Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$469,000

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 2 Full Baths
See This Home
Save This Home
See This Home
Save This Home
Lake Living with A Covered Slip Dock UNDER $470K! Welcome to 120 Ridgemore Circle, where comfort, convenience, and deep-water access on Lake Hartwell come together. If you've been searching for an affordable lake home on great water-this is it! Forget the fixer-upper mobile homes tucked away in shallow coves-this home is located in a desirable lake community and includes a covered slip dock on the main Tugalo River channel. This spacious 2-bedroom, 2-bath home (with additional finished space downstairs) offers flexibility and thoughtful design at a price you don't often find on the lake. The main level welcomes you with an open floor plan connecting the living, dining, and kitchen areas. The kitchen features a center island with cooktop, stainless steel appliances, and ample cabinetry. Two bedrooms and a full bath are located just down the hall. From the primary bedroom, step onto the covered back deck and enjoy your morning coffee. You can also relax on the side deck and enjoy peaceful lake views. The lower level offers even more living space with a fireplace, wet bar, and full bath-ideal for a game room, second living area, or a large guest suite. The garage and laundry area are also conveniently located on this level. Outside, follow the concrete path (or take your golf cart!) down to your covered slip dock with excellent water depth. Two storage buildings and an additional covered parking area provide room for lake toys, tools, and equipment. Enjoy all the perks of Lake Hartwell living-deep water, a well-maintained home, and space to spread out-all at an affordable price.

Full Property Details for 120 Ridgemore Cir

General

  • Price: $469,000
  • Taxes: $247 (2025)
  • Status: Active
  • Type: Single Family
  • Source: GAMLS_Atlanta
  • MLS ID: 10612244
  • Updated: 11/30/2025
  • Added to Site: 135 day(s) ago

Interior

  • Rooms/Areas: Bonus Room, Family Room
  • Interior Features: Other, Wet Bar
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Appliances: Cooktop, Dishwasher, Oven (Wall), Refrigerator, Stainless Steel Appliance(s)

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main - Full Baths: 1
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 2
  • Bedrooms Main: 2

Other Rooms

  • Kitchen: Kitchen Island, Solid-Surface Counters
  • Laundry: In Basement

Exterior

  • Exterior Features: Balcony, Dock

Parking

  • Parking Features: Basement, Garage, Kitchen Level, Parking Pad, RV/Boat Parking

Location

  • County: Stephens
  • Driving Directions: Take Oak Valley Road from Big A Road. Turn right onto Holly Springs Road at Currahee Club. Turn left onto Ridgemore Drive. Turn right onto Ridgemore Circle. Home will be on the right.

School Information

  • Elementary School: Other
  • Middle School: Stephens County
  • High School: Stephens County

Community

  • Assoc. Fees Include: None

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Water/Sewer: Septic Tank

Structural Information

  • Architectural Style: Traditional
  • Construction Status: Resale
  • Basement: Yes
  • Basement Desc.: Finished Bath, Concrete, Daylight, Exterior Entry, Finished, Full, Interior Entry
  • Roof: Composition
  • Stories/Levels: Two
  • Living Area: 1,772 Sq. Ft.
  • Finished Total: 1,772 Sq. Ft.
  • Finished Above Grnd: 1,040 Sq. Ft.
  • Finished Below Grnd: 732 Sq. Ft.
  • Unfin. Below Grnd: 240 Sq. Ft.
  • Year Built: 1990

Lot Features

  • Property View: Lake
  • Lot Size (Acres): 0.62
  • Lot Size Range: .62
  • Lot Size Source: Public Records
  • Lot Description: None

Water Features

  • Water Front: Yes
  • Water Front Name: Lake Hartwell
  • Lake Front: Yes

Financial Considerations

  • Tax Amount: $247.1
  • Tax Year: 2025

Listing Courtesy of: Hammock Realty North Georgia

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 120 Ridgemore Cir —

  • Hammock Realty North Georgia

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 120 Ridgemore Cir

School District:Stephens County School District
NameGradesDistance
Stephens County High School
323 Indian Trl, Toccoa, GA 30577
9-127.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 120 Ridgemore Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/10/2025
Price Reduced
$469,000
-2.09%
MLS
9/03/2025
Listed
$479,000
160.33%
MLS
6/07/2018
Sold
$184,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 120 Ridgemore Cir

Year
Property Taxes
Change
Tax Assessment
Change
2024
-100%
$58,819
7%
2023
$1,573
2%
$54,826
6%
2022
$1,541
8%
$51,771
9%
2021
$1,423
—
$47,498
-1%
2021
$1,423
-3%
$48,094
—
2019
$1,462
—
$48,094
—
2018
$1,462
40%
$48,094
39%
2017
$1,047
2%
$34,520
—
2016
$1,031
-7%
$34,520
-2%
2015
$1,103
-6%
$35,198
-5%
2014
$1,178
22%
$36,904
14%
2013
$969
—
$32,440
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 120 Ridgemore Cir

