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$239,900 Contingent
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Property Description
Charming 3-Bedroom, 1-Bath Home with 1-Car Garage on Spacious Lot! This beautifully updated home is move-in ready and offers an array of recent improvements. You will enjoy peace of mind with a new roof, new garage roof, gutters, and downspouts all replaced in 2024. Fresh paint inside and out creates a welcoming, modern feel. The large kitchen features new luxury vinyl flooring. Recently remodeled bathroom boasts new luxury vinyl tile and modern ceramic wall tiles. Original hardwood floors in the living and dining rooms adding a touch of warmth and character. Enjoy ample space with a large basement that includes two separate rooms, exterior access, and laundry hookups. The high-efficiency furnace, central air conditioner, and water heater were replaced in 2018. Basement has a washer, dryer and a utility sink. Additional updates include some replacement windows, screens, and outdoor light fixtures. Storage is abundant, with plenty of room in the attic, basement, and a deep one-car detached garage. This home is ideally located near the river, expressway, and parks, offering convenience and charm. With nothing left to do but move in, this home is perfect for those looking to settle in a great location
Full Property Details
Full Property Details for 431 N Crystal St
General
- Price: $239,900
- Taxes: $4,507 (2024)
- Status: Contingent
- Type: Single Family
- Source: MRED
- MLS ID: 12460121
- Updated: 1/14/2026
- Added to Site: 130 day(s) ago
Rental Information
- Complex Features: Park, Curbs, Sidewalks, Street Paved
Interior
- Basement: Unfinished
- Interior Features: 1st-Floor Bedroom, Built-in Features, Walk-In Closet(s), Bookcases
- Appliances: Range, Refrigerator
- Flooring: Hardwood, Laminate
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
- Bathroom Features: Soaking Tub
Bedrooms
- Total Bedrooms: 3
Additional Information
- Equipment: Ceiling Fan(s)
- Other Features: Commuter Train, Interstate Access
Parking
- Garage: Yes
- Garage Spaces: 1
- Total Spaces: 4
- Parking Features: Yes, Garage Owned, Detached, Off-Street, Owned, Garage
Location
- Area: Elgin
- County: Kane
- Township: Elgin
- Driving Directions: RT 31 to WING Street West to Crystal Street to 431
School Information
- School District: 46
- Elem School District: 46
- Midd School District: 46
- High School District: 46
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas, Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Info: Farmhouse
- Architectural Style: Farmhouse
- Construction: Frame
- Exterior Const.: Frame
- Basement: Yes
- Basement Desc.: Unfinished, Cellar, Full
- Roof: Asphalt
- Windows: Screens
- Doors: Storm Door(s), Sliding Glass Door(s)
- Sub-Flooring: Hardwood, Laminate
- Square Feet: 1,399
- Sq. Ft. Source: Assessor
- Year Built: 1888
- Built Before 1978: Yes
- Remodeled/Updated: 2025
Lot Features
- Lot Size (Acres): 0.194
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 69 x 180 x 39 x 155
Financial Considerations
- Parking Included: Yes
- Assessment Year: 1888
- Tax Amount: $4,507
- Tax Year: 2024
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 611383025
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Schools
Schools serving 431 N Crystal St
School District:School District U-46
| Name | Grades | Distance |
|---|---|---|
Highland Elementary School, Elgin, IL 190 North Melrose Avenue, Elgin, IL 60123 | K-6 | 0.8 mi |
Kimball Middle School 451 North McLean Boulevard, Elgin, IL 60123 | 7-8 | 0.8 mi |
Larkin High School 1475 Larkin Avenue, Elgin, IL 60123 | 9-12 | 1.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 431 N Crystal St
Date
Details
Price
Change
Source
1/03/2026
Price Reduced
$239,900
-0.83%
MLS
12/18/2025
Price Reduced
$241,900
-1.22%
MLS
12/06/2025
Price Reduced
$244,900
-2%
MLS
11/16/2025
Price Reduced
$249,900
-3.85%
MLS
11/07/2025
Price Reduced
$259,900
-1.89%
MLS
10/31/2025
Price Reduced
$264,900
-1.85%
MLS
10/20/2025
Price Reduced
$269,900
-1.1%
MLS
10/06/2025
Price Reduced
$272,900
-2.5%
MLS
9/24/2025
Price Reduced
$279,900
-3.45%
MLS
9/12/2025
Listed
$289,900
95.22%
MLS
1/07/2004
Sold
$148,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 431 N Crystal St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,507
23%
$56,313
11%
2023
$3,655
4%
$50,874
10%
2022
$3,502
5%
$46,388
7%
2021
$3,334
—
$43,369
5%
2021
$3,334
7%
$41,403
5%
2019
$3,123
4%
$39,439
12%
2017
$2,995
6%
$35,123
8%
2016
$2,835
2%
$32,584
9%
2015
$2,768
-10%
$29,866
-20%
2018
$3,080
4%
$37,154
26%
2014
$2,951
7%
$29,497
-11%
2013
$2,768
—
$33,176
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 431 N Crystal St
431 N Crystal Street, Elgin, IL 60123 (MLS# 12460121) is a Single Family property with 3 bedrooms and 1 full bathroom. 431 N Crystal Street is currently listed for $239,900 and was received on September 12, 2025. Want to learn more about 431 N Crystal Street? Do you have questions about finding other Single Family real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.

