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$305,000 Just Listed
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Property Description
Spacious and well maintained home in an ideal Elgin location. Walk into the coziest home on the block welcomed by a beautiful sun-soaked enclosed porch with a ceiling fan and carpeted floors. The main level features a showstopping fireplace, new flooring throughout, a large primary bedroom with abundant natural light, an oversized closet, and access to a Juliet balcony. The upper level offers two additional bedrooms and a full, generously sized bathroom. The finished basement provides exceptional additional living space, recently Perma sealed and equipped with a kitchenette, laundry room with utility sink, two oversized storage closets, a bar area, a lounge/TV space, and a shower. Notable updates include AC (approx. 7 years), roof & siding (2024), exterior paint (2023), water heater (2024), refrigerator & dishwasher (2025), and fence (2023). Located within walking distance to shopping, baseball fields, and Lords Park, with quick access to I90 just 5 minutes away. Surrounded by excellent neighbors and situated in a highly convenient area.
Full Property Details
Full Property Details for 644 Columbia Ave
General
- Price: $305,000
- Taxes: $5,185 (2024)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12603303
- Updated: 4/16/2026
- Added to Site: 3 day(s) ago
Rental Information
- Complex Features: Sidewalks, Street Lights, Street Paved
Interior
- Basement: Finished, F
- Interior Features: 1st-Floor Bedroom, Built-in Features, Historic/Period Mlwk, Open Floorplan, Granite Counters, Separate Dining Room, Replacement Windows
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Family Room, Basement, Wood-Burning, Electric
- Appliances: Dishwasher, Refrigerator, High-End Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
- Flooring: Hardwood, Carpet
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 1
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Additional Information
- Other Features: School Bus Service, Commuter Bus, Commuter Train, Interstate Access
Parking
- Garage: Yes
- Garage Spaces: 1
- Total Spaces: 3
- Parking Features: Concrete, Garage Door Opener, Yes, Garage Owned, Detached, Owned, Garage
Location
- Area: Elgin
- County: Kane
- Township: Elgin
- Driving Directions: head east on E Chicago St, turn left on liberty, then right on Columbia Ave, property will be on the right.
School Information
- School District: 46
- Elem School District: 46
- Midd School District: 46
- High School District: 46
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Info: Cape Cod
- Architectural Style: Cape Cod
- Construction: Vinyl Siding, Stucco
- Exterior Const.: Vinyl Siding, Stucco
- Basement: Yes
- Basement Desc.: Finished, Full
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Sub-Flooring: Hardwood, Carpet
- Square Feet: 1,741
- Sq. Ft. Source: Estimated
- Year Built: 1925
- Built Before 1978: Yes
Lot Features
- Lot Size (Acres): 0.15
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 49 x 138 x 48 x 138
- Fence: Yes
- Lot Features: Corner Lot
- Fencing (Description): Fenced
Financial Considerations
- Parking Included: Yes
- Assessment Year: 1925
- Tax Amount: $5,185
- Tax Year: 2024
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 612426022
Listed by Inspire Realty Group LLC
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Schools
Schools serving 644 Columbia Ave
School District:School District U-46
| Name | Grades | Distance |
|---|---|---|
Coleman Elementary School, Elgin, IL 1220 Dundee Avenue, Elgin, IL 60120 | K-6 | 0.7 mi |
Larsen Middle School 665 Dundee Avenue, Elgin, IL 60120 | 7-8 | 0.4 mi |
Elgin High School 1200 Maroon Drive, Elgin, IL 60120 | 9-12 | 2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 644 Columbia Ave
Date
Details
Price
Change
Source
4/16/2026
Listed
$305,000
75.29%
MLS
2/09/2019
Sold
$174,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 644 Columbia Ave
Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,185
5%
$72,791
11%
2023
$4,924
5%
$65,761
10%
2022
$4,679
5%
$59,962
7%
2021
$4,466
—
$56,060
9%
2021
$4,466
-2%
$51,462
5%
2019
$4,578
11%
$49,021
17%
2018
$4,129
2%
$41,759
6%
2017
$4,060
4%
$39,477
8%
2016
$3,906
—
$36,624
9%
2015
$3,893
-7%
$33,570
1%
2014
$4,164
6%
$33,156
-14%
2013
$3,942
—
$38,700
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 644 Columbia Ave
644 Columbia Avenue, Elgin, IL 60120 (MLS# 12603303) is a Single Family property with 3 bedrooms, 1 full bathroom and 1 partial bathroom. 644 Columbia Avenue is currently listed for $305,000 and was received on April 16, 2026. Want to learn more about 644 Columbia Avenue? Do you have questions about finding other Single Family real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.

