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$399,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,380 Sq. Ft.
  • 2 Car Garage
  • Updated 1 hour ago

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Open House: 11:00 AM - 1:00 PM

Saturday 7/11 11:00 AM - 1:00 PM

1978 N Fork Circle,Elgin, IL 60123

1978 N Fork CircleElginIL60123

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Located on a quiet cul-de-sac in the Valley Creek neighborhood, this well-maintained brick-front ranch offers a flexible floor plan, generous living space and a beautifully landscaped backyard. The main level features hardwood floors, a bright living room with a fireplace and built-in shelving, a separate dining room and a spacious kitchen with ample cabinetry, counter space and peninsula seating. Just off the kitchen, the large rear family room provides an ideal place to relax or entertain, with a warm wood accent wall and direct access to the deck. All three bedrooms are located on the main level, including a comfortable primary bedroom with a private half bath and a well-organized walk-in closet. Two additional bedrooms and a full hall bath complete the first floor. The finished basement adds an impressive amount of usable space, with room for a media area, game table, home gym, office and guest accommodations. A custom bar and full bath with a large tiled shower make the lower level especially well suited for entertaining or extended stays. There is also plenty of storage and a dedicated laundry area. Outside, the fully fenced yard offers mature trees, a spacious deck, fire-pit area, garden beds and plenty of room to enjoy the outdoors. An attached two-car garage and welcoming front porch complete the home. Trinity Terrace Park is just down the block and offers a playground, tennis courts, fitness path and open play field. The home is also convenient to Burnidge Forest Preserve, with nearly 600 acres and miles of hiking and biking trails, as well as the Fox River Trail, downtown Elgin, Metra service, Randall Road shopping and dining, and access to I-90. A move-in-ready home with far more space and flexibility than you would expect.

Full Property Details for 1978 N Fork Cir

General

  • Price: $399,900
  • Taxes: $8,025 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12697610
  • Updated: Today (7/8/2026)
  • Added to Site: Today

Rental Information

  • Complex Features: Park

Interior

  • Basement: Finished, F
  • Interior Features: Wet Bar, 1st-Floor Bedroom, 1st-Floor Bath
  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
  • Flooring: Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Basement Baths: Yes

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Equipment: Cable TV, Carbon Monoxide Detectors, Ceiling Fan(s)

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Features: Concrete, Yes, Garage Owned, Attached, Garage

Location

  • Area: Elgin
  • County: Kane
  • Township: Elgin
  • Subdivision: Valley Creek
  • Driving Directions: Randall-Highland East-Airlite left-Powder River Right- North Fork left to home at end of cul-de-sac

School Information

  • School District: 46
  • Elem School District: 46
  • Midd School District: 46
  • High School District: 46
  • Elementary School: Creekside Elementary School
  • Middle School: Kimball Middle School
  • High School: Larkin High School
  • Private School: Larkin High School

Community

  • Assoc. Fees Include: None

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas, Forced Air

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Construction: Vinyl Siding, Brick
  • Exterior Const.: Vinyl Siding, Brick
  • Basement: Yes
  • Basement Desc.: Finished, Full
  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Sub-Flooring: Hardwood
  • Square Feet: 2,380
  • Sq. Ft. Source: Plans
  • Year Built: 1981

Lot Features

  • Lot Size (Acres): 0.21
  • Lot Size Range: .25 to .49 Acre
  • Lot Dimensions: 9105
  • Fence: Yes
  • Lot Features: Cul-De-Sac, Landscaped
  • Fencing (Description): Fenced

Financial Considerations

  • Assessment Year: 1981
  • Tax Amount: $8,025
  • Tax Year: 2025
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple
  • Property ID: 609481031
Buyer's Brokerage Compensation: Contact Listing Agent
Not binding unless confirmed by separate agreement among applicable parties.

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— 1978 N Fork Cir —

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Schools serving 1978 N Fork Cir

School District:School District U-46
NameGradesDistance
Creekside Elementary School, Elgin, IL
655 North Airlite Street, Elgin, IL 60123
K-60.2 mi
Kimball Middle School
451 North McLean Boulevard, Elgin, IL 60123
7-80.8 mi
Larkin High School
1475 Larkin Avenue, Elgin, IL 60123
9-121.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1978 N Fork Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/08/2026
Listed
$399,900
175.79%
MLS
7/19/2011
Sold
$145,000
—
Public Record
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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1978 N Fork Cir

Year
Property Taxes
Change
Tax Assessment
Change
2024
$7,703
5%
$104,251
11%
2023
$7,347
6%
$94,183
10%
2022
$6,926
4%
$85,879
7%
2021
$6,628
—
$80,291
5%
2021
$6,628
6%
$76,650
5%
2019
$6,259
3%
$73,014
12%
2017
$6,071
-2%
$65,025
-5%
2018
$6,207
8%
$68,784
14%
2016
$5,737
1%
$60,326
9%
2015
$5,660
-6%
$55,294
1%
2014
$6,045
20%
$54,611
-3%
2013
$5,048
—
$56,051
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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1978 N Fork Circle, Elgin, IL 60123 (MLS# 12697610) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 1978 N Fork Circle is currently listed for $399,900 and was received on July 08, 2026. This property is listed by Blake Galler from our Lincoln Park Office.Want to learn more about 1978 N Fork Circle? Do you have questions about finding other Single Family real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.

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