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$2,350,000
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Property Description
Welcome to an exceptional island retreat in the heart of Key Colony Beach. This beautifully elevated single-family residence embodies refined coastal luxury, offering 3 bedrooms and 2 bathrooms, additional space with no detail overlooked. Thoughtfully renovated, the home features a new metal roof, impact-rated windows and doors, elegant LVT flooring, designer lighting, custom cabinetry, and exquisite Cambria quartz countertops throughout. Outdoors, the property transforms into a private resort. Lush tropical landscaping and ambient exterior lighting set the tone, while an outdoor shower, custom bar, and sparkling pool create the perfect setting for entertaining or unwinding in complete privacy. Boating enthusiasts will appreciate 75 feet of concrete dockage with a composite step-down system, seamlessly blending function with style. An expansive, titled upper deck offers a sophisticated space for gatherings, sunset cocktails, and elevated island living. Ideally positioned just moments from the iconic Sunset Park, this residence delivers a rare combination of luxury, lifestyle, and location. A truly turnkey opportunity to own a distinguished piece of paradise in Key Colony Beach. Schedule your private showing today.
Full Property Details
Full Property Details for 520 12th St
General
- Price: $2,350,000
- Taxes: $14,635 (2025)
- Status: Active
- Type: Single Family
- Source: Greater_Miami
- MLS ID: A11972821
- Updated: 2/26/2026
- Added to Site: 51 day(s) ago
Interior
- Interior Features: Second Floor Entry, Other
- Appliances: Dishwasher, Dryer, Microwave, Electric Range, Refrigerator, Washer
- Flooring: Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: None
Bedrooms
- Total Bedrooms: 2
- Bedroom Features: None
Other Rooms
- Living Room: Other Sq. Ft.
Additional Information
- Pool: Yes
- Pool Description: Fiberglass
Exterior
- Exterior Features: Open Balcony
- Deck/Patio: Open Balcony, Patio
Parking
- Garage: Yes
- Garage Spaces: 1
- Covered Spaces: 1
- Parking Features: Driveway
Location
- Area: Key Colony Beach 2nd Add
- County: Monroe County
- Subdivision: KEY COLONY BEACH 2ND ADD
- Building Name: KEY COLONY BEACH 2ND ADD
- Driving Directions: Follow Overseas Highway to Marathon. Take a left at Key Colony Beach/Sadowski Causeway. Follow the road to Ocean Drive. Take a right. Proceed to 12th Street. Take a right. The home is on the right.
- Direction Faces: Southwest
Community
- Community Name: Key Colony Beach 2nd Add
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: None
Utilities
- Sewer: Public Sewer
- Water: Municipal Water
Structural Information
- Architectural Style: Attached, One Story
- Structure Type: House
- Detached/Attached: Detached
- Construction: Concrete Block Construction
- Roof: Metal Roof
- Windows: Partial Impact Glass
- Building Size: 4326
- Square Feet: 1,584
- Living Area: 1,584 Sq. Ft.
- Year Built: 1985
Lot Features
- Property View: Canal
- Lot Size (Sq. Ft.): 8,250
- Frontage Feet: 75
- Lot Features: Less Than 1/4 Acre Lot
- Zoning: R-1A
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Ocean Access, Canal Front
Financial Considerations
- Price Per Sq. Ft.: $1,483.59
- Tax Amount: $14,635
- Tax Year: 2025
- Terms: All Cash, Conventional
Disclosures and Reports
- Legal Description: BK 12 N 62.5 FT LT 55 AND S 12.5 FT LT 54 KEY COLONY BEACH SECOND ADDN PB4-94 SHELTER KEY OR186-480 OR452-463 OR909-1625 OR910-96 OR1268-140
- Restrictions: No Restrictions
- Inclusions: Private Dock
- Property ID: 00077500-000000
Listed by Florida Keys Real Estate Group
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Schools
Schools serving 520 12th St
School District:Monroe County School District, Middle Torch Key, FL
| Name | Grades | Distance |
|---|---|---|
Stanley Switlik Elementary School 3400 Overseas Highway, Marathon, FL 33050 | PK-5 | 4.4 mi |
Marathon School 350 Sombrero Beach Road, Marathon, FL 33050 | 6-12 | 3.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 520 12th St
Date
Details
Price
Change
Source
1/08/2026
Listed
$2,350,000
38.24%
MLS
12/18/2024
Sold
$1,700,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 520 12th St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,119
—
$1,518,899
142%
2024
$6,119
3%
$626,494
3%
2023
$5,918
2%
$608,247
6%
2021
$5,785
1%
$573,333
-3%
2022
$5,739
-1%
$590,532
4%
2021
$5,785
7%
$565,418
2%
2019
$5,402
6%
$552,706
2%
2018
$5,109
4%
$542,401
2%
2017
$4,889
-2%
$531,245
2%
2016
$4,981
—
$520,319
1%
2015
$4,984
-2%
$516,702
1%
2014
$5,070
-1%
$512,601
1%
2013
$5,113
—
$505,026
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 520 12th St
520 12th St, Key Colony, FL 33051 (MLS# A11972821) is a Single Family property with 2 bedrooms and 2 full bathrooms. 520 12th St is currently listed for $2,350,000 and was received on January 08, 2026. Want to learn more about 520 12th St? Do you have questions about finding other Single Family real estate for sale in Key Colony? You can browse all Key Colony real estate or contact a Coldwell Banker agent to request more information.

