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$895,000
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Property Description
"Fancy Free Cottage" is located along the northwestern shoreline of Useppa Island and possesses many of the qualities that make for a quaint and private island retreat. This attached villa features three bedrooms and two baths encompassing more than 1,600 square feet of air-conditioned living space. From the moment you approach the front door, the difference is apparent: the end-unit setting offers additional openness and privacy, with lush tropical landscaping in place of the neighboring residence found alongside interior units. Situated just steps from the shoreline, its position provides expansive water views to the north and west, along with magnificent sunsets overlooking Boca Grande and Charlotte Harbor in the distance. Those waters and surrounding islands are easily accessible, as ownership of this unit includes the right to dock a boat of up to 24 feet at a nearby community dock at no additional cost. Through the front door, you are greeted by an open and light-filled living area overlooking the northwesterly water views through impact-rated sliding doors. The living room is spacious enough to accommodate a variety of dining and seating arrangements and also features a fireplace and bar. Adjacent to the living room is a full kitchen with breakfast bar, providing added functionality for entertaining while maintaining a convenient and manageable footprint. The Primary Bedroom is situated on the east side of the first of two living floors and offers ample storage along with a recently renovated ensuite bathroom. Direct access to the wraparound deck is provided through classic multipaned French doors, where privacy and a tropical setting come together. The deck provides ample room for a jacuzzi, should the new owner desire one, or for a complement of patio furniture for outdoor entertaining and relaxation. Upstairs are two additional bedrooms joined by a Jack-and-Jill bathroom. The western bedroom possesses bird's-eye views over the water through impact-rated sliding doors, and those views come to life the moment you step through the sliders onto the private open balcony. The bathroom is both functional and charming, with classic coastal décor and a private water closet and bath that can be closed off with pocket doors. The easterly guest room is quaint yet spacious enough to accommodate guests of all ages and would also serve well as an office or exercise room. With this floor plan, it is not uncommon for the western guest room to become the Primary Bedroom, while the eastern guest room serves as a Primary office or den. "Fancy Free Cottage" has received a wide range of updates and thoughtful attention in recent years, creating a truly move-in-ready property without the need for renovation or significant additional work. Its location and position provide a sense of waterfront living, complete with expansive water views and convenient dockage amid a lush tropical setting-all within a quaint and manageable package offered below $1,000,000.
Full Property Details
Full Property Details for 507 Useppa
General
- Price: $895,000
- Taxes: (2025)
- Status: Active
- Type: Duplex
- Source: Bonita_Springs
- MLS ID: 2026034128
- Updated: 8/16/2026
- Added to Site: 13 day(s) ago
Interior
- Interior Features: Split Bedrooms, Guest Bath, Guest Room, Bar, Built-In Cabinets, Exclusions
- Fireplace: Yes
- Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Self-Cleaning Oven, Washer
- Furnishings: Turnkey
- Flooring: Other
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Shower Only
Bedrooms
- Total Bedrooms: 3
- Primary Bedroom: Master BR Ground
Other Rooms
- Laundry: Inside
Additional Information
- Shared Amenities: Bike And Jog Path, Bocce Court, Community Boat Dock, Pool, Fitness Center, Tennis Court(s), Marina, See Remarks, Playground, Private Membership, Restaurant, Boating
- Tennis: Yes
- Security/Safety: Smoke Detector(s)
Exterior
- Exterior Features: Boat Slip, Elec Avail at dock, Water Avail at Dock, Wooden Dock, Balcony, Storage
- Porch/Patio/Deck: Open Porch/Lanai, Deck, Patio
Location
- Area: OI01 - Outer Islands
- County: Lee
- Subdivision: USEPPA ISLAND
- Building Name: USEPPA ISLAND
- Driving Directions: This property is located on an island without bridges or roads, and a boat is required for access. Please contact listing agent to discuss the options available and specific instructions to access the property.
- Direction Faces: Southeast
Community
- Assoc. Fees Include: Rec Facilities, Street Lights, Street Maintenance, Trash
- Units Assoc/Comm: 2
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric, Fireplace(s)
Utilities
- Sewer: Central
- Water: Central
- Utility Description: Underground Utilities, Cable Not Available
Structural Information
- Description/Design: Villa Attached
- Structure Type: Duplex
- Exterior Const.: Elevated, Piling, Wood Frame, Vinyl Siding
- Roof: Metal
- Common Walls: End Unit
- Windows: Impact Resistant, Other, Impact Resistant Windows, Window Coverings
- Entry Floor Number: 1
- Stories/Levels: 2
- Stories in Building: 2
- Square Feet: 1,606
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 1,606 Sq. Ft.
- Year Built: 1980
Lot Features
- Property View: Bay, Landscaped Area, Mangroves, Water
- Lot Size (Acres): 0.051
- Lot Size (Sq. Ft.): 2,221
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 31 x 37 x 80 x 65
- Frontage Feet: 31
- Irrigation System: Other
- Lot Features: Across From Waterfront, Irregular Lot
- Zoning: RM-2
- Lot Description: Across From Waterfront, Irregular Lot
Water Features
- Water Front Desc.: None
- Canal Width: None
- Boat Dock Slip: Yes
Financial Considerations
- Mand. Club Fee: $475
- Mand. Club Fee Freq: Monthly
- Application Fee: $53,250
- Tax Year: 2025
- Terms: Buyer Finance/Cash
Disclosures and Reports
- Ownership: Single Family
- Legal Description: USEPPA VILLAGE E 1/2 LOT VIII AS DESC IN OR 1465 PG 0255
- Property ID: 09-44-21-02-00008.0000
- Section: 9
- Block: 8
- Lot Number: 7
Listed by Century 21 Sunbelt Realty
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Price & Sales History for 507 Useppa
Date
Details
Price
Change
Source
8/13/2026
Listed
$895,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 507 Useppa
507 Useppa, Useppa Island, FL 33924 (MLS# 2026034128) is a Duplex property with 3 bedrooms and 2 full bathrooms. 507 Useppa is currently listed for $895,000 and was received on August 13, 2026. Want to learn more about 507 Useppa? Do you have questions about finding other Duplex real estate for sale in Useppa Island? You can browse all Useppa Island real estate or contact a Coldwell Banker agent to request more information.
