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$635,000
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Property Description
Nestled on a quiet, tree-lined one-way stretch of Surf in prime southeast Lakeview, this beautifully updated duplex penthouse is an absolute gem. Filled with natural light, this distinctive 2-bedroom, 2.5-bath walk-up condo features newly refinished hardwood floors throughout, generous outdoor space, and a thoughtfully designed floor plan ideal for both entertaining and everyday living. The open-concept main level centers around a bright, modern kitchen with white cabinetry, granite countertops, stainless steel appliances, a large pantry, and an island with breakfast bar seating. There's also ample room for a full-size dining table, making the space as functional as it is inviting. The sunny living room is anchored by an inset fireplace flanked by beautiful custom built-ins, and opens seamlessly to a spacious private balcony overlooking the treetops. A rare main-level powder room adds both convenience and practicality for guests. Upstairs, you'll find two well-appointed bedrooms, including a welcoming primary suite with a spacious walk-in closet and an en-suite bathroom with a rare skylight. Both full bathrooms have been beautifully renovated with custom tile work and stylish cabinetry. Completing this unique home are central heat and AC, in-unit laundry, extra private storage, bike storage and a secure, dedicated garage parking space included in the price. Low assessments! All of this in an unbeatable Lakeview location, just moments from Lincoln Park, the lakefront and park, Belmont Harbor, Diversey driving range, Trader Joe's (just a block south) and an endless amount of wonderful restaurants and shops along Broadway, Clark and Diversey. Be sure to check out the 3D Matterport Walkthrough via the Virtual Tour link!
Full Property Details
Full Property Details for 645 W Surf St #A4
General
- Sold For: $635,000
- HOA FEE: $340/month
- Taxes: $8,871 (2024)
- Status: Closed
- Type: Condo
- Source: MRED
- MLS ID: 12691609
- Added to Site: 93 day(s) ago
Interior
- Interior Features: Cathedral Ceiling(s)
- Fireplace: Yes
- Fireplace(s): Living Room, Gas Log
- Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
- Flooring: Hardwood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 2
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 1
- Total Spaces: 1
- Parking Features: Yes, Garage Owned, Attached, Garage
Location
- Area: CHI - Lake View
- County: Cook
- Driving Directions: Clark to Surf, Surf is one-way east, corner of Surf
School Information
- School District: 299
- Midd School District: 299
- Elementary School: Nettelhorst Elementary School
- High School: Lake View High School
- Private School: Lake View High School
Community
- Assoc. Fees Include: Water, Insurance, TV/Cable, Exterior Maintenance, Lawn Care, Scavenger, Snow Removal
- Pets Allowed: Yes
- Pet Restrictions: Cats OK, Dogs OK, / 999lbs.
- Mgmt. Company: Self Management
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas, Forced Air
Utilities
- Water: Lake Michigan
Structural Information
- Structure Type: Condo, Condo/Duplex
- Construction: Brick
- Exterior Const.: Brick
- Basement Desc.: None
- Windows: Skylight(s)
- Sub-Flooring: Hardwood
- Entry Floor Number: 4
- Stories/Levels: 4
- Sq. Ft. Source: Not Reported
- Year Built: 1997
Unit Information
- Units in Building: 9
Lot Features
- Lot Dimensions: COMMON
- Lot Features: Common Grounds
Financial Considerations
- Association Fee: $340
- Assoc Fee Freq.: Monthly
- Parking Included: Yes
- Assessment Year: 1997
- Tax Amount: $8,871.52
- Tax Year: 2024
Disclosures and Reports
- Ownership: Condo
- Special Conditions: List Broker Must Accompany
- Property ID: 14281200391004
Listed by Cadence Realty
Sold by RE/MAX Premier
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Schools
Schools serving 645 W Surf St #A4
School District:Chicago Public School District 299
| Name | Grades | Distance |
|---|---|---|
Nettelhorst Elementary School 3252 North Broadway, Chicago, IL 60657 | PK-8 | 0.5 mi |
Lake View High School 4015 North Ashland Avenue, Chicago, IL 60613 | 9-12 | 1.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 645 W Surf St #A4
Date
Details
Price
Change
Source
8/28/2026
Sold
$635,000
-2.16%
MLS
7/07/2026
Listed
$649,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
645 W Surf Street #A4, Chicago, IL 60657 (MLS# 12691609) is a Condo property that was sold at $635,000 on August 28, 2026. Want to learn more about 645 W Surf Street #A4? Do you have questions about finding other Condo real estate for sale in LakeView? You can browse all LakeView real estate or contact a Coldwell Banker agent to request more information.

