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$405,000
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Property Description
Beautifully updated from top to bottom, this modern Elgin home offers 3 bedrooms plus a versatile first-floor flex room that can serve as a 4th bedroom, office, or guest space. With approximately 1,700 sq ft of thoughtfully redesigned living space, this property blends comfort and contemporary style throughout. Step inside to a spacious layout featuring a large, open kitchen with spacious counter space and storage perfect for cooking, hosting, and everyday living. The home showcases new finishes, fixtures, flooring, and mechanical updates for peace of mind and move-in convenience. Outside, is a long driveway accommodating multiple vehicles and a 2.5-car garage, ideal for storage, hobbies, or extra workspace. Located in a convenient Elgin area close to essential amenities, this fully refreshed home is a fantastic opportunity for anyone seeking style, space, and value.
Full Property Details
Full Property Details for 409 Algona Ave
General
- Price: $405,000
- Taxes: $6,358 (2024)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12524728
- Updated: 1/10/2026
- Added to Site: 35 day(s) ago
Interior
- Basement: Unfinished
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Basement Baths: Yes
Bedrooms
- Total Bedrooms: 4
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Features: Concrete, Yes, Garage Owned, Detached, Garage
Location
- Area: Elgin
- County: Kane
- Township: Elgin
- Driving Directions: West from Dundee Ave to Algona home.
School Information
- School District: 46
- Elem School District: 46
- Midd School District: 46
- High School District: 46
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: None
- Heating Type: Natural Gas
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Construction: Aluminum Siding
- Exterior Const.: Aluminum Siding
- Basement: Yes
- Basement Desc.: Unfinished, Full
- Square Feet: 1,420
- Sq. Ft. Source: Assessor
- Year Built: 1890
- Built Before 1978: Yes
- Remodeled/Updated: 2025
Lot Features
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 61 x 130
Financial Considerations
- Parking Included: Yes
- Assessment Year: 1890
- Tax Amount: $6,358
- Tax Year: 2024
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 612333002
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Schools
Schools serving 409 Algona Ave
School District:School District U-46
| Name | Grades | Distance |
|---|---|---|
Mckinley Elementary School, Elgin, IL 258 Lovell Street, Elgin, IL 60120 | K-6 | 0.3 mi |
Larsen Middle School 665 Dundee Avenue, Elgin, IL 60120 | 7-8 | 0.1 mi |
Elgin High School 1200 Maroon Drive, Elgin, IL 60120 | 9-12 | 2.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 409 Algona Ave
Date
Details
Price
Change
Source
1/04/2026
Price Reduced
$405,000
-1.22%
MLS
12/11/2025
Listed
$410,000
156.25%
MLS
5/05/2023
Sold
$160,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 409 Algona Ave
Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,358
18%
$79,445
12%
2023
$5,387
5%
$71,190
10%
2022
$5,108
5%
$64,913
7%
2021
$4,879
—
$60,689
9%
2021
$4,879
11%
$55,856
5%
2019
$4,409
19%
$53,207
27%
2017
$3,692
-3%
$41,891
-5%
2018
$3,788
8%
$44,312
14%
2016
$3,505
2%
$38,863
9%
2015
$3,435
-6%
$35,622
1%
2014
$3,665
4%
$35,182
-13%
2013
$3,529
—
$40,647
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 409 Algona Ave
409 Algona Avenue, Elgin, IL 60120 (MLS# 12524728) is a Single Family property with 4 bedrooms and 2 full bathrooms. 409 Algona Avenue is currently listed for $405,000 and was received on December 11, 2025. Want to learn more about 409 Algona Avenue? Do you have questions about finding other Single Family real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.

