Dining
- Laundry: Utility Room/Laundry
Additional Information
- Pool: Yes
- Pool Description: In Ground, Concrete, Heated
- Security/Safety: Smoke Detector
Exterior
- Exterior Features: Open Balcony
- Deck/Patio: Open Balcony, Patio
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Additional Spaces Available, Circular Driveway, Driveway, Paver Block
Location
- Area: Coury Subd
- County: Monroe County
- Subdivision: COURY SUBD
- Building Name: COURY SUBD
- Driving Directions: Overseas Highway to Sadowski Causeway. Turn right onto W Ocean Dr. Turn right onto 12th St to 431 12th St on the left.
- Direction Faces: Southwest
Community
- Community Name: Coury Subd
- Pets Allowed: Yes
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Attic Fan, Ceiling Fan(s), Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Municipal Water
Structural Information
- Architectural Style: Attached, Two Story, Split Level
- Structure Type: House
- Detached/Attached: Detached
- Construction: CBS Construction
- Roof: Metal Roof
- Windows: High Impact Windows, Impact Glass
- Entry Location: Foyer
- Building Size: 5361
- Square Feet: 4,369
- Living Area: 4,369 Sq. Ft.
- Year Built: 1993
Lot Features
- Property View: Canal, Pool
- Lot Size (Sq. Ft.): 9,600
- Frontage Feet: 80
- Lot Features: Less Than 1/4 Acre Lot
- Zoning: R-1A - Key Colony S
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Ocean Access, Canal Front, Canal Width 1-80 Feet, No Fixed Bridges
Financial Considerations
- Price Per Sq. Ft.: $892.65
- Tax Amount: $14,023
- Tax Year: 2025
- Terms: All Cash, Conventional
Disclosures and Reports
- Legal Description: LT 13 COURY SUBDIVISION PB7-13 KEY COLONY OR801-2296 OR892-197 OR929-1531 OR940-336 OR942-2002C OR1050-558 OR1072-1943 OR1096-2403 OR1171-55
- Restrictions: No Restrictions
- Inclusions: Boatlift, Private Dock, Unrestricted Salt Water Access
- Property ID: 00079871-001300
Listed by Florida Keys Real Estate Group
Get Pre-Approved Today
Schools
Schools serving 431 12th St
School District:Monroe County School District, Middle Torch Key, FL
| Name | Grades | Distance |
|---|---|---|
Stanley Switlik Elementary School 3400 Overseas Highway, Marathon, FL 33050 | PK-5 | 4.4 mi |
Marathon School 350 Sombrero Beach Road, Marathon, FL 33050 | 6-12 | 3.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 431 12th St
Date
Details
Price
Change
Source
4/01/2026
Listed
$3,900,000
255.35%
MLS
8/09/2013
Sold
$1,097,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 431 12th St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$14,001
—
$1,494,967
3%
2024
$14,001
2%
$1,452,835
3%
2023
$13,685
3%
$1,410,520
6%
2021
$13,347
1%
$1,329,551
-3%
2022
$13,176
-1%
$1,369,437
20%
2021
$13,347
13%
$1,145,578
-2%
2019
$11,807
—
$1,174,021
-2%
2018
$11,820
13%
$1,200,877
7%
2017
$10,440
6%
$1,122,045
13%
2016
$9,837
-3%
$992,460
-2%
2015
$10,119
1%
$1,008,422
3%
2014
$10,053
-9%
$974,515
-7%
2013
$11,077
—
$1,050,615
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 431 12th St
431 12th St, Key Colony, FL 33051 (MLS# A11992273) is a Single Family property with 4 bedrooms and 4 full bathrooms. 431 12th St is currently listed for $3,900,000 and was received on April 01, 2026. Want to learn more about 431 12th St? Do you have questions about finding other Single Family real estate for sale in Key Colony? You can browse all Key Colony real estate or contact a Coldwell Banker agent to request more information.

