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$299,000 Contingent
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Property Description
Welcome home to this charming vintage property filled with timeless character and modern updates. Original hardwood floors dating back to the 1860s add warmth and historic charm throughout the home. The main level features a first floor bedroom with an adjoining sunroom, while two additional bedrooms are located on the second floor. The basement offers additional living space with a spacious bonus room with cellar door access. Recent improvements include a new stove and dryer (2021), washer and refrigerator (2023), water heater (2024), wood siding and roof (2020), electrical panel (2021), and furnace (2017). This home sits on TWO lots with a detached garage. Home is conveniently located near Route 31, parks, riverwalk, and library.
Full Property Details
Full Property Details for 327 Silver St
General
- Price: $299,000
- Taxes: $4,238 (2025)
- Status: Contingent
- Type: Single Family
- Source: MRED
- MLS ID: 12644776
- Updated: 6/6/2026
- Added to Site: 50 day(s) ago
Rental Information
- Complex Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
Interior
- Basement: Partially
- Interior Features: 1st-Floor Bedroom, 1st-Floor Bath
- Appliances: Range, Refrigerator, Washer, Dryer
- Flooring: Hardwood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Basement Baths: Yes
Bedrooms
- Total Bedrooms: 4
- Bedrooms(Blw Grade): 1
Additional Information
- Other Features: Commuter Bus, Commuter Train, Interstate Access
Parking
- Garage: Yes
- Garage Spaces: 1
- Total Spaces: 1
- Parking Features: Asphalt, Yes, Garage Owned, Detached, Garage
Location
- Area: Elgin
- County: Kane
- Township: Elgin
- Driving Directions: Route 31 (State St.) to Lawrence - Lawrence WEST to Silver St. Silver St. NORTH to Property
School Information
- School District: 46
- Elem School District: 46
- Midd School District: 46
- High School District: 46
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas, Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Info: Traditional
- Architectural Style: Traditional
- Construction: Frame, Wood Siding
- Exterior Const.: Frame, Wood Siding
- Basement: Yes
- Basement Desc.: Partially Finished, Full
- Foundation: Stone
- Roof: Asphalt
- Sub-Flooring: Hardwood
- Square Feet: 1,400
- Sq. Ft. Source: Estimated
- Year Built: 1863
- Built Before 1978: Yes
Lot Features
- Lot Size (Acres): 0.2
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 107 x 81 x 100 x 96
- Lot Features: Mature Trees
Financial Considerations
- Assessment Year: 1863
- Tax Amount: $4,238.56
- Tax Year: 2025
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 614132002
Listed by Realty of America, LLC
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Schools
Schools serving 327 Silver St
School District:School District U-46
| Name | Grades | Distance |
|---|---|---|
Highland Elementary School, Elgin, IL 190 North Melrose Avenue, Elgin, IL 60123 | K-6 | 0.7 mi |
Kimball Middle School 451 North McLean Boulevard, Elgin, IL 60123 | 7-8 | 0.8 mi |
Larkin High School 1475 Larkin Avenue, Elgin, IL 60123 | 9-12 | 1.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 327 Silver St
Date
Details
Price
Change
Source
5/22/2026
Listed
$299,000
79.04%
MLS
11/11/2020
Sold
$167,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 327 Silver St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$834
4%
$10,424
11%
2023
$803
8%
$9,417
10%
2022
$745
4%
$8,587
7%
2021
$716
—
$8,028
5%
2021
$716
5%
$7,664
5%
2019
$682
2%
$7,300
12%
2017
$669
-2%
$6,501
-5%
2018
$680
6%
$6,877
14%
2016
$643
—
$6,031
9%
2015
$641
-7%
$5,528
1%
2014
$686
20%
$5,460
-3%
2013
$571
—
$5,604
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 327 Silver St
327 Silver Street, Elgin, IL 60123 (MLS# 12644776) is a Single Family property with 4 bedrooms and 2 full bathrooms. 327 Silver Street is currently listed for $299,000 and was received on May 22, 2026. Want to learn more about 327 Silver Street? Do you have questions about finding other Single Family real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.

