This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/57
$279,000 Just Listed
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/57
Property Description
Enjoy full lake views from this home, featuring a front porch overlooking the water. Take in the beautiful views and open landscape, with protected land in front of the home preserving the scenic setting. Inside, you'll find wood floors, a wood-burning fireplace, and a kitchen with an electric range, dishwasher, and refrigerator. The primary bedroom includes a private bathroom with a shower, along with access to a four-season room and office. These additional spaces, along with the walkout basement, offer potential for additional bedrooms or flexible living space. The basement also includes a half bathroom and additional space ready for your finishing ideas. The main bathroom has been nicely renovated. Outside, the fully fenced yard features a fishpond, and the two-car garage provides additional storage. Gutter shields are installed. Updates include a furnace from 2018 and a washer and dryer from 2020. The roof is 14 years old. The original septic system was pumped four years ago. The build year is currently unknown. With lake views, a scenic setting, existing updates, and room to expand, this property offers plenty of potential to make it your own.
Full Property Details
Full Property Details for 406 Oak Ln
General
- Price: $279,000
- HOA FEE: $45/month
- HOA FEE FREQ.: Annually
- Taxes: $2,238 (2025)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12783864
- Updated: 10/13/2026
- Added to Site: 4 day(s) ago
Interior
- Basement: Unfinished
- Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Basement Baths: Yes
Bedrooms
- Total Bedrooms: 2
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Features: Yes, Garage Owned, Attached, Garage
Location
- Area: Dixon
- County: Ogle
- Township: Taylor
- Driving Directions: W. Flagg Road to Woodland Drive to Oak Lane.
School Information
- School District: 170
- Elem School District: 170
- Midd School District: 170
- High School District: 170
Community
- Assoc. Fees Include: Lake Rights
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas, Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Construction: Vinyl Siding
- Exterior Const.: Vinyl Siding
- Basement: Yes
- Basement Desc.: Unfinished, Full
- Square Feet: 1,950
- Sq. Ft. Source: Assessor
- Built Before 1978: Yes
Lot Features
- Lot Size (Acres): 0.54
- Lot Size Range: .50 to .99 Acre
- Lot Dimensions: 130.36 x 218 x 90 x 207.62
Water Features
- Water Front: Yes
- Water Front View: Front of Property
Financial Considerations
- Association Fee: $540
- Assoc Fee Freq.: Annually
- Parking Included: Yes
- Tax Amount: $2,238.54
- Tax Year: 2025
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 22091530030000
Listed by Keller Williams Realty Signature
Get Pre-Approved Today
Get a Great Insurance Rate
Schools
Schools serving 406 Oak Ln
School District:Dixon Unit School District 170
| Name | Grades | Distance |
|---|---|---|
Washington Elementary School, Dixon, IL 703 East Morgan Street, Dixon, IL 61021 | PK-1 | 7.4 mi |
Madison School, Dixon, IL 618 Division Street, Dixon, IL 61021 | 4-5 | 8.1 mi |
Lincoln Elementary School, Dixon, IL 800 4th Avenue, Dixon, IL 61021 | 2-3 | 8.2 mi |
Reagan Middle School 620 Division Street, Dixon, IL 61021 | 6-8 | 8.1 mi |
Dixon High School 300 Lincoln Statue Drive, Dixon, IL 61021 | 9-12 | 8.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 406 Oak Ln
Date
Details
Price
Change
Source
10/13/2026
Listed
$279,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 406 Oak Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,239
1%
$71,027
4%
2024
$2,219
-3%
$68,072
14%
2023
$2,290
-2%
$59,461
13%
2021
$2,343
—
$52,479
-4%
2022
$2,340
-2%
$54,536
12%
2020
$2,393
3%
$48,818
8%
2019
$2,330
1%
$45,412
5%
2018
$2,312
-1%
$43,249
8%
2017
$2,336
—
$40,194
1%
2016
$2,342
6%
$39,781
2%
2015
$2,206
1%
$39,154
—
2014
$2,186
-4%
$39,154
-3%
2013
$2,272
—
$40,349
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 406 Oak Ln
406 Oak Lane, Dixon, IL 61021 (MLS# 12783864) is a Single Family property with 2 bedrooms, 2 full bathrooms and 1 partial bathroom. 406 Oak Lane is currently listed for $279,000 and was received on October 13, 2026. Want to learn more about 406 Oak Lane? Do you have questions about finding other Single Family real estate for sale in Dixon? You can browse all Dixon real estate or contact a Coldwell Banker agent to request more information.

