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Property Description
Experience Elevated Living in This perfect 4-Bedroom, 3-Bath Home Upgraded Modern Farm House elevation, on a Premium lot with private backyard into woods, welcomes you filling in calmness. Step into sophistication as you enter this beautifully crafted home, where rich premium vinyl wooded floors, elegant finishes, and a thoughtfully designed layout come together in perfect harmony. At its heart is a show-stopping gourmet kitchen-featuring premium Level-5 quartz countertops, Level-5 premium soft-close cabinetry, a designer tile backsplash, and sleek stainless steel premium upgraded appliances, All matching for elegant look with black-white theme-ideal for both everyday living and stylish entertaining. Enjoy effortless flow from the kitchen to the breakfast area, casual dining space and expansive great room, creating a warm and inviting atmosphere for gatherings big or small. A versatile main-floor flex room offers endless possibilities - perfect as a home office, playroom, creative studio, or fitness space tailored to your lifestyle. A Full Bath in first floor is designed with premium tile finish and glass door, with level-5 countertop and cabinetry Security and peace of mind are built in, thanks to a full home-inbuilt security system. Prewired for security cameras, doorbell. Entry-exit alarm system integrated along with motion sensors. Fire extinguishers sprinklers system in basement and water overflow alarm system for basement sump Upstairs, escape to your luxurious primary suite, with a prebuilt soffit offering an elevated 9 foot height ceiling, and a true retreat featuring a premium bathroom, dual walk-in closets, and custom adjustable shelving for easy, elegant organization. Three additional bedrooms-each with their own walk-in closets-offer generous space and share a beautifully appointed hall bath. Access network/TV/Telephone anywhere with ease as all ports are well designed in all necessary locations Spacious Basement with lookout views into backyard, with an ample amount of sunlight emerging into basement - motivates you for your daily routine, gym, play area. And well separated Hvac unit to the corner offers you a large storage space behind it. Blending luxury, functionality, and modern convenience, this home is a perfect fit for today's dynamic lifestyle. Move-in ready and designed to impress-don't miss the opportunity to make it yours.
Full Property Details
Full Property Details for 3545 S Riding Rdg
General
- Price: $599,900
- HOA FEE: $45/month
- Taxes: $5,912 (2024)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12529888
- Updated: Today (2/18/2026)
- Added to Site: Today
Interior
- Basement: Unfinished
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Bathroom Features: Separate Shower, Double Sink
Bedrooms
- Total Bedrooms: 4
Additional Information
- Other Features: School Bus Service, Interstate Access
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Features: Garage Door Opener, Yes, Garage Owned, Attached, Garage
Location
- Area: Elgin
- County: Kane
- Township: Elgin
- Driving Directions: Take Nesler Road and turn left onto Bowes Road, turn right onto Bowes Creek Blvd, turn right onto Tournament Drive
School Information
- School District: 46
- Elem School District: 46
- Midd School District: 46
- High School District: 46
- Elementary School: Otter Creek Elementary School
- Middle School: Abbott Middle School
- High School: South Elgin High School
- Private School: South Elgin High School
Community
- Assoc. Fees Include: None
- Mgmt. Company: Real Manage
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Construction: Vinyl Siding
- Exterior Const.: Vinyl Siding
- Basement: Yes
- Basement Desc.: Unfinished, Full
- Square Feet: 2,898
- Sq. Ft. Source: Assessor
- Year Built: 2024
Lot Features
- Lot Size Range: .25 to .49 Acre
- Lot Dimensions: 10005
Financial Considerations
- Association Fee: $45
- Assoc Fee Freq.: Monthly
- Assessment Year: 2024
- Tax Amount: $5,912
- Tax Year: 2024
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple with Homeowners Association
- Property ID: 536255010
Listed by Keller Williams Infinity
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Schools
Schools serving 3545 S Riding Rdg
School District:School District U-46
| Name | Grades | Distance |
|---|---|---|
Otter Creek Elementary School 2701 Hopps Road, Elgin, IL 60124 | K-6 | 1.7 mi |
Abbott Middle School, Elgin, IL 949 Van Street, Elgin, IL 60123 | 7-8 | 4.9 mi |
South Elgin High School 760 East Main Street, South Elgin, IL 60177 | 9-12 | 5.1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3545 S Riding Rdg
Date
Details
Price
Change
Source
2/18/2026
Listed
$599,900
5.43%
MLS
5/29/2024
Sold
$569,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3545 S Riding Rdg
Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,912
3666%
$76,692
4165%
2023
$157
-2%
$1,798
—
2022
$160
1%
$1,798
4%
2021
$159
—
$1,737
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3545 S Riding Rdg
3545 S Riding Ridge, Elgin, IL 60124 (MLS# 12529888) is a Single Family property with 4 bedrooms and 3 full bathrooms. 3545 S Riding Ridge is currently listed for $599,900 and was received on February 18, 2026. Want to learn more about 3545 S Riding Ridge? Do you have questions about finding other Single Family real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.

