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$399,900 Just Listed
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Property Description
Beautifully maintained and full of character, this spacious 4-bedroom home near Wing Park offers the perfect blend of charm, functionality, and entertaining space. The inviting main level features hardwood flooring, a large living room, formal dining area, and an oversized eat-in kitchen designed for gathering, complete with a massive island, abundant cabinetry, breakfast bar seating, built-in sink with glass washer, and plenty of prep space. Convenient first-floor primary bedroom and full bath provide flexible living options. Upstairs offers three additional bedrooms ideal for family, guests, home office, or hobby space. The finished basement expands the living area with a warm and rustic feel featuring custom built-ins, shelving, bench seating, a stunning wood bar, wood-burning stove, and half bath-perfect for entertaining year-round. Detached 2-car garage, concrete driveway, and private backyard complete the package. Ideally located close to parks, schools, shopping, dining, and downtown Elgin amenities. A truly unique home with space, charm, and versatility throughout! Recent updates include: HVAC 2026, New Toilets 2025, Washer and Dryer 2025, water filtration in kitchen 2025. Roof is estimate 10-15 years old.
Full Property Details
Full Property Details for 409 Hubbard Ave
General
- Price: $399,900
- Taxes: $7,691 (2025)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12651529
Interior
- Basement: Finished, F
- Interior Features: Dry Bar, 1st-Floor Bedroom, 1st-Floor Bath
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Basement, Wood-Burning
- Flooring: Hardwood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Basement Baths: Yes
- Bathroom Features: Whirlpool
Bedrooms
- Total Bedrooms: 4
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Features: Concrete, Garage Door Opener, Yes, Garage Owned, Detached, Garage
Location
- Area: Elgin
- County: Kane
- Township: Elgin
- Driving Directions: Rt 31 to Wing St. West to Hubbard turn left to home
School Information
- School District: 46
- Elem School District: 46
- Midd School District: 46
- High School District: 46
- Elementary School: Illinois Park Elementary School
- Middle School: Kimball Middle School
- High School: Larkin High School
- Private School: Larkin High School
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Info: Bungalow
- Architectural Style: Bungalow
- Construction: Vinyl Siding, Brick
- Exterior Const.: Vinyl Siding, Brick
- Basement: Yes
- Basement Desc.: Finished, Full
- Roof: Asphalt
- Sub-Flooring: Hardwood
- Square Feet: 1,739
- Sq. Ft. Source: Assessor
- Year Built: 1959
- Built Before 1978: Yes
Lot Features
- Lot Size (Acres): 0.19
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 60 x 136
Financial Considerations
- Parking Included: Yes
- Assessment Year: 1959
- Tax Amount: $7,691
- Tax Year: 2025
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 615230004
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Schools
Schools serving 409 Hubbard Ave
School District:School District U-46
| Name | Grades | Distance |
|---|---|---|
Highland Elementary School, Elgin, IL 190 North Melrose Avenue, Elgin, IL 60123 | K-6 | 0.5 mi |
Kimball Middle School 451 North McLean Boulevard, Elgin, IL 60123 | 7-8 | 0.4 mi |
Larkin High School 1475 Larkin Avenue, Elgin, IL 60123 | 9-12 | 1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Tax History
Tax History for 409 Hubbard Ave
Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,691
—
$108,810
9%
2025
$7,691
9%
$100,221
11%
2023
$7,036
6%
$90,542
10%
2022
$6,639
5%
$82,559
7%
2021
$6,351
—
$77,187
5%
2021
$6,351
6%
$73,687
5%
2019
$5,995
3%
$70,191
12%
2017
$5,812
-2%
$62,512
-5%
2018
$5,944
7%
$66,125
14%
2016
$5,545
1%
$57,994
9%
2015
$5,468
-6%
$53,156
1%
2014
$5,840
20%
$52,500
-3%
2013
$4,878
—
$53,885
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 409 Hubbard Ave
409 Hubbard Avenue, Elgin, IL 60123 (MLS# 12651529) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 409 Hubbard Avenue is currently listed for $399,900 and was received on July 24, 2026. Want to learn more about 409 Hubbard Avenue? Do you have questions about finding other Single Family real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.

