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$299,000 Just Listed
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Property Description
FALL IN LOVE WITH THE SETTING - STAY FOR THE COZY COMFORT2 400 SQ. FT. 4 BED/2 BATH - LAKE SUMMERSET, IL - BEAUTIFUL IN EVERY SEASON! Breathtaking trees, beautiful landscaping, visiting wildlife, and cozy evenings by the fire - welcome to a home where you can slow down, relax, and enjoy the beauty of nature! Priced at $299,000, this meticulously maintained bi-level offers approximately 2400 square feet of inviting living space, 4 bedrooms, and 2 full baths in a peaceful, private, wooded setting in Lake Summerset. A BACKYARD THAT WILL TAKE YOUR BREATH AWAY! Surrounded by mature trees and beautiful landscaping, the setting is truly special. Watch deer and wild turkeys visit, enjoy the lush summer greenery, take in the brilliant colors of autumn, or appreciate the peaceful beauty of winter. A maintenance-free composite deck overlooks the backyard, while the expansive wraparound patio with its attractive epoxy finish and inviting fire pit area provide even more ways to enjoy the outdoors. Enter through the inviting, open foyer featuring beautiful hardwood, wide-profile stairs and an easy-flow layout with just 7 stairs up and 5 stairs down. Hardwood floors, a spacious great room, and a generous dining room create an inviting atmosphere. The large kitchen offers abundant cabinetry and counter space, a pantry, and newer, high-quality stainless steel appliances. Sliding doors open to the deck, bringing the peaceful outdoor setting into everyday living. Two bedrooms and a full bath complete the upper level. Your cozy retreat awaits! The spacious walkout family room features a gas fireplace and sliding doors leading directly to the patio - perfect for relaxing on chilly evenings or enjoying a quiet night at home. The lower level also features a full bath and two generously sized bedrooms feature new, high-quality carpeting and upgraded padding for an exceptionally soft, plush feel underfoot. You'll also appreciate the oversized laundry room with cabinetry, a convenient folding area and utility sink. Smart storage solutions define this home, featuring generous closets, a discreet under-stair compartment, an attic, built-in garage shelving and a handy backyard shed. A Home Warranty is included for added peace of mind. The unimproved lot to the north is also available for purchase. With the natural privacy, owning both lots could make this already special property even more exceptional! Enjoy the lifestyle of Lake Summerset, a private, gated community centered around a beautiful 285-acre lake and an abundance of year-round, recreational amenities. This is a property you'll appreciate in all seasons!!
Full Property Details
Full Property Details for 788 Gainsboro Rd
General
- Price: $299,000
- HOA FEE: $98/month
- HOA FEE FREQ.: Annually
- Taxes: $6,383 (2025)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12790581
- Updated: 10/21/2026
- Added to Site: 2 day(s) ago
Rental Information
- Complex Features: Clubhouse, Park, Pool, Tennis Court(s), Lake, Water Rights, Gated, Street Paved, Other
Interior
- Basement: Finished, E
- Interior Features: 1st-Floor Bedroom, 1st-Floor Bath, Open Floorplan, Separate Dining Room, Pantry
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Family Room, Gas Log, Free Standing
- Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Water Softener Owned
- Flooring: Hardwood, Carpet
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Basement Baths: Yes
Bedrooms
- Total Bedrooms: 4
Additional Information
- Other Features: School Bus Service
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Total Spaces: 6
- Parking Features: Garage Door Opener, Yes, Garage Owned, Attached, Garage
Location
- Area: Davis
- County: Stephenson
- Township: Rock Run
- Driving Directions: Rt 75 east to Best Rd. - North on Best Rd to Lake Summerset. Lake Summerset Rd - Take the first left onto Edgewood Dr - Turn left at onto Chadbourne- 0.4 miles turn left onto Pier Dr. 0.06 miles turn right onto Lake Summerset Rd. In 1.1 miles turn left onto Gainsboro. 600ft on the right
School Information
- School District: 201
- Elem School District: 201
- Midd School District: 201
- High School District: 201
Community
- Assoc. Fees Include: Pool, Lake Rights
- Mgmt. Company: Best Realty
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Gas, Forced Air
Utilities
- Sewer: Community Sewer
- Water: Community
Structural Information
- Architectural Info: Bi-Level
- Architectural Style: Bi-Level
- Construction: Vinyl Siding, Brick
- Exterior Const.: Vinyl Siding, Brick
- Basement: Yes
- Basement Desc.: Finished, Exterior Entry, Egress Window, Rec/Family Area, Sleeping Area, Storage Space, Full, Walk-Out Access
- Sub-Flooring: Hardwood, Carpet
- Square Feet: 2,400
- Sq. Ft. Source: Estimated
- Year Built: 1997
Lot Features
- Lot Size (Acres): 0.39
- Lot Size Range: .25 to .49 Acre
- Lot Dimensions: 52.7 x 202.95 x 111 x 230.31
Financial Considerations
- Association Fee: $1,175
- Assoc Fee Freq.: Annually
- Parking Included: Yes
- Assessment Year: 1997
- Tax Amount: $6,383
- Tax Year: 2025
- Pays Sewer: Community Sewer
Disclosures and Reports
- Ownership: Fee Simple with Homeowners Association
- Property ID: 6101222802800
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Schools
Schools serving 788 Gainsboro Rd
School District:Dakota Community Unit School District 201
| Name | Grades | Distance |
|---|---|---|
Dakota Elementary School 400 Campus Drive, Dakota, IL 61018 | PK-6 | 7.6 mi |
Dakota Jr Sr High School 300 Campus Drive, Dakota, IL 61018 | 7-12 | 7.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 788 Gainsboro Rd
Date
Details
Price
Change
Source
10/20/2026
Listed
$299,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 788 Gainsboro Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,383
4%
$87,165
16%
2024
$6,163
12%
$75,084
—
2023
$5,480
50%
$75,084
55%
2022
$3,663
24%
$48,497
3%
2021
$2,963
—
$47,144
—
2020
$2,975
-8%
$47,144
2%
2019
$3,236
9%
$46,220
3%
2018
$2,963
—
$45,008
3%
2017
$2,971
—
$43,724
—
2016
$2,966
-2%
$43,724
1%
2015
$3,026
—
$43,398
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 788 Gainsboro Rd
788 Gainsboro Road, Davis, IL 61019 (MLS# 12790581) is a Single Family property with 4 bedrooms and 2 full bathrooms. 788 Gainsboro Road is currently listed for $299,000 and was received on October 20, 2026. Want to learn more about 788 Gainsboro Road? Do you have questions about finding other Single Family real estate for sale in Davis? You can browse all Davis real estate or contact a Coldwell Banker agent to request more information.

