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$471,849
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Property Description
Fairfield plan on Lot 61c. If you've been trying to find a 4-bedroom home on a golf course in Homer, GA under $500K, you already know how rare that is. That's what makes 108 Ginger Trail such an exciting opportunity. Finished in 2026 and set in the desirable Chimney Oaks Golf Course community, this home offers a warm, modern feel with a backdrop that's hard to beat. From the moment you step inside, the main level feels open, bright, and designed for real life. The kitchen and family room flow together seamlessly-perfect for casual mornings at the island, hosting friends, or cozy nights by the sleek linear electric fireplace. The kitchen features cashew-colored cabinetry, granite countertops, stainless steel appliances, and a spacious center island that naturally becomes the heart of the home. Downstairs, you'll find one bedroom and 1.5 baths, a setup that works beautifully for guests, in-laws, a home office, or anyone who appreciates main-level living. Upstairs, there are three comfortable bedrooms and two full baths, giving everyone their own space without sacrificing closeness. Natural light fills the entire home, and the golf course views create a sense of calm and privacy that's hard to find. One of the biggest perks is the unfinished basement-a true blank canvas for future expansion, storage, or whatever vision you have in mind. Step outside onto the covered back deck, complete with a ceiling fan, where evenings feel peaceful and mornings come with a view of the fairway. With a 2-car garage, 2,344 square feet of finished living space, and room to grow, this home feels both practical and thoughtfully designed. And being part of Chimney Oaks means you get the charm of a premier golf course community while still being close to everything you need in Homer. To schedule a private tour of 108 Ginger Trail, call or text for details and availability. This one truly stands out in today's market.
Full Property Details
Full Property Details for 108 Ginger Trl
General
- Sold For: $471,849
- HOA FEE: $1,365
- Taxes: $260 (2025)
- Status: Closed
- Type: Single Family
- Source: GAMLS_Atlanta
- MLS ID: 10694817
- Added to Site: 100 day(s) ago
Interior
- Rooms/Areas: Family Room
- Interior Features: High Ceilings
- Fireplace: Yes
- Number of Fireplaces: 1
- Appliances: Dishwasher, Disposal, Microwave, Oven/Range (Combo)
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Upper Floor Baths: 2
- Upper - Full Baths: 2
- Main - Full Baths: 1
- Main - 1/2 Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Upper: 3
- Bedrooms-Up1: 3
- Bedrooms Main: 1
Other Rooms
- Kitchen: Kitchen Island, Walk-In Pantry
- Laundry: Common Area
Additional Information
- Tennis: Yes
Parking
- Parking Features: Garage
Location
- County: Banks
- Driving Directions: Use GPS
School Information
- Elementary School: Banks
- Middle School: Banks
- High School: Banks
Community
- Assoc. Fees Include: Maintenance Grounds, Swimming, Tennis
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Electric
- Heating Type: Electric
Utilities
- Water/Sewer: Septic Tank
Structural Information
- Architectural Style: Traditional
- Construction Status: New Construction
- Basement Desc.: Unfinished
- Roof: Composition
- Stories/Levels: Two
- Year Built: 2026
Lot Features
- Lot Size (Acres): 0.22
- Lot Size Range: .22
- Lot Size Source: Public Records
- Lot Description: Private
Water Features
- Water Front Name: NONE
Financial Considerations
- Association Fee: Yes
- Association Fee: $1,365
- Tax Amount: $260
- Tax Year: 2025
Listing Courtesy of: PBG Built Realty
Sold by Green Leaf Realty Firm
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Schools
Schools serving 108 Ginger Trl
School District:Banks County School District
| Name | Grades | Distance |
|---|---|---|
Banks County Primary School 266 Georgia 51, Homer, GA 30547 | K-2 | 2.5 mi |
Banks County Elementary School 180 Georgia 51, Homer, GA 30547 | 3-5 | 2.5 mi |
Banks County Middle School 712 Thompson Street, Homer, GA 30547 | 6-8 | 3.5 mi |
Banks County High School 1486A Historic Homer Hwy, Homer, GA 30547 | 9-12 | 3.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 108 Ginger Trl
Date
Details
Price
Change
Source
5/26/2026
Sold
$4,718,849
900.08%
MLS
2/19/2026
Listed
$471,849
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Home Warranty : Included
108 Ginger Trail, Homer, GA 30547 (MLS# 10694817) is a Single Family property that was sold at $471,849 on May 26, 2026. Want to learn more about 108 Ginger Trail? Do you have questions about finding other Single Family real estate for sale in Homer? You can browse all Homer real estate or contact a Coldwell Banker agent to request more information.

