324 Fern Valley Drive, Toccoa, GA 30577 - Photo 1

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$439,000 Just Listed

For Sale
Active
Single Family
3 Beds
2 Full Baths
1 Partial Bath
Updated 2 days ago

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Property Description

New Construction - Estimated Completion September 30, 2026! Enjoy the perfect blend of quality craftsmanship and modern design in this beautiful new construction home, conveniently located just minutes from town. Featuring an open-concept layout with a desirable split-bedroom floor plan, this home offers both comfort and privacy. The spacious living room boasts a vaulted ceiling and a cozy fireplace, flowing seamlessly into the kitchen, complete with a large center island, solid surface countertops, and abundant cabinetry-perfect for everyday living and entertaining. The owner's suite provides a relaxing retreat with a spa-inspired bath featuring a soaking tub, separate shower, double vanity, and a spacious walk-in closet. Two additional bedrooms share a full bath, while a convenient half bath is available for guests. Step outside to the covered back porch overlooking a peaceful, private creek, creating the perfect setting for morning coffee or evening relaxation. Situated on a level lot, this home also includes a large two-car garage with plenty of storage space. Don't miss the opportunity to own this exceptional new home in a fantastic location. Estimated completion date is September 30, 2026. Secure it now and add your personal touches before it's finished! Plans are subject to change.

Full Property Details

Full Property Details for 324 Fern Valley Dr

General

Price: $439,000
Taxes: $113 (25)
Status: Active
Type: Single Family
Source: GAMLS_Atlanta
MLS ID: 10805776
Updated: 7/15/2026
Added to Site: 2 day(s) ago

Interior

Rooms/Areas: Family Room, Foyer, Laundry
Interior Features: Double Vanity, High Ceilings, Master On Main Level, Separate Shower, Soaking Tub, Split Bedroom Plan, Tile Bath, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
Fireplace: Yes
Number of Fireplaces: 1
Fireplace(s): Family Room, Family Room
Appliances: Dishwasher, Electric Water Heater, Microwave, Oven/Range (Combo), Stainless Steel Appliance(s)

Rooms

Bathrooms

Total Bathrooms: 3
Full Bathrooms: 2
Half Bathrooms: 1
Main - Full Baths: 2
Main - 1/2 Baths: 1

Bedrooms

Total Bedrooms: 3
Bedrooms Main: 3

Other Rooms

Kitchen: Breakfast Area, Breakfast Bar, Kitchen Island, Pantry, Solid-Surface Counters, Walk-In Pantry
Laundry: In Mud Room

Parking

Parking Features: Garage, Garage Door Opener, Guest, Kitchen Level, Side/Rear Entrance

Location

County: Stephens
Driving Directions: GPS

School Information

Elementary School: Big A
Middle School: Stephens
High School: Stephens

Community

Assoc. Fees Include: None

Heating & Cooling

Cooling Type: Ceiling Fan(s), Central Air
Heating Type: Central

Utilities

Water/Sewer: Public Sewer

Structural Information

Architectural Style: Ranch, Traditional
Construction Status: New Construction
Basement Desc.: None
Roof: Composition
Stories/Levels: One
Living Area: 1,966 Sq. Ft.
Finished Total: 1,966 Sq. Ft.
Finished Above Grnd: 1,966 Sq. Ft.
Year Built: 2026

Lot Features

Lot Size (Acres): 0.67
Lot Size Range: .67
Lot Size Source: Public Records
Lot Description: Level

Financial Considerations

Tax Amount: $113.46
Tax Year: 25

Listing Courtesy of: Hammock Realty North Georgia

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— 324 Fern Valley Dr —

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Schools

Schools serving 324 Fern Valley Dr

School District:Stephens County School District

Name	Grades	Distance
Toccoa Elementary School 304 North Pond Street, Toccoa, GA 30577	3-4	1.7 mi
Big A Elementary School 289 Sorrells Drive, Eastanollee, GA 30538	PK-K	2.1 mi
Liberty Elementary School, Toccoa, GA 222 Old Liberty Hill Road, Toccoa, GA 30577	1-2	2.4 mi
Stephens County Middle School 1315 Rose Lane, Toccoa, GA 30577	6-8	2.2 mi
Stephens County High School 323 Indian Trl, Toccoa, GA 30577	9-12	1.9 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 324 Fern Valley Dr Get Price Alerts and Save Property

Date

Details

Price

Change

Source

7/15/2026

Listed

$439,000

82.92%

MLS

5/28/2024

Sold

$240,000

—

Public Record

Get Price Alerts and Save Property

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History

Tax History for 324 Fern Valley Dr

Year

Property Taxes

Change

Tax Assessment

Change

2025

$117

-10%

$4,254

—

2024

$130

2%

$4,254

—

2023

$127

—

$4,254

—

2022

$127

-5%

$4,254

—

2021

$133

-1%

$4,254

—

2019

$135

—

$4,254

—

2018

$135

—

$4,254

—

Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost

Estimate the Cost for 324 Fern Valley Dr

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324 Fern Valley Drive, Toccoa, GA 30577 (MLS# 10805776) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 324 Fern Valley Drive is currently listed for $439,000 and was received on July 15, 2026. Want to learn more about 324 Fern Valley Drive? Do you have questions about finding other Single Family real estate for sale in Toccoa? You can browse all Toccoa real estate or contact a Coldwell Banker agent to request more information.

324 Fern Valley Dr Toccoa, GA 30577