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listing Courtesy of: Hammock Realty North Georgia

Similar Properties near 120 Ridgemore Cir

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

347 River Trail, Martin, GA 30557 - Photo 1
$460,000

347 River Trail  Martin, GA 30557

  • Single Family
  • Active
  • 3
    Beds
  • 2
    Total Baths
91 Almetie Dr, Toccoa, GA 30577 - Photo 1
$469,900

91 Almetie Dr  Toccoa, GA 30577

  • Single Family
  • Active
  • 3
    Beds
  • 3
    Total Baths
178 Hazel Creek Rd, Mount Airy, GA 30563 - Photo 1
$467,000

178 Hazel Creek Rd  Mount Airy, GA 30563

  • Single Family
  • Active
  • Updated 3 days ago
  • 4
    Beds
  • 3
    Total Baths
194 Pinecrest Rd, Clarkesville, GA 30523 - Photo 1
$459,900

194 Pinecrest Rd  Clarkesville, GA 30523

  • Single Family
  • Active
  • Updated 13 days ago
  • 4
    Beds
  • 3
    Total Baths

Just Listed near 120 Ridgemore Cir

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

0 Hwy 106 - 20 Acres, Eastanollee, GA 30538 - Photo 1 Just Listed
$340,000

0 Hwy 106 - 20 Acres  Eastanollee, GA 30538

  • Lots/Land
  • Active
  • Updated 1 hour ago
  • 20
    Acres
0 Hwy 106 Tract A, Eastanollee, GA 30538 - Photo 1 Price Reduced
-$30,000 (-17.65%)
$140,000

0 Hwy 106 Tract A  Eastanollee, GA 30538

  • Lots/Land
  • Active
  • Updated 2 hours ago
  • 10
    Acres
838 Racetrack Rd, Eastanollee, GA 30538 - Photo 1 Just Listed
$225,000

838 Racetrack Rd  Eastanollee, GA 30538

  • Single Family
  • Active
  • Updated 21 hours ago
  • 3
    Beds
  • 2
    Total Baths
370 Trudy's Trail, Martin, GA 30557 - Photo 1 Just Listed
$899,900

370 Trudy's Trail  Martin, GA 30557

  • Single Family
  • Active
  • Updated 3 hours ago
  • 3
    Beds
  • 2
    Total Baths

Price Reduced near 120 Ridgemore Cir

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

0 Hwy 106 Tract A, Eastanollee, GA 30538 - Photo 1 Price Reduced
-$30,000 (-17.65%)
$140,000

0 Hwy 106 Tract A  Eastanollee, GA 30538

  • Lots/Land
  • Active
  • Updated 2 hours ago
  • 10
    Acres
Lots 1 &amp 2 Twin Knolls Trail, Martin, GA 30557 - Photo 1 Price Reduced
-$14,900 (-7.85%)
$175,000

Lots 1 & 2 Twin Knolls Trail  Martin, GA 30557

  • Land Residential
  • Active
  • Updated 4 days ago
  • 7.84
    Acres
18 Webb Rd, Martin, GA 30557 - Photo 1 Price Reduced
-$9,100 (-3.65%)
$239,900

18 Webb Rd  Martin, GA 30557

  • Mobile Home
  • Active
  • Updated 2 hours ago
  • 4
    Beds
  • 2
    Total Baths
788 Lakeshore Rd, Martin, GA 30557 - Photo 1 Price Reduced
-$9,901 (-2.83%)
$339,999

788 Lakeshore Rd  Martin, GA 30557

  • Single Family
  • Active
  • Updated 1 day ago
  • 2
    Beds
  • 2
    Total Baths

FMLS - Atlanta logo

Listings identified with the FMLS IDX logo come from FMLS, are held by brokerage firms other than the owner of this website and the listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please click here to review our DMCA policy and learn how to submit a takedown request. © 2026 First Multiple Listing Service, Inc. Last Updated Jan 14 2026 4:12PM

120 Ridgemore Circle, Toccoa, GA 30577 (MLS# 10612244) is a Single Family property with 2 bedrooms and 2 full bathrooms. 120 Ridgemore Circle is currently listed for $469,000 and was received on September 03, 2025. Want to learn more about 120 Ridgemore Circle? Do you have questions about finding other Single Family real estate for sale in Toccoa? You can browse all Toccoa real estate or contact a Coldwell Banker agent to request more information.

Tour this property