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Property Description
Perfectly positioned on iconic State Street in the heart of Chicago's Loop, this extraordinary 4 bedroom, 2 bathroom full-floor residence with a private in-unit elevator entrance is downtown living at its finest. Occupying the entire fourth floor of the historic Singer Building, this impressive 2,300-square-foot loft offers a level of scale rarely found in this location. Perfectly blending the modern sophistication of today's discerning buyer with the architectural detail and character of its time, this home boasts a truly unique combination of refined luxury, exceptional privacy, and unmatched accessibility. Soaring 15-foot ceilings and dramatic corner exposures set the tone inside, where oversized double-hung windows flood the home with natural light and frame iconic views of the Palmer House and the vibrant streetscape below. Crisp freshly painted white walls create the canvas for your decorating ideas. The expansive open-concept living space is anchored by a full wall of custom shelving, creating a refined yet functional environment equally suited for everyday living or impressive entertaining. The chef's kitchen blends statement design with performance, featuring quartz counters, a striking waterfall island with a breakfast bar, and high-end GE Profile appliances including a beverage refrigerator. Every detail of the home has been thoughtfully reimagined with premium finishes that complement the building's historic character while delivering a sophisticated modern aesthetic. The fully enclosed primary suite serves as a private sanctuary, complete with a dream walk-in closet with a center island, a second walk-in closet, and a spa-inspired ensuite bathroom featuring a double vanity, walk-in shower, and a luxurious freestanding soaking tub. Three additional fully enclosed bedrooms offer exceptional flexibility - ideal for guests, executive-level home offices or waiting rooms, creative studios, or multi-functional living. Wide-plank flooring, custom window treatments, and designer lighting throughout. Premium full-size in-unit washer and dryer, oversized separate private storage unit, and deeded valet garage parking next door (available for $35K). Whether you're seeking a distinguished primary residence, a flexible live-work space in the heart of downtown, or a luxurious in-town retreat, this home delivers. Effortless access to Millennium Park, Grant Park, the lakefront, world-class dining, shopping, museums, theatres, and unparalleled transit connections right outside your front door. Don't miss this once-in-a-lifetime opportunity to own your very own piece of Chicago history!
Full Property Details
Full Property Details for 120 S State St #4
General
- Price: $949,000
- HOA FEE: $1,182/month
- Taxes: $10,046 (2024)
- Status: Active
- Type: Condo
- Source: MRED
- MLS ID: 12576612
- Updated: 2/27/2026
- Added to Site: 1 day(s) ago
Interior
- Basement: None
- Interior Features: Cathedral Ceiling(s), Elevator, Storage, Built-in Features, Walk-In Closet(s), Bookcases, Open Floorplan, Separate Dining Room, Quartz Counters
- Appliances: Range, Microwave, Dishwasher, Refrigerator, Bar Fridge, Freezer, Washer, Dryer, Stainless Steel Appliance(s), Wine Refrigerator, Range Hood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Bathroom Features: Separate Shower, Double Sink, European Shower, Soaking Tub
Bedrooms
- Total Bedrooms: 4
Additional Information
- Shared Amenities: Elevator(s), Storage
Parking
- Garage: Yes
- Garage Spaces: 1
- Total Spaces: 1
- Parking Features: Garage Door Opener, Yes, Garage Owned, Detached, Garage
Location
- Area: CHI - Loop
- County: Cook
- Township: South Chicago
- Driving Directions: State Street between Monroe and Adams
School Information
- School District: 299
- Elem School District: 299
- Midd School District: 299
- High School District: 299
- Elementary School: South Loop Elementary School
Community
- Assoc. Fees Include: Water, Insurance, Exterior Maintenance, Scavenger
- Mgmt. Company: Self Managed
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas, Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Structure Type: Condo, Condo/Loft, High-Rise (7 or More Stories)
- Construction: Brick, Stone
- Exterior Const.: Brick, Stone
- Basement Desc.: None
- Entry Floor Number: 4
- Stories/Levels: 10
- Square Feet: 2,300
- Sq. Ft. Source: Estimated
- Year Built: 1926
- Built Before 1978: Yes
- Remodeled/Updated: 2025
Unit Information
- Units in Building: 10
Lot Features
- Lot Dimensions: PER SURVEY
Financial Considerations
- Association Fee: $1,182
- Assoc Fee Freq.: Monthly
- Assessment Year: 1926
- Tax Amount: $10,046.75
- Tax Year: 2024
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Condo
- Property ID: 17162130221004
Listed by Redfin Corporation
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Schools
Schools serving 120 S State St #4
School District:Chicago Public School District 299
| Name | Grades | Distance |
|---|---|---|
South Loop Elementary School 1212 South Plymouth Court, Chicago, IL 60605 | PK-8 | 0.9 mi |
Phillips Academy High School 244 East Pershing Road, Chicago, IL 60653 | 12-11 | 3.9 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 120 S State St #4
Date
Details
Price
Change
Source
2/26/2026
Listed
$949,000
97.71%
MLS
12/01/2023
Sold
$480,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 120 S State St #4
Year
Property Taxes
Change
Tax Assessment
Change
2023
$12,804
3%
$57,999
—
2022
$12,431
2%
$57,999
—
2021
$12,139
-27%
$57,999
-19%
2020
$16,601
1%
$71,819
-8%
2019
$16,365
2%
$78,218
—
2018
$16,084
-6%
$78,218
3%
2017
$17,028
7%
$75,873
—
2016
$15,924
9%
$75,873
—
2015
$14,604
14%
$75,873
17%
2014
$12,777
2%
$65,035
—
2013
$12,529
1%
$65,035
—
2012
$12,409
—
$65,035
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 120 S State St #4
120 S State Street #4, Chicago, IL 60603 (MLS# 12576612) is a Condo property with 4 bedrooms and 2 full bathrooms. 120 S State Street #4 is currently listed for $949,000 and was received on February 26, 2026. Want to learn more about 120 S State Street #4? Do you have questions about finding other Condo real estate for sale in The Loop? You can browse all The Loop real estate or contact a Coldwell Banker agent to request more information.

