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$349,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 1,824 Sq. Ft.
  • 1 Car Garage
  • Updated 1 day ago
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You'll fall in love with this well-maintained, four-bedroom brick colonial located in the historic district of Elgin. This home features classic character throughout, including original hardwood floors and crown molding. Just a few highlights include an inviting foyer, a four-season sunroom, Kraftmaid kitchen cabinetry, and a fully functional wood-burning fireplace. This property offers an abundance of space both inside and out with a fully finished basement and a spacious back and side yard. Conveniently located within walking distance to downtown Elgin, this home combines timeless charm with ample updated living.

Full Property Details for 489 Division St

General

  • Price: $349,900
  • Taxes: $6,091 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12606936
  • Updated: 4/7/2026
  • Added to Site: 2 day(s) ago

Interior

  • Basement: Finished, F
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Living Room, Wood-Burning

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Other Features: Historical District

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Total Spaces: 1
  • Parking Features: Yes, Detached, Garage

Location

  • Area: Elgin
  • County: Kane
  • Township: Elgin
  • Driving Directions: N ON CHANNING OFF CHICAGO, W OF LIBERTY (25) RT DIVIS

School Information

  • School District: 46
  • Elem School District: 46
  • Midd School District: 46
  • High School District: 46

Community

  • Assoc. Fees Include: None

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas, Forced Air

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Construction: Brick
  • Exterior Const.: Brick
  • Basement: Yes
  • Basement Desc.: Finished, Full
  • Square Feet: 1,824
  • Sq. Ft. Source: Assessor
  • Year Built: 1920
  • Built Before 1978: Yes

Lot Features

  • Lot Size Range: Less than .25 Acre
  • Lot Dimensions: 61 x 75

Financial Considerations

  • Assessment Year: 1920
  • Tax Amount: $6,091
  • Tax Year: 2024
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple
  • Property ID: 613258006

Listed by Ardain Real Estate Inc.

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Listing agent

— 489 Division St —

  • Ardain Real Estate Inc.

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Find the right home insurance for your new home!

with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Schools serving 489 Division St

School District:School District U-46
NameGradesDistance
Channing Memorial Elementary School
63 South Channing Street, Elgin, IL 60120
K-60.2 mi
Ellis Middle School
225 South Liberty Street, Elgin, IL 60120
7-80.4 mi
Elgin High School
1200 Maroon Drive, Elgin, IL 60120
9-121.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 489 Division St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/07/2026
Listed
$349,900
184.47%
MLS
9/04/2012
Sold
$123,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 489 Division St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,091
5%
$84,106
11%
2023
$5,795
6%
$75,983
10%
2022
$5,487
5%
$69,283
7%
2021
$5,244
—
$64,775
9%
2021
$5,244
11%
$59,335
5%
2019
$4,718
7%
$56,520
12%
2018
$4,417
2%
$50,676
6%
2017
$4,310
5%
$47,907
8%
2016
$4,100
2%
$44,445
9%
2015
$4,028
-6%
$40,737
1%
2014
$4,299
2%
$40,234
-15%
2013
$4,215
—
$47,383
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Ardain Real Estate Inc.

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489 Division Street, Elgin, IL 60120 (MLS# 12606936) is a Single Family property with 4 bedrooms, 1 full bathroom and 1 partial bathroom. 489 Division Street is currently listed for $349,900 and was received on April 07, 2026. Want to learn more about 489 Division Street? Do you have questions about finding other Single Family real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.

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