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$649,000 Just Listed

  • For Sale
  • Active
  • Condo
  • 2 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 1 Car Garage
  • Updated 9 hours ago

Next open house:

Open House: 11:30 AM - 1:30 PM

Saturday 7/11 11:30 AM - 1:30 PM

645 W Surf Street #A4,Chicago, IL 60657

645 W Surf Street #A4ChicagoIL60657

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Join us at 645 W Surf Street #A4 on:

  • Open House: 11:30 AM - 1:30 PM

    Sunday 7/12 11:30 AM - 1:30 PM

    645 W Surf Street #A4,Chicago, IL 60657
    645 W Surf Street #A4ChicagoIL60657

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Nestled on a quiet, tree-lined one-way stretch of Surf in prime southeast Lakeview, this beautifully updated duplex penthouse is an absolute gem. Filled with natural light, this distinctive 2-bedroom, 2.5-bath walk-up condo features newly refinished hardwood floors throughout, generous outdoor space, and a thoughtfully designed floor plan ideal for both entertaining and everyday living. The open-concept main level centers around a bright, modern kitchen with white cabinetry, granite countertops, stainless steel appliances, a large pantry, and an island with breakfast bar seating. There's also ample room for a full-size dining table, making the space as functional as it is inviting. The sunny living room is anchored by an inset fireplace flanked by beautiful custom built-ins, and opens seamlessly to a spacious private balcony overlooking the treetops. A rare main-level powder room adds both convenience and practicality for guests. Upstairs, you'll find two well-appointed bedrooms, including a welcoming primary suite with a spacious walk-in closet and an en-suite bathroom with a rare skylight. The second bedroom easily accommodates guests, a home office, or both. Both full bathrooms have been beautifully renovated with custom tile work and stylish cabinetry. Completing this unique home are central heat and AC, in-unit laundry, and a secure, dedicated garage parking space included in the price. Low assessments! All of this in an unbeatable Lakeview location, just moments from Lincoln Park, the lakefront and park, Belmont Harbor, Diversey driving range, Trader Joe's (just a block south) and an endless amount of wonderful restaurants and shops along Broadway, Clark and Diversey. Be sure to check out the 3D Matterport Walkthrough via the Virtual Tour link!

Full Property Details for 645 W Surf St #A4

General

  • Price: $649,000
  • HOA FEE: $340/month
  • Taxes: $8,871 (2024)
  • Status: Active
  • Type: Condo
  • Source: MRED
  • MLS ID: 12691609
  • Updated: 7/7/2026
  • Added to Site: 1 day(s) ago

Interior

  • Basement: None
  • Interior Features: Cathedral Ceiling(s)
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Living Room, Gas Log
  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
  • Flooring: Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 1
  • Total Spaces: 1
  • Parking Features: Yes, Garage Owned, Attached, Garage

Location

  • Area: CHI - Lake View
  • County: Cook
  • Township: Jefferson
  • Driving Directions: Clark to Surf, Surf is one-way east, corner of Surf

School Information

  • School District: 299
  • Elem School District: 299
  • Midd School District: 299
  • High School District: 299
  • Elementary School: Nettelhorst Elementary School
  • High School: Lake View High School
  • Private School: Lake View High School

Community

  • Assoc. Fees Include: Water, Insurance, TV/Cable, Exterior Maintenance, Lawn Care, Scavenger, Snow Removal
  • Pets Allowed: Yes
  • Pets: Cats OK, Dogs OK
  • Pet Restrictions: Cats OK, Dogs OK, / 999lbs.
  • Mgmt. Company: Self Management

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas, Forced Air

Utilities

  • Sewer: Public Sewer
  • Water: Lake Michigan

Structural Information

  • Structure Type: Condo, Condo/Duplex
  • Construction: Brick
  • Exterior Const.: Brick
  • Basement Desc.: None
  • Windows: Skylight(s)
  • Sub-Flooring: Hardwood
  • Entry Floor Number: 4
  • Stories/Levels: 4
  • Sq. Ft. Source: Not Reported
  • Year Built: 1997

Unit Information

  • Units in Building: 9

Lot Features

  • Lot Dimensions: COMMON
  • Lot Features: Common Grounds

Animals

  • Animals Allowed: Cats OK, Dogs OK

Financial Considerations

  • Association Fee: $340
  • Assoc Fee Freq.: Monthly
  • Parking Included: Yes
  • Assessment Year: 1997
  • Tax Amount: $8,871.52
  • Tax Year: 2024
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Condo
  • Special Conditions: List Broker Must Accompany
  • Property ID: 14281200391004

Listed by Cadence Realty

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— 645 W Surf St #A4 —

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NMLS#: 1598647

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NMLS#: 1598647

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Save up to an additional 20% by bundling your home and auto together!

Schools serving 645 W Surf St #A4

School District:Chicago Public School District 299
NameGradesDistance
Nettelhorst Elementary School
3252 North Broadway, Chicago, IL 60657
PK-80.5 mi
Lake View High School
4015 North Ashland Avenue, Chicago, IL 60613
9-121.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 645 W Surf St #A4 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/07/2026
Listed
$649,000
47.5%
MLS
3/05/2019
Sold
$440,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 645 W Surf St #A4

Year
Property Taxes
Change
Tax Assessment
Change
2023
$7,969
—
$44,892
15%
2023
$7,969
3%
$38,999
—
2022
$7,744
-7%
$38,999
—
2021
$8,315
-1%
$38,999
10%
2020
$8,358
11%
$35,447
-9%
2019
$7,517
2%
$38,758
—
2018
$7,395
12%
$38,758
20%
2017
$6,599
4%
$32,394
—
2016
$6,332
10%
$32,394
—
2015
$5,768
-2%
$32,394
—
2014
$5,879
2%
$32,514
—
2013
$5,761
1%
$32,514
—
2012
$5,732
—
$32,514
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Cadence Realty

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645 W Surf Street #A4, Chicago, IL 60657 (MLS# 12691609) is a Condo property with 2 bedrooms, 2 full bathrooms and 1 partial bathroom. 645 W Surf Street #A4 is currently listed for $649,000 and was received on July 07, 2026. Want to learn more about 645 W Surf Street #A4? Do you have questions about finding other Condo real estate for sale in LakeView? You can browse all LakeView real estate or contact a Coldwell Banker agent to request more information.

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