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$539,000 Just Listed
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Property Description
Welcome to this beautifully maintained home in a quiet, highly desirable neighborhood where thoughtful updates and major improvements provide peace of mind for years to come. The new roof complements an extensive list of recent upgrades, including a Carrier HVAC system and water heater, both replaced in 2017. The sump pump with battery backup was replaced in 2024, along with a brand-new well and whole-home water filtration system. The home features Pella windows, replaced in 2017, with a transferable warranty. All appliances were replaced in 2025, including the dishwasher, oven, beverage refrigerator, microwave, and refrigerator. Both fireplaces have been converted to gas, adding warmth and convenience. Enjoy the outdoors with a pool replaced in 2019 and a brand-new liner installed this year. Three composite rear decks were also replaced, representing approximately $20,000 in improvements and creating the perfect setting for entertaining or relaxing. The driveway was completely torn out and replaced in 2021 and has been freshly seal coated. Inside, the upstairs bathroom was completely remodeled in 2018, while the kitchen was remodeled in 2013. Every major area of the home reflects pride of ownership and ongoing investment. The location is truly hard to beat-just minutes from Routes 90 and 20, while tucked away in a beautiful, peaceful neighborhood. Residents can also enjoy the neighborhood lake, which is maintained for neighbors and features a brand-new pier and benches. This is a home where extensive updates, outdoor enjoyment, and an exceptional location come together beautifully.
Full Property Details
Full Property Details for 38W686 Ridgewood Ln
General
- Price: $539,000
- Taxes: $8,541 (2025)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12731974
- Updated: 8/13/2026
- Added to Site: 5 day(s) ago
Interior
- Basement: Partially
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Other Features: School Bus Service
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Features: Yes, Attached, Garage
Location
- Area: Elgin
- County: Kane
- Township: Elgin
- Driving Directions: Randall Rd to Highland Ave, west to Coombs Rd, north to Brindlewood Ln, east to Ridgewood Ln, south to home.
School Information
- School District: 46
- Elem School District: 46
- Midd School District: 46
- High School District: 46
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas
Utilities
- Sewer: Septic Tank
- Water: Well
Structural Information
- Construction: Brick
- Exterior Const.: Brick
- Basement: Yes
- Basement Desc.: Partially Finished, Full
- Square Feet: 2,557
- Sq. Ft. Source: Assessor
- Year Built: 1971
- Built Before 1978: Yes
Lot Features
- Lot Size (Acres): 0.94
- Lot Size Range: .25 to .49 Acre
- Lot Dimensions: 100 x 409.5
Financial Considerations
- Assessment Year: 1971
- Tax Amount: $8,541
- Tax Year: 2025
- Pays Sewer: Septic Tank
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 606326015
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Schools
Schools serving 38W686 Ridgewood Ln
School District:School District U-46
| Name | Grades | Distance |
|---|---|---|
Creekside Elementary School, Elgin, IL 655 North Airlite Street, Elgin, IL 60123 | K-6 | 2.8 mi |
Kimball Middle School 451 North McLean Boulevard, Elgin, IL 60123 | 7-8 | 3.5 mi |
Larkin High School 1475 Larkin Avenue, Elgin, IL 60123 | 9-12 | 3.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 38W686 Ridgewood Ln
Date
Details
Price
Change
Source
8/13/2026
Listed
$539,000
96%
MLS
2/10/2017
Sold
$275,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 38W686 Ridgewood Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$219
—
$3,259
9%
2025
$219
6%
$3,002
11%
2023
$207
7%
$2,712
10%
2022
$193
5%
$2,473
7%
2021
$183
—
$2,312
5%
2021
$183
6%
$2,207
5%
2019
$172
1%
$2,102
6%
2018
$170
2%
$1,980
6%
2017
$166
4%
$1,872
8%
2016
$159
—
$1,737
9%
2015
$159
-8%
$1,592
1%
2014
$173
22%
$1,572
-3%
2013
$142
—
$1,613
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 38W686 Ridgewood Ln
38W686 Ridgewood Lane, Elgin, IL 60124 (MLS# 12731974) is a Single Family property with 3 bedrooms and 2 full bathrooms. 38W686 Ridgewood Lane is currently listed for $539,000 and was received on August 13, 2026. Want to learn more about 38W686 Ridgewood Lane? Do you have questions about finding other Single Family real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.

