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$4,750,000

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 4 Full Baths
  • 1 Partial Bath
  • 2,381 Sq. Ft.
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Discover timeless elegance in the heart of Alys Beach, one of the most coveted addresses along Florida's Emerald Coast. This stunning residence embodies the signature Alys Beach architectural style, crisp venetian plaster, graceful arches, and thoughtful Mediterranean-inspired details, set on the iconic Charles Street, just steps from pristine beaches, the renowned Caliza Pool, boutique shops, fine dining, and the vibrant Town Center. Recently refreshed by renowned interior designer Marisol Gullo, the interior boasts a sophisticated, contemporary coastal palette with updated finishes, luxurious furnishings, and impeccable attention to detail that perfectly complements the home's classic architecture. The open-concept living spaces flow seamlessly, creating an inviting atmosphere ideal for both relaxed gatherings and effortless entertaining. With 5 generous bedrooms, 4.5 baths, a private outdoor courtyard, and ample natural light throughout, this home offers the ultimate luxury coastal living. Enjoy the exclusive Alys Beach lifestyle, complete with world-class amenities, community events, and direct beach access. Whether you're seeking a primary residence, vacation retreat, or investment property in this highly desirable community, 86 N Charles Street represents a rare opportunity to own a refreshed masterpiece in paradise.

Full Property Details for 86 N Charles St

General

  • Price: $4,750,000
  • Taxes: $31,068 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 996693
  • Updated: 4/13/2026
  • Added to Site: 61 day(s) ago

Rental Information

  • Complex Features: Beach, Exercise Room, Pool, Tennis, Waterfront

Interior

  • Number of Rooms: 7
  • Interior Features: Breakfast Bar, Kitchen Island, Lighting Recessed, Owner's Closet, Pantry, Split Bedroom, Wallpaper
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator W/IceMk, Stove/Oven Gas, Washer
  • Furnishings: Furnished - Some
  • Flooring: Floor Tile

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 5

Additional Information

  • Pool: Yes
  • Pool Description: Pool Type

Exterior

  • Exterior Features: Shower
  • Porch/Patio/Deck: Patio Covered, Patio Open

Location

  • Area: 18 - 30A East
  • County: Walton
  • Subdivision: ALYS BEACH
  • Driving Directions: 30A East to North Charles St. Turn North on North Charles, home is on the right.

School Information

  • Elementary School: Dune Lakes
  • Middle School: Emerald Coast
  • High School: South Walton

Community

  • Association: Yes
  • Assoc. Fees Include: Master Association, Recreational Faclty

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Natural Gas
  • Heating/Cooling: Natural Gas, Ceiling Fans, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Gas - Natural, Public Water, TV Cable

Structural Information

  • Architectural Style: Other
  • Construction: Concrete, Stucco
  • Exterior Const.: Concrete, Stucco
  • Stories/Levels: 2
  • Square Feet: 2,381
  • Sq. Ft. Source: County PA Records
  • Year Built: 2007

Lot Features

  • Lot Size (Acres): 0.06
  • Lot Size (Sq. Ft.): 2,613.6
  • Lot Dimensions: 40' x 74'
  • Street/Road Desc.: Paved
  • Lot Features: Covenants, Restrictions, Sidewalk, Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $3,097
  • Tax Amount: $31,068.84
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: Lot 9 Blk B Alys Beach Ph 1A-1 Pb 17 Pg 11 A Replat Of Alys Beach Ph 1A Pb 16 Pg 10 Or 2961-2342 Or 3230-4168
  • APN: 26-3S-18-16400-00B-0090
  • Property ID: 26-3S-18-16400-00B-0090

Listed by Compass

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— 86 N Charles St —

  • Compass

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 86 N Charles St

School District:Walton County School District
NameGradesDistance
Bay Elementary School
6565 US Highway 98 East, Santa Rosa Beach, FL 32459
K-54.9 mi
Emerald Coast Middle School
4019 US Highway 98 East, Santa Rosa Beach, FL 32459
6-87 mi
South Walton High School
645 Greenway Trail, Santa Rosa Beach, FL 32459
9-1211.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 86 N Charles St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/02/2026
Listed
$4,750,000
26.84%
MLS
12/21/2021
Sold
$3,745,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 86 N Charles St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$29,354
—
$3,065,252
7%
2024
$29,354
—
$2,854,135
-2%
2023
$29,339
37%
$2,897,649
57%
2021
$21,407
-21%
$1,840,313
-29%
2022
$27,161
27%
$2,582,880
39%
2021
$21,407
7%
$1,857,276
7%
2019
$20,018
3%
$1,743,067
10%
2018
$19,342
12%
$1,584,606
2%
2017
$17,309
12%
$1,559,926
18%
2016
$15,519
10%
$1,322,125
14%
2015
$14,050
27%
$1,160,788
31%
2014
$11,070
2%
$887,957
3%
2013
$10,883
—
$864,425
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Compass

86 N Charles Street, Panama City Beach, FL 32461 (MLS# 996693) is a Single Family property with 5 bedrooms, 4 full bathrooms and 1 partial bathroom. 86 N Charles Street is currently listed for $4,750,000 and was received on March 02, 2026. Want to learn more about 86 N Charles Street? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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