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$1,999,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • Updated 6 days ago
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OWNER FINANCING AVAILABLE -- 30% DOWN Brand-New Oceanside Waterfront Home with Pool & Dock in Key Largo Discover a beautifully crafted new construction home designed for effortless waterfront living in Key Largo. Situated directly on the ocean side, this impressive 4-bedroom, 4-bath custom residence pairs contemporary finishes with an exceptional outdoor setup made for boating, entertaining, and enjoying the Florida Keys lifestyle. Your Private Outdoor Retreat: The backyard is designed to be enjoyed year-round, centered around a heated and chilled saltwater pool featuring: 5'-6'' depth, Massage jets, Beach shelf with umbrella holder, Five LED pool lights' and a Safety net. Just beyond the pool, a substantial 15' x 40' private dock provides an ideal launch point for days on the water. The dock includes durable polyurethane synthetic decking, a power pedestal with LED lighting, water hookup, and both 30-amp and 120V electrical receptacles. Outdoor Entertaining, Elevated: The covered entertaining area makes outdoor gatherings easy and comfortable. The built-in outdoor kitchen is equipped with an outdoor-rated refrigerator/freezer, 32'' BULL BBQ, and sink, creating the perfect setting for everything from casual lunches to sunset dinners after a day on the boat. Contemporary Interior with Premium Appointments:

Full Property Details for 862 Cardinal

General

  • Price: $1,999,000
  • Taxes: $3,094 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Greater_Miami
  • MLS ID: A12100959
  • Updated: 10/5/2026
  • Added to Site: 9 day(s) ago

Interior

  • Interior Features: Built-in Features, Walk-In Closet(s), No Additional Rooms
  • Appliances: Dishwasher, Dryer, Electric Range
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4

Bedrooms

  • Total Bedrooms: 4
  • Bedroom Features: Primary Bedroom Upstairs

Other Rooms

  • Living Room: No Additional Rooms Sq. Ft.

Additional Information

  • Pool: Yes
  • Pool Description: In Ground

Parking

  • Carport Spaces: 3
  • Covered Spaces: 3
  • Parking Features: Covered, Driveway, Paver Block

Location

  • Area: Winston Waterway
  • County: Other Florida County
  • Subdivision: Winston Waterway
  • Building Name: Winston Waterway
  • Driving Directions: MM 1012 Oceanside-- Turn East on Mahogany, then right on Valencia Rd, then right on Cardinal. 1st house on the right, corner lot.
  • Direction Faces: South

Community

  • Community Name: Winston Waterway

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Air
  • Heating Type: Other

Utilities

  • Sewer: Public Sewer
  • Water: Municipal Water

Structural Information

  • Architectural Style: Detached, Two Story
  • Structure Type: House
  • Detached/Attached: Detached
  • Construction: CBS Construction
  • Roof: Metal Roof
  • Doors: High Impact Doors
  • Year Built: 2025
  • Property Condition: New Construction

Lot Features

  • Property View: Canal
  • Frontage Feet: 40
  • Lot Features: Less Than 1/4 Acre Lot
  • Zoning: IS

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Ocean Access, Canal Front

Financial Considerations

  • Tax Amount: $3,094
  • Tax Year: 2025
  • Terms: All Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Legal Description: Bk 2 Lt 1 Amd Plat Of Winston Waterways Pb4-144 Or575-383 Or1319-438 Or1439-1791 Or2030-463 Or2174-55 Or2458-2065/66C/T
  • Restrictions: Ok To Lease With Res
  • Inclusions: Private Dock
  • Property ID: 546380000000

Listed by American Caribbean Real Estate

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— 862 Cardinal —

  • American Caribbean Real Estate

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NMLS#: 1598647

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with our affiliated lender
NMLS#: 1598647

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Price & Sales History for 862 Cardinal Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/03/2026
Listed
$1,999,000
768%
MLS
8/14/2020
Sold
$230,300
—
Public Record
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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 862 Cardinal

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,095
6%
$351,624
—
2024
$2,931
9%
$351,624
13%
2023
$2,691
11%
$312,006
19%
2021
$2,428
3%
$262,976
-3%
2022
$2,367
-3%
$271,891
8%
2019
$2,449
3%
$250,922
10%
2018
$2,385
16%
$228,111
10%
2017
$2,051
16%
$207,374
5%
2016
$1,770
18%
$197,279
49%
2015
$1,501
-3%
$132,653
—
2014
$1,547
8%
$132,020
15%
2013
$1,432
—
$115,095
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by American Caribbean Real Estate

862 Cardinal, Other City - In The State Of Florida, FL 33037 (MLS# A12100959) is a Single Family property with 4 bedrooms and 4 full bathrooms. 862 Cardinal is currently listed for $1,999,000 and was received on October 03, 2026. Want to learn more about 862 Cardinal? Do you have questions about finding other Single Family real estate for sale in Other City - In The State Of Florida? You can browse all Other City - In The State Of Florida real estate or contact a Coldwell Banker agent to request more information.

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