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$810,000
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Property Description
This great Lake Hartwell home is in the sought-after Paynes Creek section of the lake. The front porch welcomes you to the foyer which leads to the great room with wood floors, a stone fireplace and vaulted ceilings. The great room is open to the kitchen and lakefront dining area. There is beautiful outdoor living space on the screened porch with a second fireplace and an open grill deck. The low maintenance porches have recently been upgraded with composite decking and powder coated aluminum railing. The owner's suite is also on this level, and there is an additional half bath. Upstairs there are three generous bedrooms and a full bath. The terrace level has a huge great room with stylish cork floors, a television area, a game area and room for additional sleeping. There is also a bunk room and another full bathroom. Outside this level, there is a patio that connects to a short, gentle walk to the covered slip dock with composite decking. The dock also has a boat lift with a decked section in front, great for storing your lake toys. This house is being offered fully furnished including appliances, televisions, kitchenware and decor.
Full Property Details
Full Property Details for 1045 Paynes Creek Rd
General
- Sold For: $810,000
- Taxes: $3,325 (2024)
- Status: Closed
- Type: Single Family
- Source: GAMLS_Atlanta
- MLS ID: 10602761
- Added to Site: 205 day(s) ago
Interior
- Rooms/Areas: Family Room, Game Room, Great Room, Other
- Interior Features: Bookcases, High Ceilings, Master On Main Level, Pull-Down Attic Stairs, Vaulted Ceiling(s)
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Family Room, Outside, Family Room, Outside
- Appliances: Dishwasher, Electric Water Heater, Microwave, Oven/Range (Combo), Oven (Wall), Refrigerator, Washer
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Upper Floor Baths: 1
- Upper - Full Baths: 1
- Main - Full Baths: 1
- Main - 1/2 Baths: 1
- Lower - Full Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Upper: 3
- Bedrooms-Up1: 3
- Bedrooms Main: 1
Other Rooms
- Kitchen: Breakfast Bar, Pantry, Solid-Surface Counters
- Laundry: In Hall, Laundry Closet
Parking
- Parking Features: Parking Pad
Location
- County: Hart
- Driving Directions: I-85, Exit 177, Hwy 77S, L Junction 77, L- Mt Olivet Rd, L - Paynes Creek Road, Gravel driveway on the left off Paynes Creek Road just before Christina Lane.
School Information
- Elementary School: Hartwell
- Middle School: Hart County
- High School: Hart County
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Central Air, Electric, Heat Pump
- Heating Type: Central, Electric, Heat Pump
Utilities
- Water/Sewer: Septic Tank
Structural Information
- Architectural Style: Traditional
- Construction Status: Resale
- Basement: Yes
- Basement Desc.: Finished Bath, Daylight, Exterior Entry, Finished, Full, Interior Entry
- Roof: Composition
- Stories/Levels: Three Or More
- Living Area: 3,030 Sq. Ft.
- Finished Total: 3,030 Sq. Ft.
- Finished Above Grnd: 1,831 Sq. Ft.
- Finished Below Grnd: 1,199 Sq. Ft.
- Year Built: 2006
Lot Features
- Property View: Lake
- Lot Size (Acres): 0.53
- Lot Size Range: .53
- Lot Size Source: Public Records
- Lot Description: Other
Water Features
- Water Front: Yes
- Water Front Name: Lake Hartwell
- Lake Front: Yes
Financial Considerations
- Tax Amount: $3,325.29
- Tax Year: 2024
Listing Courtesy of: Keller Williams Lake Hartwell
Sold by Keller Williams Lake Hartwell
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Schools
Schools serving 1045 Paynes Creek Rd
School District:Hart County School District
| Name | Grades | Distance |
|---|---|---|
North Hart Elementary School 124 Ankerich Road, Bowersville, GA 30516 | PK-5 | 6.4 mi |
Hart County Middle School 176 Powell Road, Hartwell, GA 30643 | 6-8 | 8.2 mi |
Hart County High School 59 5th Street, Hartwell, GA 30643 | 9-12 | 8.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1045 Paynes Creek Rd
Date
Details
Price
Change
Source
1/30/2026
Sold
$810,000
-1.82%
MLS
10/01/2025
Price Reduced
$825,000
-2.94%
MLS
9/11/2025
Listed
$850,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
1045 Paynes Creek Road, Hartwell, GA 30643 (MLS# 10602761) is a Single Family property that was sold at $810,000 on January 30, 2026. Want to learn more about 1045 Paynes Creek Road? Do you have questions about finding other Single Family real estate for sale in Hartwell? You can browse all Hartwell real estate or contact a Coldwell Banker agent to request more information.

