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$309,900

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 1,998 Sq. Ft.
  • 2 Car Garage
  • Updated 2 days ago
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Move-in ready, updated kitchen, refinished hardwood floors, flexible living spaces, and over 2,900+ square feet (including basement). This beautifully maintained historic home offers the perfect blend of timeless character and modern functionality. From the moment you arrive, the stately wrap-around front porch welcomes you inside, where stunning original woodwork, built-in details, rich Craftsman trim, and a beautifully crafted staircase showcase the home's enduring charm. Designed for today's lifestyle, the spacious main level features three separate living areas, a formal dining room, and a versatile main-floor bedroom that can easily serve as a home office, guest room, playroom, or additional family room. The updated kitchen offers abundant cabinetry, generous prep space, and opens to the home's entertaining areas, making gatherings both comfortable and convenient. Upstairs, you'll find two generously sized bedrooms, while the expansive basement adds incredible flexibility with multiple finished spaces ideal for a recreation room, fitness area, hobby room, workspace, or additional storage. Whether you're entertaining guests or simply need room to spread out, this home offers space for every stage of life. Outside, enjoy your morning coffee on the inviting wrap-around porch, host summer cookouts on the deck or brick paver patio, and relax in the private, tree-lined backyard backing to city-owned open space with no direct neighbors behind. A detached two-car garage completes the property. Conveniently located just minutes from downtown Elgin, Metra, I-90, shopping, dining, parks, and everyday conveniences, this move-in ready home delivers the character buyers love with the space and versatility they rarely find.

Full Property Details for 422 Summit St

General

  • Price: $309,900
  • Taxes: $6,639 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12709302
  • Updated: 8/6/2026
  • Added to Site: 23 day(s) ago

Rental Information

  • Complex Features: Curbs, Sidewalks, Street Lights, Street Paved

Interior

  • Basement: Partially
  • Interior Features: 1st-Floor Bedroom, Built-in Features, Walk-In Closet(s), Separate Dining Room
  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Range Hood, ENERGY STAR Qualified Appliances, Front Controls on Range/Cooktop, Gas Cooktop, Electric Oven
  • Flooring: Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Bathroom Features: Soaking Tub

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Equipment: Carbon Monoxide Detectors, Ceiling Fan(s), Water Heater-Gas
  • Other Features: Commuter Bus, Commuter Train, Interstate Access, Historical District

Exterior

  • Exterior Features: Balcony, Lighting

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Detached, Garage

Location

  • Area: Elgin
  • County: Kane
  • Township: Elgin
  • Driving Directions: Summit Street between Liberty St (Rt 25) and Dundee Ave.

School Information

  • School District: 46
  • Elem School District: 46
  • Midd School District: 46
  • High School District: 46
  • Elementary School: Mckinley Elementary School
  • Middle School: Larsen Middle School
  • High School: Elgin High School
  • Private School: Elgin High School

Community

  • Assoc. Fees Include: None

Heating & Cooling

  • Cooling Type: Central Air Conditioning, Partial, Wall Unit(s), Zoned, Electric
  • Heating Type: Natural Gas, Forced Air

Utilities

  • Sewer: Public Sewer
  • Water: Lake Michigan, Public, Lake Water

Structural Information

  • Architectural Info: American 4-Sq.
  • Architectural Style: American Foursquare
  • Construction: Frame, Wood Siding, Combination
  • Exterior Const.: Frame, Wood Siding, Combination
  • Basement: Yes
  • Basement Desc.: Partially Finished, Exterior Entry, Concrete, Rec/Family Area, Storage Space, Full
  • Foundation: Block, Concrete Perimeter
  • Roof: Asphalt
  • Windows: Screens
  • Sub-Flooring: Hardwood
  • Square Feet: 1,998
  • Sq. Ft. Source: Plans
  • Year Built: 1900
  • Built Before 1978: Yes

Lot Features

  • Lot Size (Acres): 0.2606
  • Lot Size Range: .25 to .49 Acre
  • Lot Dimensions: 86 x 132
  • Lot Features: Wooded, Mature Trees

Financial Considerations

  • Parking Included: Yes
  • Assessment Year: 1900
  • Tax Amount: $6,639
  • Tax Year: 2025
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple
  • Property ID: 612381018

Listed by @properties Christie's International Real Estate

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Listing agent

— 422 Summit St —

  • @properties Christie's International Real Estate

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Save up to an additional 20% by bundling your home and auto together!

Schools serving 422 Summit St

School District:School District U-46
NameGradesDistance
Mckinley Elementary School, Elgin, IL
258 Lovell Street, Elgin, IL 60120
K-60.4 mi
Larsen Middle School
665 Dundee Avenue, Elgin, IL 60120
7-80.2 mi
Elgin High School
1200 Maroon Drive, Elgin, IL 60120
9-122 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 422 Summit St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/18/2026
Listed
$309,900
26.49%
MLS
6/09/2022
Sold
$245,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 422 Summit St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,639
—
$95,022
9%
2025
$6,639
10%
$87,521
11%
2023
$6,058
-3%
$79,069
10%
2022
$6,252
4%
$72,097
7%
2021
$6,014
—
$67,406
5%
2021
$6,014
5%
$64,350
5%
2019
$5,725
13%
$61,297
24%
2017
$5,080
4%
$49,387
8%
2016
$4,887
—
$45,818
9%
2015
$4,870
-6%
$41,996
-20%
2018
$5,165
-1%
$52,242
26%
2014
$5,209
6%
$41,477
-14%
2013
$4,934
—
$48,440
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by @properties Christie's International Real Estate

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Listed by The Rosie Gonzalez Group

422 Summit Street, Elgin, IL 60120 (MLS# 12709302) is a Single Family property with 3 bedrooms, 1 full bathroom and 1 partial bathroom. 422 Summit Street is currently listed for $309,900 and was received on July 18, 2026. Want to learn more about 422 Summit Street? Do you have questions about finding other Single Family real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.

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