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Property Description
One of the Most Coveted Homesites in Bowes Creek Country Club. Perfectly positioned on one of the community's premier lots, this exceptional ranch residence offers breathtaking panoramic views overlooking a tranquil lake with the beautifully manicured 3rd green of Bowes Creek Golf Course beyond. From peaceful mornings watching the sunrise over the water to spectacular evening sunsets, this extraordinary setting is one that simply cannot be duplicated. The timeless Country Manor elevation, enhanced by stone accents and an inviting covered front porch, creates a warm and elegant first impression. Inside, sophisticated design and effortless living come together in an expansive open floor plan where a dramatic wall of windows frames the stunning scenery and fills the home with natural light. At the heart of the home is a beautifully appointed gourmet kitchen designed for both everyday living and memorable entertaining. The extended layout showcases an oversized quartz island, ceiling-height custom cabinetry, premium stainless steel appliances, built-in wall oven and microwave, electric cooktop, apron-front sink, designer tile backsplash, pantry, and an expanded breakfast area that seamlessly connects to the outdoor living space. Step outside to a professionally designed patio surrounded by extensive landscaping, creating the perfect setting to relax, entertain, or simply take in the unmatched lake and golf course views. Every inch of the outdoor space has been thoughtfully planned to complement the home's remarkable setting. The luxurious primary suite is a true retreat, thoughtfully expanded to maximize both comfort and views. Dual walk-in closets and a spa-inspired bath featuring floor-to-ceiling designer tile, oversized frameless glass shower, dual quartz vanities, premium Kohler fixtures, and a private water closet create an atmosphere worthy of a luxury resort. A private office with elegant French doors provides the perfect space for working from home, while the spacious secondary bedroom and convenient first-floor laundry offer exceptional flexibility for family and guests. The additional bedroom features a dramatic triangle window showcasing incredible views, and two oversized walk-in closets provide abundant storage rarely found in a ranch-style home. The deep-pour basement features an additional foot of ceiling height, a bathroom rough-in, and endless possibilities to create the lower level of your dreams while still offering substantial storage space. Showcasing approximately $190,000 in premium builder and owner upgrades, this home features the highly sought-after Borden Country Manor elevation, premium homesite, extended kitchen and primary suite, luxury plank flooring, designer fireplace, quartz countertops throughout, upgraded lighting, whole-house humidifier, advanced HVAC filtration system, recessed lighting throughout, low-voltage upgrades, electric vehicle charging with two 220-volt outlets in the garage, painted garage walls and ceilings, and countless thoughtfully selected finishes that elevate every room. Homes of this caliber are defined by more than exceptional finishes-they are defined by irreplaceable locations. Combining timeless architecture, quality craftsmanship, luxury upgrades, and one of the most spectacular water and golf course views in Bowes Creek Country Club, this is a rare opportunity to own a truly extraordinary home. A home of this quality. A view beyond compare. A lifestyle you'll never want to leave. Welcome Home.
Full Property Details
Full Property Details for 3534 Crosswater Ct
General
- Price: $749,000
- HOA FEE: $554
- Taxes: $15,691 (2025)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12714334
- Updated: 7/24/2026
- Added to Site: 2 day(s) ago
Interior
- Basement: Unfinished
- Interior Features: 1st-Floor Bedroom, 1st-Floor Bath, Walk-In Closet(s), High Ceilings, Open Floorplan, Special Millwork, Dining Combo, Pantry
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Family Room, Gas Log
- Appliances: Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Cooktop, Oven, Range Hood
- Flooring: Laminate
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Bathroom Features: Separate Shower, Double Sink
Bedrooms
- Total Bedrooms: 3
Additional Information
- Other Features: School Bus Service
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Features: Asphalt, Yes, Attached, Garage
Location
- Area: Elgin
- County: Kane
- Township: Plato
- Driving Directions: RANDALL 2 BOWES W2 BOWES CREEK BLVD S2 TOURNAMENT DR W2 DORAL DR S2 CROSSWATER N2 HOME
School Information
- School District: 46
- Elem School District: 46
- Midd School District: 46
- High School District: 46
Community
- Assoc. Fees Include: None
- Mgmt. Company: Real Manage
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Construction: Stone, Fiber Cement
- Exterior Const.: Stone, Fiber Cement
- Basement: Yes
- Basement Desc.: Unfinished, Full
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Windows: Drapes
- Sub-Flooring: Laminate
- Square Feet: 2,481
- Sq. Ft. Source: Assessor
- Year Built: 2022
Lot Features
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 86 x 138 x 69 x 138
- Lot Features: On Golf Course
Water Features
- Water Front: Yes
- Water Front Desc.: Pond
- Water Front View: Back of Property
Financial Considerations
- Master Assoc. Fee: $554
- Assoc Fee Desc.: 554
- Transfer Fees: $554
- Other Assoc Fees: $554
- Assessment Year: 2022
- Tax Amount: $15,691
- Tax Year: 2025
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple with Homeowners Association
- Property ID: 536252014
Listed by Inspire Realty Group LLC
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Schools
Schools serving 3534 Crosswater Ct
School District:School District U-46
| Name | Grades | Distance |
|---|---|---|
Otter Creek Elementary School 2701 Hopps Road, Elgin, IL 60124 | K-6 | 1.8 mi |
Abbott Middle School, Elgin, IL 949 Van Street, Elgin, IL 60123 | 7-8 | 4.9 mi |
South Elgin High School 760 East Main Street, South Elgin, IL 60177 | 9-12 | 5.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3534 Crosswater Ct
Date
Details
Price
Change
Source
7/24/2026
Listed
$749,000
30.94%
MLS
9/30/2022
Sold
$572,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3534 Crosswater Ct
Year
Property Taxes
Change
Tax Assessment
Change
2025
$15,691
—
$215,173
8%
2025
$15,691
7%
$199,622
13%
2023
$14,712
391%
$176,876
402%
2022
$2,996
1784%
$35,251
1929%
2021
$159
—
$1,737
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3534 Crosswater Ct
3534 Crosswater Court, Elgin, IL 60124 (MLS# 12714334) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3534 Crosswater Court is currently listed for $749,000 and was received on July 24, 2026. Want to learn more about 3534 Crosswater Court? Do you have questions about finding other Single Family real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.

