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$119,000 Just Listed
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Property Description
Discover the potential in this 3-bedroom, 1-bath cottage offering classic character and flexible living space. Featuring a separate dining room and a bonus room off the kitchen, this home provides options for a home office, mudroom, or additional storage. Enjoy relaxing mornings on the deep front porch, plus a fenced backyard ideal for pets or outdoor enjoyment. The property also includes a detached garage/workshop, perfect for hobbies, tools, or extra storage. This home is being sold as-is, presenting a great opportunity for investors or buyers looking to add value. Property may qualify for conventional financing-buyer to verify. Additional features include existing ductwork from a previous HVAC system (no unit currently installed) and access to Toccoa Natural Gas (no gas heat currently installed). Conveniently located near local amenities, this property offers a chance to create something special at an approachable price point.
Full Property Details
Full Property Details for 354 S Pine St
General
- Price: $119,000
- Taxes: $1,047 (24)
- Status: Active
- Type: Single Family
- Source: GAMLS_Atlanta
- MLS ID: 10732071
- Updated: 4/14/2026
- Added to Site: 1 day(s) ago
Interior
- Rooms/Areas: Bonus Room
- Interior Features: Master On Main Level, Pull-Down Attic Stairs
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Living Room, Living Room
- Appliances: Refrigerator
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
- Main - Full Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Main: 3
Other Rooms
- Laundry: In Hall
Parking
- Parking Features: Detached, Garage
Location
- County: Stephens
- Driving Directions: FROM HWY 123/CURRAHEE ST, TURN ONTO W FRANKLIN THEN RIGHT ONTO TOCCOA ST. TOCCOA ST RUNS INTO S PINE, TURN RIGHT AD HOME WILL BE ON THE RIGHT.
School Information
- Elementary School: Liberty
- Middle School: Stephens
- High School: Stephens
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Attic Fan, Window Unit(s)
- Heating Type: Wood
Utilities
- Water/Sewer: Public Sewer
Structural Information
- Architectural Style: Bungalow/Cottage
- Construction Status: Resale
- Basement Desc.: Crawl Space
- Roof: Composition
- Stories/Levels: One
- Living Area: 1,008 Sq. Ft.
- Finished Total: 1,008 Sq. Ft.
- Finished Above Grnd: 1,008 Sq. Ft.
- Year Built: 1945
Lot Features
- Lot Size (Acres): 0.4
- Lot Size Range: .4
- Lot Size Source: Public Records
- Lot Description: City Lot, Level, Open Lot
Financial Considerations
- Tax Amount: $1,047.63
- Tax Year: 24
Listing Courtesy of: Hammock Realty North Georgia
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Schools
Schools serving 354 S Pine St
School District:Stephens County School District
| Name | Grades | Distance |
|---|---|---|
Toccoa Elementary School 304 North Pond Street, Toccoa, GA 30577 | 3-4 | 0.9 mi |
Liberty Elementary School, Toccoa, GA 222 Old Liberty Hill Road, Toccoa, GA 30577 | 1-2 | 2.1 mi |
Big A Elementary School 289 Sorrells Drive, Eastanollee, GA 30538 | PK-K | 3.2 mi |
Stephens County Middle School 1315 Rose Lane, Toccoa, GA 30577 | 6-8 | 2.9 mi |
Stephens County High School 323 Indian Trl, Toccoa, GA 30577 | 9-12 | 3.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 354 S Pine St
Date
Details
Price
Change
Source
4/13/2026
Listed
$119,000
40%
MLS
3/25/2022
Sold
$85,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 354 S Pine St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$404
132%
$40,302
44%
2024
$174
18%
$27,937
6%
2023
$147
-83%
$26,232
5%
2022
$885
50%
$25,026
33%
2021
$590
—
$18,861
1%
2021
$590
—
$18,758
1%
2019
$591
100%
$18,633
1%
2014
-100%
$18,378
—
2013
$659
—
$18,378
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 354 S Pine St
354 S Pine Street, Toccoa, GA 30577 (MLS# 10732071) is a Single Family property with 3 bedrooms and 1 full bathroom. 354 S Pine Street is currently listed for $119,000 and was received on April 13, 2026. Want to learn more about 354 S Pine Street? Do you have questions about finding other Single Family real estate for sale in Toccoa? You can browse all Toccoa real estate or contact a Coldwell Banker agent to request more information.

