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$825,000

  • For Sale
  • Under Contract
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
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This great Lake Hartwell home is in the sought-after Paynes Creek section of the lake. The front porch welcomes you to the foyer which leads to the great room with wood floors, a stone fireplace and vaulted ceilings. The great room is open to the kitchen and lakefront dining area. There is beautiful outdoor living space on the screened porch with a second fireplace and an open grill deck. The low maintenance porches have recently been upgraded with composite decking and powder coated aluminum railing. The owner's suite is also on this level, and there is an additional half bath. Upstairs there are three generous bedrooms and a full bath. The terrace level has a huge great room with stylish cork floors, a television area, a game area and room for additional sleeping. There is also a bunk room and another full bathroom. Outside this level, there is a patio that connects to a short, gentle walk to the covered slip dock with composite decking. The dock also has a boat lift with a decked section in front, great for storing your lake toys. This house is being offered fully furnished including appliances, televisions, kitchenware and decor.

Full Property Details for 1045 Paynes Creek Rd

General

  • Price: $825,000
  • Taxes: $3,325 (2024)
  • Status: Under Contract
  • Type: Single Family
  • Source: GAMLS_Atlanta
  • MLS ID: 10602761
  • Updated: 12/30/2025
  • Added to Site: 129 day(s) ago

Interior

  • Rooms/Areas: Family Room, Game Room, Great Room, Other
  • Interior Features: Bookcases, High Ceilings, Master On Main Level, Pull-Down Attic Stairs, Vaulted Ceiling(s)
  • Fireplace: Yes
  • Number of Fireplaces: 2
  • Fireplace(s): Family Room, Outside, Family Room, Outside
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Oven/Range (Combo), Oven (Wall), Refrigerator, Washer

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Upper Floor Baths: 1
  • Upper - Full Baths: 1
  • Main - Full Baths: 1
  • Main - 1/2 Baths: 1
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Upper: 3
  • Bedrooms-Up1: 3
  • Bedrooms Main: 1

Other Rooms

  • Kitchen: Breakfast Bar, Pantry, Solid-Surface Counters
  • Laundry: In Hall, Laundry Closet

Parking

  • Parking Features: Parking Pad

Location

  • County: Hart
  • Driving Directions: I-85, Exit 177, Hwy 77S, L Junction 77, L- Mt Olivet Rd, L - Paynes Creek Road, Gravel driveway on the left off Paynes Creek Road just before Christina Lane.

School Information

  • Elementary School: Hartwell
  • Middle School: Hart County
  • High School: Hart County

Community

  • Assoc. Fees Include: None

Heating & Cooling

  • Cooling Type: Ceiling Fan(s), Central Air, Electric, Heat Pump
  • Heating Type: Central, Electric, Heat Pump

Utilities

  • Water/Sewer: Septic Tank

Structural Information

  • Architectural Style: Traditional
  • Construction Status: Resale
  • Basement: Yes
  • Basement Desc.: Finished Bath, Daylight, Exterior Entry, Finished, Full, Interior Entry
  • Roof: Composition
  • Stories/Levels: Three Or More
  • Living Area: 3,030 Sq. Ft.
  • Finished Total: 3,030 Sq. Ft.
  • Finished Above Grnd: 1,831 Sq. Ft.
  • Finished Below Grnd: 1,199 Sq. Ft.
  • Year Built: 2006

Lot Features

  • Property View: Lake
  • Lot Size (Acres): 0.53
  • Lot Size Range: .53
  • Lot Size Source: Public Records
  • Lot Description: Other

Water Features

  • Water Front: Yes
  • Water Front Name: Lake Hartwell
  • Lake Front: Yes

Financial Considerations

  • Tax Amount: $3,325.29
  • Tax Year: 2024

Listing Courtesy of: Keller Williams Lake Hartwell

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— 1045 Paynes Creek Rd —

  • Keller Williams Lake Hartwell

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 1045 Paynes Creek Rd

School District:Hart County School District
NameGradesDistance
Hart County High School
59 5th Street, Hartwell, GA 30643
9-128.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1045 Paynes Creek Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/01/2025
Price Reduced
$825,000
-2.94%
MLS
9/11/2025
Listed
$850,000
73.82%
MLS
7/19/2007
Sold
$489,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1045 Paynes Creek Rd

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,637
—
$235,553
7%
2023
$3,653
—
$219,371
15%
2022
$3,671
33%
$190,504
28%
2021
$2,767
—
$149,176
7%
2021
$2,767
7%
$138,894
6%
2018
$2,585
—
$130,716
1%
2017
$2,584
-1%
$129,996
3%
2016
$2,598
1%
$126,659
-4%
2019
$2,567
1%
$131,322
—
2015
$2,551
-5%
$131,021
-3%
2014
$2,687
2%
$135,266
-1%
2013
$2,641
—
$136,134
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 1045 Paynes Creek Rd

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listing Courtesy of: Keller Williams Lake Hartwell

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1045 Paynes Creek Road, Hartwell, GA 30643 (MLS# 10602761) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 1045 Paynes Creek Road is currently listed for $825,000 and was received on September 11, 2025. Want to learn more about 1045 Paynes Creek Road? Do you have questions about finding other Single Family real estate for sale in Hartwell? You can browse all Hartwell real estate or contact a Coldwell Banker agent to request more information.

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