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$739,000

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 2 Full Baths
  • 1,326 Sq. Ft.
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Walk right to your Boat from this Adorable Lakefront Island Cottage in the desirable Safety Harbor Club beach, boating, and tennis community! Everything you need is right within walking distance. Close to the community pool and tennis/pickleball courts. Steps to the shared community dockage. The beach is just 80 seconds away on your golf cart.  Fabulous serenity. Tucked within a lush, oversized lot filled with swaying palms and tropical foliage, this charming 2-bedroom cottage offers unobstructed views of the lake. The spacious living room opens with a three-panel sliding glass door onto a covered, screened room. Perfect for sunset time. A large kitchen with granite countertops & formal dining room extends the gathering space with plenty of room for all. Just off the living area is a guest bedroom with great views of the lake and its own private entrance to an open sun deck. The upstairs level offers a spacious primary suite with a vaulted ceiling, a private en-suite bath, and a sundeck ideally positioned for your sunrise coffee. This property includes a full membership to Safety Harbor Club with access to the community docks, pool, tennis courts, ferry landing, restaurant, and beach access. Whether you're seeking an ideal boater's retreat right in the middle of some of the best world-class fishing waters, a peaceful island getaway, or your forever beach home, this one checks all the boxes at an affordable price point!

Full Property Details for 4491 Harbor Bend Dr

General

  • Price: $739,000
  • Taxes: (2024)
  • Status: Active
  • Type: Single Family
  • Source: Bonita_Springs
  • MLS ID: 225036223
  • Updated: 12/10/2025
  • Added to Site: 281 day(s) ago

Rental Information

  • Lease/Rent Term: 7
  • Min. Lease (Days): 7

Interior

  • Interior Features: Vaulted Ceiling(s)
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator/Freezer
  • Furnishings: Partially
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Primary Bathroom: Shower Only

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Dining Room: Dining - Living

Additional Information

  • Shared Amenities: Beach Access, Clubhouse, Community Boat Dock, Pool, Pickleball, Restaurant, Tennis Court(s), Boating, Non-Gated
  • Tennis: Yes

Exterior

  • Exterior Features: Wooden Dock, None
  • Porch/Patio/Deck: Screened Lanai/Porch

Location

  • Area: CI02 - Upper Captiva Island
  • County: Lee
  • Subdivision: SAFETY HARBOR CLUB
  • Building Name: SAFETY HARBOR CLUB
  • Driving Directions: Take the ferry to North Captiva. Follow Escondido Lane to Harbor Bend Dr. Turn left onto Harbor Bend Dr. The property will be on the right.
  • Direction Faces: East

Community

  • Association: Yes
  • Assoc. Fees Include: Trash
  • Units Assoc/Comm: 1
  • Pets Allowed: Yes
  • Management Type: None

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Electric
  • Heating Type: Central Electric

Utilities

  • Sewer: Central
  • Water: Central
  • Utility Description: Cable Not Available

Structural Information

  • Architectural Style: Florida
  • Description/Design: Single Family Residence
  • Exterior Const.: Wood Frame, Piling, Wood Siding
  • Roof: Shingle
  • Windows: Jalousie
  • Doors: Impact Resistant Doors
  • Stories/Levels: 2
  • Stories in Building: 2
  • Square Feet: 1,326
  • Sq. Ft. Source: Property Appraiser Office
  • Living Area: 1,326 Sq. Ft.
  • Year Built: 1983

Lot Features

  • Property View: Landscaped Area, Trees/Woods, Lake
  • Lot Size (Acres): 0.326
  • Lot Size (Sq. Ft.): 14,200
  • Lot Size Source: Property Appraiser Office
  • Lot Dimensions: 125 x 62 x 212 x 140
  • Frontage: Private Road
  • Frontage Feet: 125
  • Irrigation System: None
  • Lot Features: Oversize
  • Zoning: PUD
  • Lot Description: Oversize

Water Features

  • Water Front: Yes
  • Gulf Access: Yes
  • Water Front Desc.: Lake Front
  • Lake Front: Yes
  • Boat Dock Slip: Yes

Financial Considerations

  • Other Assoc Fees: $1,500
  • Other Fee Freq.: Quarterly
  • Tax Year: 2024
  • Terms: Buyer Finance/Cash

Disclosures and Reports

  • Ownership: Single Family
  • Legal Description: SAFETY HARBOR CLUB PB 34 PG 33 LOT 32
  • Property ID: 05-45-21-02-00000.0320
  • Section: 5
  • Lot Number: 32

Listed by Resort Properties Internationa

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— 4491 Harbor Bend Dr —

  • Resort Properties Internationa

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 4491 Harbor Bend Dr

School District:Lee County School District, Fort Myers, FL
NameGradesDistance
The Sanibel School
3840 Sanibel Captiva Road, Sanibel, FL 33957
6-812.4 mi
Cypress Lake Middle School
8901 Cypress Lake Drive, Fort Myers, FL 33919
6-820.1 mi
Cypress Lake High School
6750 Panther Lane, Fort Myers, FL 33919
9-1220.1 mi
Fort Myers High School
2635 Cortez Boulevard, Fort Myers, FL 33901
9-1221.3 mi
South Fort Myers High School
14020 Plantation Road, Fort Myers, FL 33912
9-1223.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4491 Harbor Bend Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/13/2025
Listed
$739,000
44.9%
MLS
4/15/2022
Sold
$510,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4491 Harbor Bend Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,000
1%
$423,346
-13%
2024
$5,953
149%
$484,349
300%
2023
$2,394
-51%
$121,135
-56%
2021
$4,848
-15%
$274,044
-36%
2022
$5,688
17%
$426,395
42%
2021
$4,848
-13%
$300,390
-5%
2019
$5,551
1%
$315,732
9%
2018
$5,488
4%
$289,868
-1%
2017
$5,302
12%
$293,117
22%
2016
$4,749
-4%
$239,560
-2%
2015
$4,971
21%
$245,003
—
2014
$4,103
13%
$245,196
20%
2013
$3,644
—
$205,109
—
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Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Resort Properties Internationa

4491 Harbor Bend Dr, Upper Captiva, FL 33924 (MLS# 225036223) is a Single Family property with 2 bedrooms and 2 full bathrooms. 4491 Harbor Bend Dr is currently listed for $739,000 and was received on April 13, 2025. Want to learn more about 4491 Harbor Bend Dr? Do you have questions about finding other Single Family real estate for sale in Upper Captiva? You can browse all Upper Captiva real estate or contact a Coldwell Banker agent to request more information.

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