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$299,900 Just Listed
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Property Description
Welcome to this beautifully updated move-in ready home located in a quiet and in demand neighborhood in Elgin. Walking distance to major retail stores, parks, and Elgin Community College. Conveniently located near many restaurants, shopping centers, parks, schools, and entertainment. Location provides quick access to Rt. 20 & I-90 for simple commuting. Step inside this thoughtfully improved and updated home with new updates: NEW 2026 SS Refrigerator, NEW 2026 SS Oven, NEW 2026 SS Dishwasher. NEW 2026 luxury vinyl flooring throughout the house, NEW 2026 Shower and Shower Door, NEW 2026 toilet in guest bathroom. 2025 water heater, 2023 Furnace. Vaulted ceilings with big windows bring in great natural sunlight that come together with fireplace that make the home inviting when you enter. Spacious rooms, full kitchen with bar, dining area and a master bedroom sink vanity powder room bring functionality and value to home. Don't miss this excellent opportunity to get this amazing well-maintained home that's sure to sell fast!
Full Property Details
Full Property Details for 645 Lancaster Cir
General
- Price: $299,900
- HOA FEE: $285/month
- Taxes: $5,333 (2025)
- Status: Active
- Type: Townhouse
- Source: MRED
- MLS ID: 12641941
- Updated: 5/8/2026
- Added to Site: 2 day(s) ago
Interior
- Basement: None
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 1
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 2
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
Location
- Area: Elgin
- County: Kane
- Township: Elgin
- Driving Directions: Intersection of Randall Rd & Rt. 20, South on Randall Rd to East on College Green Dr. to NE on Lancaster Cir.
School Information
- School District: 46
- Elem School District: 46
- Midd School District: 46
- High School District: 46
Community
- Assoc. Fees Include: Exterior Maintenance, Lawn Care, Snow Removal
- Pets Allowed: Yes
- Pets: Cats OK, Dogs OK
- Pet Restrictions: Cats OK, Dogs OK, / 999lbs.
- Mgmt. Company: asscoia
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Structure Type: Townhouse (2-Story)
- Construction: Vinyl Siding
- Exterior Const.: Vinyl Siding
- Basement Desc.: None
- Entry Floor Number: 1
- Stories/Levels: 2
- Square Feet: 1,585
- Sq. Ft. Source: Assessor
- Year Built: 1994
Unit Information
- Units in Building: 4
Lot Features
- Lot Dimensions: Per Survey
- Lot Features: Common Grounds
Animals
- Animals Allowed: Cats OK, Dogs OK
Financial Considerations
- Association Fee: $285
- Assoc Fee Freq.: Monthly
- Parking Included: Yes
- Assessment Year: 1994
- Tax Amount: $5,333.26
- Tax Year: 2025
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Condo
- Property ID: 621376025
Listed by Proview Realty Inc.
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Schools
Schools serving 645 Lancaster Cir
School District:School District U-46
| Name | Grades | Distance |
|---|---|---|
Otter Creek Elementary School 2701 Hopps Road, Elgin, IL 60124 | K-6 | 1.5 mi |
Abbott Middle School, Elgin, IL 949 Van Street, Elgin, IL 60123 | 7-8 | 2 mi |
South Elgin High School 760 East Main Street, South Elgin, IL 60177 | 9-12 | 2.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 645 Lancaster Cir
Date
Details
Price
Change
Source
5/07/2026
Listed
$299,900
136.14%
MLS
12/10/2016
Sold
$127,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 645 Lancaster Cir
Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,102
5%
$71,757
11%
2023
$4,844
5%
$64,827
10%
2022
$4,605
5%
$59,111
7%
2021
$4,395
—
$55,265
5%
2021
$4,395
6%
$52,759
5%
2019
$4,133
4%
$50,257
12%
2017
$3,986
-2%
$44,758
-5%
2018
$4,088
-8%
$47,345
14%
2016
$4,429
—
$41,524
9%
2015
$4,414
-7%
$38,061
1%
2014
$4,721
20%
$37,591
-3%
2013
$3,930
—
$38,583
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 645 Lancaster Cir
645 Lancaster Circle, Elgin, IL 60123 (MLS# 12641941) is a Townhouse property with 2 bedrooms, 1 full bathroom and 1 partial bathroom. 645 Lancaster Circle is currently listed for $299,900 and was received on May 07, 2026. Want to learn more about 645 Lancaster Circle? Do you have questions about finding other Townhouse real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.

