2439 N Harding Ave Chicago, IL 60647

RARE 2.75 ASSUMABLE MORTGAGE - House Hack or Invest in Prime Logan Square! Seize a once-in-a-generation opportunity to assume a 2.75 mortgage-far below today's rates! Whether you're looking to live nearly rent-free or build your investment portfolio, this updated legal 4-unit brick building in Logan Square is a true find. Perfect for: Owner-occupants who want minimal housing costs by living in one unit and renting the others. Investors seeking high cash flow and long-term appreciation in a top-tier location. Property Features: Two 1 bed / 1 bath front units, Two 2 bed / 1 bath rear units, plus a non-conforming garden unit for extra income potential. All units updated: renovated kitchens, modern baths, hardwood floors, vinyl windows, and in-unit laundry. Major upgrades: 2020 main boiler, copper plumbing, 200-amp electric, newer water heater. Exterior: recent tuckpointing, new concrete patio, newer 3-car parking pad, solid roof. Location Highlights: Walk to Healy Metra (1 block), Logan Square Farmers Market, Kosciuszko Park, Aldi, Park & Field, and more! Owner occupancy required for mortgage assumption-but this property also stands on its own as a powerful investment opportunity with steady rental income and strong appreciation potential. Don't miss this rare shot at locking in a 2.75 rate! Current assumable loan balance is 631K.