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$899,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2,958 Sq. Ft.
  • Updated 3 days ago
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PRISTINE, LIKE NEW WITH VIEWS! Lovingly maintained by its original owners, this meticulously cared-for haven offers a rare mountain lifestyle where thoughtful design meets breathtaking surroundings. Start your mornings on the covered deck, taking in long-range North Georgia mountain views while a fire crackles in the stacked stone fireplace nearby. Unlike many mountain properties, this home features a manicured lawn and colorful garden beds, complemented by a concrete driveway with ample parking, an extra bump-out, and a storage shed. A stepless side path leads directly to the rear entry for easy access. Inside, the vaulted living area blends warmth and elegance with tongue-and-groove ceilings, decorative trusses, and sheetrock finishes. Clerestory windows fill the open-concept space with natural light, highlighting wide-plank wood floors and the stacked stone fireplace with a live-edge cedar mantel. The kitchen features granite countertops, stainless steel appliances, and a breakfast bar. The main level offers a split-bedroom layout with a suite on either side of the living area and direct deck access, where a second fireplace awaits. Adding exceptional value, the fully owned 10.8 kW solar power system gives you the opportunity to generate your own electricity, enjoy potential utility savings, and even earn revenue by selling excess energy back to the electric company. Two additional bedrooms and a full bath continue the thoughtful layout. Located in a welcoming community where short-term rentals are not permitted, this peaceful retreat offers a true sense of belonging. Two levels of expansive decks complete this mountain sanctuary. Schedule your private tour today!

Full Property Details for 1172 Settler's Ridge Rd

General

  • Price: $899,000
  • HOA FEE: $50/month
  • HOA FEE FREQ.: Annually
  • Taxes: $670 (2024)
  • Status: Active
  • Type: Single Family
  • Source: FMLS_Atlanta
  • MLS ID: 7788079
  • Updated: 6/14/2026
  • Added to Site: 5 day(s) ago

Interior

  • Interior Features: High Speed Internet, Vaulted Ceiling(s)
  • Fireplace: Yes
  • Number of Fireplaces: 2
  • Fireplace(s): Living Room, Outside, Wood Burning Stove
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Washer
  • Flooring: Ceramic Tile, Hardwood

Rooms

Bathrooms

  • Primary Bathroom: Double Vanity, Shower Only, Vaulted Ceiling(s)

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Main: 2
  • Bedroom Features: Master on Main, Oversized Master Bedroom

Other Rooms

  • Kitchen: Breakfast Bar, Stained Cabinets, Kitchen Island, Stone Counters, View to Family Room
  • Dining Room: Open Concept
  • Laundry: Laundry Room

Additional Information

  • Amenities: Gated, Homeowners Assoc
  • Security/Safety: Security System Owned, Smoke Detector(s)
  • Equipment: None

Exterior

  • Exterior Features: Private Yard
  • Porch/Patio/Deck: Covered, Deck

Parking

  • Parking Features: Attached, Driveway, Level Driveway, Parking Pad

Location

  • County: Gilmer
  • Subdivision: Homestead Mountain
  • Driving Directions: Head N Main St/Old Hwy 5 413 ft; R onto N Main St/Old Hwy 5 2.3 mi; R onto US-76 W 0.3 mi; U-turn 2.9 mi; L onto Whitepath Rd 4.3 mi; R onto Settler's Ridge Rd 0.1 mi; L to stay on Settler's Ridge Rd 0.1 mi to 1172 Settler's Ridge Rd.

School Information

  • Elementary School: Ellijay
  • Middle School: Clear Creek
  • High School: Gilmer

Community

  • Association: Yes
  • Assoc. Fees Include: Maintenance Grounds

Heating & Cooling

  • Cooling Type: Ceiling Fan(s), Central Air, Electric
  • Heating Type: Central, Electric

Utilities

  • Sewer: Septic Tank
  • Water: Well
  • Utility Description: Cable Available

Structural Information

  • Architectural Style: Cabin, Country, Traditional
  • Detached/Attached: Detached
  • Exterior Const.: Log, Stone
  • Basement: Yes
  • Basement Desc.: Daylight, Finished, Full, Walk-Out Access
  • Roof: Shingle
  • Common Walls: No Common Walls
  • Windows: Wood Frames
  • Stories/Levels: Two
  • Square Feet: 2,958
  • Sq. Ft. Source: Other
  • Year Built: 2016
  • Property Condition: Resale

Additional Structures

  • Other Structures: Shed(s)

Lot Features

  • Property View: Mountain(s), Trees/Woods
  • Lot Size (Acres): 1.59
  • Lot Size Source: Assessor
  • Frontage: Private Road
  • Street/Road Desc.: Asphalt
  • Lot Features: Back Yard, Landscaped, Level, Private, Sloped, Wooded
  • Fencing (Description): None

Water Features

  • Docks: None

Financial Considerations

  • Association Fee: $600
  • Assoc Fee Freq.: Annually
  • Tax Amount: $670
  • Tax Year: 2024

Disclosures and Reports

  • Property ID: 3091M 028
  • Lot Number: 28

Listed by Keller Williams Elevate

FMLS - Atlanta logo

Listings identified with the FMLS IDX logo come from FMLS, are held by brokerage firms other than the owner of this website and the listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please click here to review our DMCA policy and learn how to submit a takedown request. © 2026 First Multiple Listing Service, Inc. Last Updated Jun 16 2026 6:11PM

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Listing agent

— 1172 Settler's Ridge Rd —

  • Keller Williams Elevate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1172 Settler's Ridge Rd

School District:Gilmer County School District
NameGradesDistance
Ellijay Elementary School
32 McCutchen Street, Ellijay, GA 30540
PK-57.7 mi
Clear Creek Middle School
346 Clear Creek School Road, Ellijay, GA 30536
6-812.7 mi
Gilmer High School
408 Bobcat Trail, Ellijay, GA 30540
9-129.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1172 Settler's Ridge Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/12/2026
Listed
$899,000
1534.55%
MLS
11/03/2015
Sold
$55,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1172 Settler's Ridge Rd

Year
Property Taxes
Change
Tax Assessment
Change
2025
$670
4%
$299,840
1%
2024
$644
-3%
$297,720
3%
2023
$662
-85%
$289,560
15%
2022
$4,435
34%
$252,000
24%
2021
$3,298
—
$203,560
47%
2021
$3,298
19%
$138,576
—
2020
$2,763
-3%
$138,576
—
2019
$2,842
-3%
$138,840
24%
2018
$2,932
8%
$112,240
308%
2017
$2,715
—
$27,480
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 1172 Settler's Ridge Rd

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Keller Williams Elevate

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FMLS - Atlanta logo

Listings identified with the FMLS IDX logo come from FMLS, are held by brokerage firms other than the owner of this website and the listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please click here to review our DMCA policy and learn how to submit a takedown request. © 2026 First Multiple Listing Service, Inc. Last Updated Jun 16 2026 6:11PM

1172 Settlers Ridge Road, Ellijay, GA 30540 (MLS# 7788079) is a Single Family property with 4 bedrooms and 0 full bathrooms. 1172 Settlers Ridge Road is currently listed for $899,000 and was received on June 12, 2026. Want to learn more about 1172 Settlers Ridge Road? Do you have questions about finding other Single Family real estate for sale in Ellijay? You can browse all Ellijay real estate or contact a Coldwell Banker agent to request more information.

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