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$399,900 Just Listed

  • For Sale
  • Active
  • Condo / Townhouse
  • 3 Beds
  • 3 Full Baths
  • 1,858 Sq. Ft.
  • 2 Car Garage
  • Updated 2 days ago

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Rarely available ranch half-duplex that lives like a single-family home and offers the perfect opportunity for buyers looking to right-size without giving up space! Nestled in a small, tucked-away enclave of homes, this spacious residence features over 1,800 square feet on the main level with a comfortable layout designed for everyday living and entertaining. A welcoming foyer opens to a private den/home office, while the island kitchen opens to expansive living and family room spaces that can easily accommodate a formal dining area if desired. The main level offers two generous bedrooms and two full baths, including a primary suite with an incredible four closets and private bath. The finished basement dramatically expands the home's possibilities with a large recreation room, third full bath, bonus room perfect for hobbies, exercise, guests, or a home office, plus abundant storage space. If additional living space isn't needed, the lower level provides exceptional storage options rarely found in today's homes. Additional highlights include an attached two-car garage, large deck, yard access, main floor laundry and newer HVAC (2021). While some cosmetic updating will make this home truly shine, the bones, space, and location are exceptional. Enjoy easy access to the Randall Road shopping and dining corridor, Route 20, I-90, Metra, and everything the area has to offer. If you've been searching for the convenience of low-maintenance living without sacrificing space, this is an opportunity you won't want to miss!

Full Property Details for 281 Governors Ln #281

General

  • Price: $399,900
  • HOA FEE: $185/month
  • Taxes: $8,212 (2025)
  • Status: Active
  • Type: Condo /Townhouse
  • Source: MRED
  • MLS ID: 12679505

Interior

  • Basement: Partially
  • Interior Features: Vaulted Ceiling(s), 1st-Floor Bedroom, 1st-Floor Bath
  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Basement Baths: Yes

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms(Blw Grade): 1

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Location

  • Area: Elgin
  • County: Kane
  • Township: Elgin
  • Driving Directions: Randall Rd South of I90 and N of Rt 20 to Highland Ave East to Govenors Lane to property

School Information

  • School District: 46
  • Elem School District: 46
  • Midd School District: 46
  • High School District: 46
  • Elementary School: Hillcrest Elementary School
  • Middle School: Kimball Middle School
  • High School: Larkin High School
  • Private School: Larkin High School

Community

  • Assoc. Fees Include: Insurance, Lawn Care, Snow Removal
  • Pets Allowed: Yes
  • Pets: Cats OK, Dogs OK
  • Pet Restrictions: Cats OK, Dogs OK, / 100lbs.
  • Mgmt. Company: WILLIAMSBURG TERRACE HOA

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas, Forced Air

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Structure Type: Half Duplex
  • Model: ranch 1/2 duplex
  • Construction: Aluminum Siding, Brick
  • Exterior Const.: Aluminum Siding, Brick
  • Basement: Yes
  • Basement Desc.: Partially Finished, Full
  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Entry Floor Number: 1
  • Stories/Levels: 1
  • Square Feet: 1,858
  • Sq. Ft. Source: Assessor
  • Year Built: 1988

Unit Information

  • Units in Building: 2

Manufactured Home

  • Model: ranch 1/2 duplex

Additional Structures

  • Other Structures: None

Lot Features

  • Lot Dimensions: 60 x 64

Animals

  • Animals Allowed: Cats OK, Dogs OK

Financial Considerations

  • Association Fee: $185
  • Assoc Fee Freq.: Monthly
  • Parking Included: Yes
  • Assessment Year: 1988
  • Tax Amount: $8,212
  • Tax Year: 2025
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple with Homeowners Association
  • Property ID: 616227041

Listed by Premier Living Properties

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— 281 Governors Ln #281 —

  • Premier Living Properties

(630) 485-4214

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NMLS#: 1598647

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NMLS#: 1598647

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Save up to an additional 20% by bundling your home and auto together!

Schools serving 281 Governors Ln #281

School District:School District U-46
NameGradesDistance
Hillcrest Elementary School, Elgin, IL
80 North Airlite Street, Elgin, IL 60123
K-60.4 mi
Kimball Middle School
451 North McLean Boulevard, Elgin, IL 60123
7-80.8 mi
Larkin High School
1475 Larkin Avenue, Elgin, IL 60123
9-120.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Tax History for 281 Governors Ln #281

Year
Property Taxes
Change
Tax Assessment
Change
2024
$7,884
5%
$106,515
11%
2023
$7,521
6%
$96,228
10%
2022
$7,088
4%
$87,743
7%
2021
$6,783
—
$82,033
5%
2021
$6,783
6%
$78,313
5%
2019
$6,407
1%
$74,598
6%
2018
$6,355
2%
$70,276
6%
2017
$6,216
5%
$66,436
8%
2016
$5,933
1%
$61,634
9%
2015
$5,855
5%
$56,493
12%
2014
$5,572
20%
$50,366
-3%
2013
$4,654
—
$51,694
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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281 Governors Lane #281, Elgin, IL 60123 (MLS# 12679505) is a Condo / Townhouse property with 3 bedrooms and 3 full bathrooms. 281 Governors Lane #281 is currently listed for $399,900 and was received on June 16, 2026. Want to learn more about 281 Governors Lane #281? Do you have questions about finding other Condo / Townhouse real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.

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