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$374,777 -$10,223 (-2.66%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • Updated 2 days ago
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Step into comfort and style with this beautifully updated 3-bedroom, 3-bath ranch-plus an additional finished room and one full bath on the terrace level. This home offers everything from a welcoming front porch to a spacious fenced backyard. Inside, enjoy a large open floor plan with gleaming hardwood floors and a stunning rock gas-log fireplace. The kitchen is a chef's dream, featuring new quartz countertops, stainless steel appliances, a tile backsplash, oak cabinets, a large island, a pantry, and a generous dining area. All three bedrooms are conveniently located on the main level, including a spacious master suite with his-and-her closets, new carpet, and a luxurious bath with a marble double vanity and tile flooring. A second updated main-level bath features marble counters and tile floors, and the nearby laundry room adds convenience. Step out from the dining area to a large screened-in porch overlooking the backyard-perfect for relaxing or entertaining. Downstairs, the terrace level offers even more flexible living space with a finished bonus room and a full bath with LVP flooring. Additional perks include a 2019 roof, a Generac whole-house generator, an insulated storage building with electricity, and an extra-deep 2-car garage for added storage. This home is located in a gated community with lots of amenities that include an indoor pool, fitness center, river park with pavilion and basketball court and river access, game room, 2 outdoor pools, tennis courts, pickle ball court, putt putt golf and more.

Full Property Details for 492 Water Oak Dr

General

  • Price: $374,777
  • HOA FEE: $1,080
  • Taxes: $333 (2024)
  • Status: Active
  • Type: Single Family
  • Source: GAMLS_Atlanta
  • MLS ID: 10578408
  • Updated: 1/15/2026
  • Added to Site: 169 day(s) ago

Interior

  • Rooms/Areas: Bonus Room, Great Room, Laundry
  • Interior Features: Master On Main Level
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Gas Log, Living Room, Gas Log, Living Room
  • Appliances: Refrigerator

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main - Full Baths: 2
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main: 3

Other Rooms

  • Kitchen: Pantry
  • Laundry: Other

Additional Information

  • Shared Pool: Yes
  • Tennis: Yes

Exterior

  • Exterior Features: Other

Parking

  • Parking Features: Basement, Garage

Location

  • County: Gilmer
  • Driving Directions: Take Hwy 382 West .3 miles to Coosawattee Main gate on Beaver Lake Drive. Take to a Left on Creekside which turns to Water Oak. Go about 2 miles to the house on right with sign in place.

School Information

  • Elementary School: Mountain View
  • Middle School: Clear Creek
  • High School: Gilmer

Community

  • Gated community: Yes
  • Assoc. Fees Include: Private Roads, Swimming, Tennis

Heating & Cooling

  • Cooling Type: Ceiling Fan(s), Central Air, Electric
  • Heating Type: Central, Electric

Utilities

  • Water/Sewer: Septic Tank

Structural Information

  • Architectural Style: Country/Rustic, Ranch, Traditional
  • Construction Status: Resale
  • Basement: Yes
  • Basement Desc.: Finished, Partial
  • Roof: Other
  • Stories/Levels: One
  • Living Area: 2,240 Sq. Ft.
  • Finished Total: 2,240 Sq. Ft.
  • Finished Above Grnd: 1,456 Sq. Ft.
  • Finished Below Grnd: 784 Sq. Ft.
  • Year Built: 1999

Lot Features

  • Lot Size (Acres): 0.5
  • Lot Size Range: .5
  • Lot Size Source: Other
  • Lot Description: Level

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $1,080
  • Tax Amount: $333.11
  • Tax Year: 2024

Disclosures and Reports

  • Section: 2
  • Lot Number: 186
  • Block/Lot/Section: 2

Listing Courtesy of: RE/MAX Town & Country

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Listing agent

— 492 Water Oak Dr —

  • RE/MAX Town & Country

7065157653

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 492 Water Oak Dr

School District:Gilmer County School District
NameGradesDistance
Ellijay Elementary School
32 McCutchen Street, Ellijay, GA 30540
PK-54.3 mi
Clear Creek Elementary School, Ellijay, GA
901 Clear Creek School Road, Ellijay, GA 30536
PK-54.3 mi
Clear Creek Middle School
346 Clear Creek School Road, Ellijay, GA 30536
6-84.7 mi
Gilmer High School
408 Bobcat Trail, Ellijay, GA 30540
9-122.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 492 Water Oak Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/15/2026
Price Reduced
$374,777
-2.66%
MLS
9/12/2025
Price Reduced
$385,000
-3.7%
MLS
8/01/2025
Listed
$399,777
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 492 Water Oak Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$324
-3%
$139,588
9%
2023
$333
-82%
$127,948
22%
2022
$1,841
378%
$104,588
25%
2021
$385
—
$83,428
26%
2021
$385
-10%
$66,312
2%
2020
$429
-4%
$65,312
4%
2019
$449
-9%
$62,632
1%
2018
$495
31%
$62,320
-9%
2017
$377
—
$68,280
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listing Courtesy of: RE/MAX Town & Country

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492 Water Oak Drive, Ellijay, GA 30540 (MLS# 10578408) is a Single Family property with 3 bedrooms and 3 full bathrooms. 492 Water Oak Drive is currently listed for $374,777 and was received on August 01, 2025. Want to learn more about 492 Water Oak Drive? Do you have questions about finding other Single Family real estate for sale in Ellijay? You can browse all Ellijay real estate or contact a Coldwell Banker agent to request more information.

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