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$490,000 Just Listed
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Property Description
Welcome to 1060 Elma Ave, Elgin, IL - Space, Style, and Location in Cobblers Crossing Located in the desirable Cobblers Crossing community, this spacious 4-bedroom, 2.1-bath home offers the perfect balance of comfort, functionality, and potential. Situated on a premium corner lot with a fully fenced yard, this property is ideal for both everyday living and entertaining. Step inside to find a thoughtfully designed layout featuring formal living and dining rooms, a dedicated first-floor office, and an impressive two-story family room highlighted by a dramatic fireplace that anchors the space with warmth and character. The island kitchen is built for both practicality and flow, offering abundant cabinetry, a planning desk, and a generous eating area that opens seamlessly to the backyard through sliding glass doors. Enjoy outdoor living on the deck overlooking the fenced yard complete with a storage shed. Upstairs, you'll find generously sized bedrooms, each equipped with ceiling fans, along with a well-appointed primary suite featuring dual sinks, a soaking tub, and a separate shower. Additional highlights include: Full roof replacement (tear-off) in 2020 Unfinished basement with crawl space, ready for customization Attached 2-car side-load garage Excellent storage throughout Location does a lot of heavy lifting here. You're minutes from I-90, about 3 miles to the Metra, and close to everything that makes downtown Elgin worth mentioning, including the Hemmens Cultural Center and the Centre of Elgin. Offered as-is, which is always code for "bring your vision and maybe a contractor you trust," but the fundamentals are solid and the upside is real.
Full Property Details
Full Property Details for 1060 Elma Ave
General
- Price: $490,000
- HOA FEE: $20/month
- HOA FEE FREQ.: Annually
- Taxes: $9,874 (2024)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12628489
- Updated: 4/26/2026
- Added to Site: 2 day(s) ago
Rental Information
- Complex Features: Curbs, Sidewalks, Street Lights, Street Paved
Interior
- Basement: Unfinished
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Family Room
- Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Humidifier
- Flooring: Hardwood, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 4
Additional Information
- Equipment: Ceiling Fan(s), Sump Pump
- Other Features: School Bus Service
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Features: Side Driveway, Yes, Garage Owned, Attached, Garage
Location
- Area: Elgin
- County: Cook
- Township: Hanover
- Subdivision: Cobblers Crossing
- Driving Directions: Rt 25 to Stewart to Elma OR Congdon to Cobblers Crossing Rd to Elma.
School Information
- School District: 46
- Elem School District: 46
- Midd School District: 46
- High School District: 46
- Elementary School: Lincoln Elementary School
- Middle School: Larsen Middle School
- High School: Elgin High School
- Private School: Elgin High School
Community
- Assoc. Fees Include: Other
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas, Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Construction: Aluminum Siding
- Exterior Const.: Aluminum Siding
- Basement: Yes
- Basement Desc.: Unfinished, Crawl Space, Partial
- Windows: Skylight(s)
- Sub-Flooring: Hardwood, Wood
- Square Feet: 2,622
- Sq. Ft. Source: Assessor
- Year Built: 1993
Lot Features
- Lot Size (Acres): 0.2273
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 90 x 112
- Fence: Yes
- Lot Features: Corner Lot
- Fencing (Description): Fenced
Financial Considerations
- Association Fee: $237
- Assoc Fee Freq.: Annually
- Assessment Year: 1993
- Tax Amount: $9,874.11
- Tax Year: 2024
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 6061220350000
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Schools
Schools serving 1060 Elma Ave
School District:School District U-46
| Name | Grades | Distance |
|---|---|---|
Lincoln Elementary School, Hoffman Estates, IL 1650 Maureen Drive, Hoffman Estates, IL 60192 | K-6 | 0.7 mi |
Larsen Middle School 665 Dundee Avenue, Elgin, IL 60120 | 7-8 | 1.4 mi |
Elgin High School 1200 Maroon Drive, Elgin, IL 60120 | 9-12 | 2.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1060 Elma Ave
Date
Details
Price
Change
Source
4/24/2026
Listed
$490,000
30.67%
MLS
4/07/2023
Sold
$375,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1060 Elma Ave
Year
Property Taxes
Change
Tax Assessment
Change
2023
$8,545
3%
$33,000
—
2022
$8,275
2%
$33,000
23%
2021
$8,108
—
$26,861
—
2020
$8,136
—
$26,861
-10%
2019
$8,097
9%
$29,846
18%
2018
$7,423
—
$25,284
—
2017
$7,420
-7%
$25,284
-8%
2016
$7,946
17%
$27,433
25%
2015
$6,817
-11%
$22,026
-12%
2014
$7,674
-1%
$25,119
-4%
2013
$7,767
21%
$26,228
10%
2012
$6,418
—
$23,912
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1060 Elma Ave
1060 Elma Avenue, Elgin, IL 60120 (MLS# 12628489) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 1060 Elma Avenue is currently listed for $490,000 and was received on April 24, 2026. Want to learn more about 1060 Elma Avenue? Do you have questions about finding other Single Family real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.

