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$245,000 Just Listed
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Property Description
Charming, well-built, and full of character! This adorable 2-bedroom, 1-bath home is tucked away in a desirable Elgin location and offers the perfect blend of comfort, functionality, and opportunity. The interior was completely remodeled down to the studs when purchased in 2010, creating a practical layout with inviting living spaces and a home that has been well cared for over the years. Recent updates include central air (2021), along with a newer refrigerator, dishwasher, and garbage disposal. Outside, you'll love the private backyard-ideal for relaxing, entertaining, or enjoying a quiet evening-as well as the oversized 2-car garage with plenty of room for vehicles, hobbies, and additional storage. The basement provides valuable storage space and added functionality. This property offers a wonderful opportunity for its next owner to personalize a few finishing touches while enjoying the peace of mind that comes with a solid home. Conveniently located near parks, schools, shopping, dining, and commuter routes.
Full Property Details
Full Property Details for 278 S Melrose Ave
General
- Price: $245,000
- Taxes: $4,429 (2025)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12720511
- Updated: 7/31/2026
- Added to Site: 2 day(s) ago
Rental Information
- Complex Features: Sidewalks, Street Lights, Street Paved
Interior
- Basement: Unfinished
- Interior Features: 1st-Floor Bedroom, 1st-Floor Bath
- Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 2
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Features: Garage Door Opener, Yes, Garage Owned, Detached, Garage
Location
- Area: Elgin
- County: Kane
- Township: Elgin
- Driving Directions: MCLEAN S2 LILLIAN E TO MELROSE N 2 PROPERTY
School Information
- School District: 46
- Elem School District: 46
- Midd School District: 46
- High School District: 46
- Elementary School: Harriet Gifford Elementary Schoo
- Middle School: Abbott Middle School
- High School: Larkin High School
- Private School: Larkin High School
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: None
- Heating Type: Natural Gas, Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Info: Ranch
- Architectural Style: Ranch
- Construction: Aluminum Siding
- Exterior Const.: Aluminum Siding
- Basement: Yes
- Basement Desc.: Unfinished, Full
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Square Feet: 834
- Sq. Ft. Source: Assessor
- Year Built: 1940
- Built Before 1978: Yes
Lot Features
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 50 x 132
- Lot Features: Mature Trees
Financial Considerations
- Parking Included: Yes
- Assessment Year: 1940
- Tax Amount: $4,429.36
- Tax Year: 2025
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 622207020
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Schools
Schools serving 278 S Melrose Ave
School District:School District U-46
| Name | Grades | Distance |
|---|---|---|
Harriet Gifford Elementary School 240 South Clifton Avenue, Elgin, IL 60123 | K-6 | 0.2 mi |
Abbott Middle School, Elgin, IL 949 Van Street, Elgin, IL 60123 | 7-8 | 0.6 mi |
Larkin High School 1475 Larkin Avenue, Elgin, IL 60123 | 9-12 | 0.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 278 S Melrose Ave
Date
Details
Price
Change
Source
7/30/2026
Listed
$245,000
322.41%
MLS
2/18/2010
Sold
$58,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 278 S Melrose Ave
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,429
—
$66,059
9%
2025
$4,429
11%
$60,845
11%
2023
$4,004
5%
$54,969
10%
2022
$3,826
5%
$50,122
7%
2021
$3,646
—
$46,861
5%
2021
$3,646
7%
$44,736
5%
2019
$3,420
11%
$42,614
18%
2017
$3,091
6%
$36,049
8%
2016
$2,927
2%
$33,444
9%
2015
$2,859
-6%
$30,654
1%
2014
$3,049
-4%
$30,276
-21%
2018
$3,177
24%
$38,132
23%
2013
$2,554
—
$31,075
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 278 S Melrose Ave
278 S Melrose Avenue, Elgin, IL 60123 (MLS# 12720511) is a Single Family property with 2 bedrooms and 1 full bathroom. 278 S Melrose Avenue is currently listed for $245,000 and was received on July 30, 2026. Want to learn more about 278 S Melrose Avenue? Do you have questions about finding other Single Family real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.

