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$674,900
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Property Description
Welcome to 491 Saratoga Circle, a beautiful two-story home offering three levels of living space with nearly 5,000 square feet on an almost half-acre, fenced lot! Located in a sought-after neighborhood, this expansive home combines space, comfort, and functionality-perfect for modern living and entertaining. Step inside the light-filled foyer to discover an open layout with multiple living and entertaining areas, including a welcoming family room with a fireplace, formal dining space, and a versatile living room and a separate den ideal for a home office or could be a fifth bedroom. The kitchen features an island, walk-in pantry, butler's pantry, and a bright eating area-perfect for gatherings and everyday living. Enjoy the convenience of the dual staircase for easy access to the second level from the foyer or the kitchen. The primary suite is designed for relaxation and features two walk-in-closets, a luxurious bathroom with shower, large soaking tub, and a double vanity. Three other nicely sized bedrooms and a second full bath complete the second level. The finished basement adds even more flexible living space, making it ideal for a recreation room, home gym, media room, or guest suite. Dimensions listed for 2nd kitchen in the basement is a kitchenette with tiled eating area perfect for parties or crafts! Big ticket items already replaced: roof & siding (2014), windows (2019), furnace & a/c (2022), hot water heater & fence (2025), garage doors. Outside, enjoy the privacy and space of the largest lot in the neighborhood with a new, aluminum fence in 2025 and a brick paver patio, ideal for outdoor entertaining, relaxing evenings, or friendly gatherings. Admire the extensive landscaping-front, sides, and back. A 3-car attached side-load garage provides ample parking and storage. Convenient access to parks, schools, shopping, dining, and commuter routes while maintaining the charm and tranquility that make Algonquin real estate so desirable. This home provides plenty of room for remote workers, growing families, entertaining guests, or multigenerational living! Original owner has lovingly taken care of this home and it is ready for its new owner. Schedule a private tour today!
Full Property Details
Full Property Details for 491 Saratoga Cir
General
- Price: $674,900
- HOA FEE: $17/month
- HOA FEE FREQ.: Annually
- Taxes: $11,948 (2023)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12556970
- Updated: 3/31/2026
- Added to Site: 67 day(s) ago
Rental Information
- Complex Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
Interior
- Basement: Finished, F
- Interior Features: Cathedral Ceiling(s), 1st-Floor Bedroom, In-Law Floorplan, Walk-In Closet(s), Open Floorplan
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Family Room, Wood-Burning, Gas Starter
- Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
- Flooring: Hardwood
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Basement Baths: Yes
- Bathroom Features: Whirlpool, Separate Shower, Double Sink
Bedrooms
- Total Bedrooms: 4
Additional Information
- Other Features: School Bus Service
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Total Spaces: 3
- Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
Location
- Area: Algonquin
- County: McHenry
- Township: Algonquin
- Driving Directions: Bunker Hill W of Randall Rd, to Saratoga Circle
School Information
- School District: 300
- Elem School District: 300
- Midd School District: 300
- High School District: 300
- Elementary School: Lincoln Prairie Elementary Schoo
- Middle School: Westfield Community School
- High School: H D Jacobs High School
- Private School: H D Jacobs High School
Community
- Assoc. Fees Include: Other
- Mgmt. Company: Row-Cal
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas, Forced Air, Sep Heating Systems - 2+
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Construction: Vinyl Siding, Brick
- Exterior Const.: Vinyl Siding, Brick
- Basement: Yes
- Basement Desc.: Finished, Full
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Windows: Screens
- Sub-Flooring: Hardwood
- Square Feet: 4,965
- Sq. Ft. Source: Assessor
- Year Built: 2001
Additional Structures
- Other Structures: Dog Kennel
Lot Features
- Lot Size (Acres): 0.439
- Lot Size Range: .25 to .49 Acre
- Lot Dimensions: 47.5 x 77.5 x 174.3 x 94.5 x 172.8
- Fence: Yes
- Lot Features: Landscaped
- Fencing (Description): Fenced
Financial Considerations
- Association Fee: $200
- Assoc Fee Freq.: Annually
- Parking Included: Yes
- Assessment Year: 2001
- Tax Amount: $11,948.47
- Tax Year: 2023
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple with Homeowners Association
- Property ID: 1930354001
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Schools
Schools serving 491 Saratoga Cir
School District:Community Unit School District 300
| Name | Grades | Distance |
|---|---|---|
Lincoln Prairie Elementary School 500 Harvest Gate, Lake in the Hills, IL 60156 | K-5 | 0.6 mi |
Westfield Community School 2100 Sleepy Hollow Road, Algonquin, IL 60102 | K-5 | 2.2 mi |
Harry D Jacobs High School 2601 Bunker Hill Drive, Algonquin, IL 60102 | 9-12 | 0.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 491 Saratoga Cir
Date
Details
Price
Change
Source
1/25/2026
Listed
$674,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 491 Saratoga Cir
Year
Property Taxes
Change
Tax Assessment
Change
2024
$12,808
5%
$171,724
12%
2023
$12,187
100%
$153,586
5%
2022
-100%
$146,597
7%
2021
$11,586
—
$136,573
4%
2021
$11,586
5%
$131,738
4%
2019
$11,027
-13%
$126,089
-5%
2017
$12,632
-2%
$132,853
-6%
2018
$12,870
2%
$141,023
12%
2016
$12,650
2%
$126,293
7%
2015
$12,427
25%
$118,451
27%
2014
$9,924
2%
$92,919
-4%
2013
$9,740
-9%
$97,013
-16%
2012
$10,737
—
$115,191
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 491 Saratoga Cir
491 Saratoga Circle, Algonquin, IL 60102 (MLS# 12556970) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 491 Saratoga Circle is currently listed for $674,900 and was received on January 25, 2026. Want to learn more about 491 Saratoga Circle? Do you have questions about finding other Single Family real estate for sale in Algonquin? You can browse all Algonquin real estate or contact a Coldwell Banker agent to request more information.

