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$297,999 -$2,000 (-0.67%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,456 Sq. Ft.
  • 2 Car Garage
  • Updated 1 day ago
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Classic charm meets everyday functionality in this Dutch Colonial, built in 1926, and filled with timeless character. The enclosed front porch offers a warm welcome. Inside, refinished hardwood floors flow throughout the first and second levels, complemented by elegant arched doorways and classic doors that showcase the home's original craftsmanship. The spacious living and dining room provide comfortable gathering spaces while the bright kitchen offers plenty of room for everyday living. The inside sunroom is ideal for a home office, reading nook, or creative space. Upstairs you will find three bedrooms with deep closets in each room, a full bath and linen closets. The attic is easily accessible from the second floor, offering exceptional storage for future expansion possibilities. The finished basement with full bath adds even more versatile living space making it perfect for entrertaining, hobbies or a recreation room. Outside, enjoy both the front porch and a screened-in back porch overlooking the fenced backyard. A two-car detached garage and LOW property taxes make this charming home an even more attractive opportunity. A wonderful blend of historic character all in a convenient Aurora location. WELCOME HOME!

Full Property Details for 638 S Spencer St

General

  • Price: $297,999
  • Taxes: $4,483 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12716477
  • Updated: 8/20/2026
  • Added to Site: 16 day(s) ago

Rental Information

  • Complex Features: Curbs, Sidewalks, Street Lights, Street Paved

Interior

  • Basement: Finished, F
  • Interior Features: Historic/Period Mlwk
  • Appliances: Range, Refrigerator, Washer, Dryer
  • Flooring: Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Basement Baths: Yes

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Equipment: Carbon Monoxide Detectors
  • Other Features: Commuter Bus, Commuter Train, Interstate Access

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Features: Asphalt, Yes, Garage Owned, Detached, Garage

Location

  • Area: Aurora / Eola
  • County: Kane
  • Township: Aurora
  • Driving Directions: New York Street, L on Smith, R on Fifth, L on Spencer to Home on L.

School Information

  • School District: 131
  • Elem School District: 131
  • Midd School District: 131
  • High School District: 131
  • Elementary School: G N Dieterich Elementary School
  • Middle School: K D Waldo Middle School
  • High School: East High School
  • Private School: East High School

Community

  • Assoc. Fees Include: None

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas, Forced Air

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Info: Colonial
  • Architectural Style: Colonial
  • Construction: Shake Siding
  • Exterior Const.: Shake Siding
  • Basement: Yes
  • Basement Desc.: Finished, Full
  • Roof: Asphalt
  • Sub-Flooring: Hardwood
  • Square Feet: 1,456
  • Sq. Ft. Source: Assessor
  • Year Built: 1926
  • Built Before 1978: Yes

Lot Features

  • Lot Size Range: Less than .25 Acre
  • Lot Dimensions: 50 x 132

Financial Considerations

  • Parking Included: Yes
  • Assessment Year: 1926
  • Tax Amount: $4,483
  • Tax Year: 2025
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple
  • Property ID: 1527430010

Listed by DPG Real Estate Agency

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— 638 S Spencer St —

  • DPG Real Estate Agency

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NMLS#: 1598647

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NMLS#: 1598647

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with our affiliated in-house agency

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Save up to an additional 20% by bundling your home and auto together!

Schools serving 638 S Spencer St

School District:Aurora East Unit School District 131
NameGradesDistance
G N Dieterich Elementary School
1141 Jackson Street, Aurora, IL 60505
PK-50.7 mi
K D Waldo Middle School
56 Jackson Street, Aurora, IL 60505
6-80.7 mi
East High School, Aurora, IL
500 Tomcat Lane, Aurora, IL 60505
9-120.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 638 S Spencer St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/20/2026
Price Reduced
$297,999
-0.67%
MLS
8/05/2026
Listed
$299,999
5.26%
MLS
10/04/2024
Sold
$285,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 638 S Spencer St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,483
—
$68,647
9%
2025
$4,483
7%
$62,754
12%
2023
$4,190
11%
$56,071
13%
2022
$3,774
1%
$49,677
7%
2021
$3,734
—
$46,250
8%
2021
$3,734
6%
$42,960
8%
2019
$3,507
—
$39,804
3%
2018
$3,521
3%
$38,668
11%
2017
$3,424
4%
$34,911
12%
2016
$3,290
-3%
$31,266
6%
2015
$3,400
-1%
$29,563
8%
2014
$3,423
7%
$27,322
—
2013
$3,196
—
$27,398
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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638 S Spencer Street, Aurora, IL 60505 (MLS# 12716477) is a Single Family property with 3 bedrooms and 2 full bathrooms. 638 S Spencer Street is currently listed for $297,999 and was received on August 05, 2026. Want to learn more about 638 S Spencer Street? Do you have questions about finding other Single Family real estate for sale in Aurora? You can browse all Aurora real estate or contact a Coldwell Banker agent to request more information.

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