437 Pirates Rd, Torch Key, FL 33042 - Photo 1

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$899,000

For Sale
Active
Single Family
3 Beds
2 Full Baths
1,296 Sq. Ft.
Updated 5 days ago

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Property Description

Offered in the highly sought-after Jolly Roger Estates, this beautifully maintained, one-owner canal-front home is just 11 years old and truly move-in ready. Elevated and thoughtfully designed, the 1,296 sq. ft. residence offers three bedrooms and two bathrooms, enhanced by refined finishes including crown molding, tray ceilings, tile showers, and a bright, open-concept living space ideal for coastal living. Built for both comfort and peace of mind, the home features a metal roof installed in 2018 along with impact-rated windows and doors throughout. Enjoy added privacy and nightly sunset views over the protected salt marsh directly across the street-an unspoiled natural backdrop that will never be developed. Boaters will appreciate the free-flowing, clear-water canal with excellent access to both the ocean and the bay. The private dock with a 7,000-lb side-lift boat elevator makes heading out for fishing, diving, or sunset cruises effortless. The spacious lot offers a large driveway, double covered parking, and ample room for boat trailers and additional vehicles. Downstairs, a full concrete pad and enclosed angler's room provide the perfect space for storing fishing gear, dive equipment, and all your island toys. Located near mile marker 28.5, Jolly Roger Estates is a peaceful, palm-lined waterfront community on the Atlantic side of Little Torch Key, offering direct access to Pine Channel and world-class boating, fishing, and diving at nearby Looe Key Reef.

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Full Property Details

Full Property Details for 437 Pirates Rd

General

Price: $899,000
Taxes: $7,478 (2025)
Status: Active
Type: Single Family
Source: Greater_Miami
MLS ID: A11998100
Updated: 4/9/2026
Added to Site: 103 day(s) ago

Interior

Interior Features: Second Floor Entry, Workshop
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Electric Range, Refrigerator, Wall Oven, Washer
Flooring: Tile

Rooms

Bathrooms

Total Bathrooms: 2
Full Bathrooms: 2

Bedrooms

Total Bedrooms: 3
Bedroom Features: Primary Bath Shower

Other Rooms

Living Room: Workshop Sq. Ft.

Additional Information

Security/Safety: Fire Alarm

Exterior

Exterior Features: Open Balcony
Deck/Patio: Deck, Open Balcony

Parking

Garage: Yes
Garage Spaces: 2
Covered Spaces: 2
Parking Features: Additional Spaces Available, Driveway

Location

Area: Jolly Roger Estates
County: Monroe County
Subdivision: JOLLY ROGER ESTATES
Building Name: JOLLY ROGER ESTATES
Direction Faces: West

Community

Community Name: Jolly Roger Estates
Association: Yes

Heating & Cooling

Air Conditioning: Yes
Cooling Type: Ceiling Fan(s), Central Air
Heating Type: Central

Utilities

Sewer: Public Sewer
Water: Municipal Water

Structural Information

Architectural Style: Detached, One Story
Structure Type: House
Detached/Attached: Detached
Construction: Modular Construction
Roof: Metal Roof
Building Size: 2842
Square Feet: 1,296
Living Area: 1,296 Sq. Ft.
Year Built: 2015

Lot Features

Property View: Canal, Water
Lot Size (Sq. Ft.): 6,000
Frontage Feet: 60
Lot Features: Less Than 1/4 Acre Lot
Zoning: is

Water Features

Water Front: Yes
Water View: Yes
Water Front Desc.: WF/Ocean Access, Canal Front

Financial Considerations

Price Per Sq. Ft.: $693.67
Tax Amount: $7,478
Tax Year: 2025
Terms: Conventional, FHA-Va Approved, VA Loan

Disclosures and Reports

Legal Description: BK 1 LT 6 JOLLY ROGER ESTATES LITTLE TORCH KEY PB5-34 OR358-388 OR493-875 OR525-675 OR898-1386 OR911-2401 OR1058-2037 OR1437-803 OR1482-1655
Restrictions: No Restrictions
Inclusions: Boatlift
Property ID: 00215230-000000

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Schools

Schools serving 437 Pirates Rd

School District:Monroe County School District, Middle Torch Key, FL

Name	Grades	Distance
Sugarloaf School 255 Crane Boulevard, Summerland Key, FL 33042	PK-8	8.9 mi
Key West High School 2100 Flagler Avenue, Key West, FL 33040	9-12	25.5 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 437 Pirates Rd Get Price Alerts and Save Property

Date

Details

Price

Change

Source

1/01/2026

Listed

$899,000

87.29%

MLS

3/03/2016

Sold

$480,000

—

Public Record

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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History

Tax History for 437 Pirates Rd

Year

Property Taxes

Change

Tax Assessment

Change

2024

$6,907

—

$837,026

1%

2024

$6,907

7%

$832,835

—

2023

$6,469

25%

$835,215

71%

2021

$5,169

-8%

$487,489

-24%

2022

$5,623

9%

$643,091

39%

2021

$5,169

4%

$461,222

1%

2019

$4,951

-2%

$457,690

—

2018

$5,073

10%

$457,935

1%

2017

$4,599

32%

$453,580

11%

2016

$3,482

187%

$408,829

1354%

2015

$1,214

66%

$28,110

10%

2014

$733

78%

$25,555

10%

2013

$412

—

$23,232

—

View All

Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost

Estimate the Cost for 437 Pirates Rd

437 Pirates Rd, Torch Key, FL 33042 (MLS# A11998100) is a Single Family property with 3 bedrooms and 2 full bathrooms. 437 Pirates Rd is currently listed for $899,000 and was received on January 01, 2026. Want to learn more about 437 Pirates Rd? Do you have questions about finding other Single Family real estate for sale in Torch Key? You can browse all Torch Key real estate or contact a Coldwell Banker agent to request more information.

437 Pirates Rd Torch Key, FL 33042