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$595,000 Just Listed
Property Description
This home is perfect! It is truly a meticulously rehabbed home designed with the highest craftsmanship! And, it is nearly brand new! Wait until you see it. Walk into an inviting open concept floor plan dressed with warm wall colors, dotted with recessed lighting and adorned with real hardwood flooring featuring a satin finish and a water-based stain. Then. Watch as natural crisp sunlight pours in from all directions, and warms up your home, and your heart. Unwind in your living room, and gaze out the front window: and daydream; or, enjoy those festive holiday parties with family and friends in your dining room, which is dressed with a contemporary, linear chandelier that further adds character to the space. The living room and dining room then opens up into another world: a stunning kitchen, a first floor powder room tucked away in the right spot, a masterful family room and a heartwarming sun room. The kitchen is beautiful. It is is accentuated with 42" white oak, shaker style, soft close kitchen cabinets, brushed gold handles and fixtures, under cabinet lighting, a tastefully curated calacatta laza quartz countertop chased up to the backsplash and, of course, high-end Bosch appliances to match the vibe. Continue that lively conversation with family and friends on your kitchen peninsula or easily add a table and chairs in the area between the kitchen and the family room, and peek out into your sprawling yard and watch over the little ones run amok. It gets even more amazing! The family room is accentuated with real cedar wood ceiling beams that add a perfect touch to an already stunning place. Turn on your gas wood burning fireplace, kick your feet up on the ottoman, cuddle up with your favorite people and watch your favorite show. It makes for memorable moments. But wait. There is also more. The sunroom is pretty spectacular. It is light and bright and airy, and it is filled with: natural sunlight. This space is versatile in its uses from an additional family room to a play room to a green room to an office. And there is still more. Let us head upstairs! There are four bedrooms on the second floor. Each bedroom is spacious with ample closet space; each bedroom is decorated with the same trim from the first floor all the way up to the second floor along with shaker style closet doors and then decked out with black hardware. There is a full bathroom on the second floor; this designer bathroom stuns with its double vanity sink laid with a quartz countertop, a mirror outlined in black trim, black hardware fixture accents, linear LED lighting and immaculately set ceramic tiles; there is also a modern soaking tub in this space, which further adds to the functionality of this home. Then, the primary bedroom: it is very spacious, serene and it features a primary closet and a primary bathroom. This space is your private sanctuary. The primary bathroom is alluring with its modern designed double vanity adorned with a calacatta laza quartz countertop, cathedral-like mirrors, brushed gold accents, oval lighting and a powerful stand-up shower with its textured tiles, brushed gold fixtures and a modern linear drain. This space is at the intersection of modern and classy. And, there is still - more! The finished basement is equally impressive. It features ample space for yet another family room along with a wet bar area featuring undermount shelf lighting and a beverage center! There is also a bonus room and a large utility room with a side-by-side washer-and-dryer. There is really nothing to do here except, yep, you're right, move in! This home is within walking distance to Powder River Park, Eagle Park and minutes way from Creekside Elementary School, Home Depot, the 90, Highway 20, shopping, restaurants and so much more! Easy to show. It is a 10!
Full Property Details
Full Property Details for 530 Cumberland Trail
General
- Price: $595,000
- Taxes: $9,716 (2024)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12677198
- Updated: 6/13/2026
- Added to Site: 3 day(s) ago
Rental Information
- Complex Features: Park, Tennis Court(s), Curbs, Sidewalks, Street Lights, Street Paved
Interior
- Basement: Finished, E
- Interior Features: Wet Bar, Walk-In Closet(s), Beamed Ceilings, Open Floorplan, Separate Dining Room, Quartz Counters
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Family Room, Wood-Burning, Gas Starter, Masonry
- Appliances: Range, Microwave, Dishwasher, Refrigerator, High-End Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Wine Refrigerator, Range Hood, Gas Oven, Humidifier
- Flooring: Hardwood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Bathroom Features: Separate Shower, Double Sink
Bedrooms
- Total Bedrooms: 4
Additional Information
- Equipment: Carbon Monoxide Detectors
- Other Features: School Bus Service, Commuter Train, Interstate Access
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2.5
- Total Spaces: 6
- Parking Features: Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Driveway, Other, Garage
Location
- Area: Elgin
- County: Kane
- Township: Elgin
- Subdivision: Valley Creek
- Driving Directions: Head north on McLean Boulevard and then go west (left) on Highland Avenue and north (right) on Lyle Avenue followed by a soft right on Cumberland Trail to 530 Cumberland Trail
School Information
- School District: 46
- Elem School District: 46
- Midd School District: 46
- High School District: 46
- Elementary School: Creekside Elementary School
- Middle School: Kimball Middle School
- High School: Larkin High School
- Private School: Larkin High School
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas, Forced Air
Utilities
- Sewer: Public Sewer
- Water: Lake Michigan, Public
Structural Information
- Construction: Aluminum Siding, Brick
- Exterior Const.: Aluminum Siding, Brick
- Basement: Yes
- Basement Desc.: Finished, Egress Window, Full
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Windows: Screens
- Sub-Flooring: Hardwood
- Square Feet: 2,589
- Sq. Ft. Source: Estimated
- Year Built: 1984
- Remodeled/Updated: 2026
Additional Structures
- Other Structures: None
Lot Features
- Lot Size (Acres): 0.1791
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 80 x 110
- Fence: Yes
- Lot Features: Sloped
- Fencing (Description): Wood
Financial Considerations
- Parking Included: Yes
- Assessment Year: 1984
- Tax Amount: $9,716
- Tax Year: 2024
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 609478014
Listed by Peter Drossos Real Estate
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Schools
Schools serving 530 Cumberland Trail
School District:School District U-46
| Name | Grades | Distance |
|---|---|---|
Creekside Elementary School, Elgin, IL 655 North Airlite Street, Elgin, IL 60123 | K-6 | 0.2 mi |
Kimball Middle School 451 North McLean Boulevard, Elgin, IL 60123 | 7-8 | 0.7 mi |
Larkin High School 1475 Larkin Avenue, Elgin, IL 60123 | 9-12 | 1.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 530 Cumberland Trail
Date
Details
Price
Change
Source
6/13/2026
Listed
$595,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 530 Cumberland Trail
Year
Property Taxes
Change
Tax Assessment
Change
2024
$9,716
4%
$121,412
11%
2023
$9,350
8%
$109,687
10%
2022
$8,673
4%
$100,016
7%
2021
$8,343
—
$93,508
5%
2021
$8,343
5%
$89,268
5%
2019
$7,942
2%
$85,034
12%
2017
$7,789
4%
$75,730
8%
2016
$7,493
-6%
$70,257
-12%
2018
$7,930
6%
$80,107
24%
2015
$7,468
-7%
$64,397
1%
2014
$7,988
20%
$63,602
-3%
2013
$6,649
—
$65,279
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 530 Cumberland Trail
530 Cumberland Trail, Elgin, IL 60123 (MLS# 12677198) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 530 Cumberland Trail is currently listed for $595,000 and was received on June 13, 2026. Want to learn more about 530 Cumberland Trail? Do you have questions about finding other Single Family real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.
