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$305,000
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Property Description
There's an assumable FHA loan for $197,000 and some change on this charming 2-flat conversion nestled on a picturesque street near Elgin's historic district! The first-floor unit boasts high ceilings, a spacious living room, an elegant arched doorway leading to the kitchen/dining area, two large bedrooms with ample walk-in closets, and a full bath. Freshly painted with new carpeting, the second-floor unit features two bedrooms, a generous living area, an eat-in kitchen, a private balcony, and a spacious full bath. The basement offers two large finished living areas (egress window required to designate a bedroom) and a full bath with a small kitchen area. Please note, basement appliances are not included.Recent upgrades include city-redone sewer/water pipes, side drive/apron, a furnace, central air, and hot water heater (all ~3 years old). Past updates include roof, updated electrical, and PVC sewer line from 2012. Enjoy outdoor living on the expansive back patio with a partial privacy fence. The oversized 2-car garage includes a workbench, storage, and a walk-up attic. The current tenant is on a month-to-month lease. Sold as-is, this versatile property is perfect for a two-family household, an investment opportunity, or conversion back to a single-family home. Endless possibilities await!
Full Property Details
Full Property Details for 645 Lavoie Ave
General
- Sold For: $305,000
- Taxes: $6,033 (2024)
- Status: Closed
- Type: Multi-Family
- Source: MRED
- MLS ID: 12436001
- Added to Site: 166 day(s) ago
Interior
- Appliances: Humidifier
Rooms
Bathrooms
- Total Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Additional Information
- Equipment: Cable TV, Ceiling Fan(s)
- Other Features: School Bus Service, Commuter Bus, Commuter Train
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Features: Garage Door Opener, Yes, Garage Owned, Detached, Garage
Location
- Area: Elgin
- County: Kane
- Driving Directions: Liberty St (Rt.25) between Villa & Rt. 20 Bypass to Jay St, E to Lavoie, N to 645.
School Information
- School District: 46
- Midd School District: 46
- Elementary School: Huff Elementary School
- Middle School: Ellis Middle School
- High School: Elgin High School
- Private School: Elgin High School
Heating & Cooling
- Heating Type: Natural Gas, Forced Air
Utilities
- Water: Public
Structural Information
- Architectural Style: Traditional
- Construction: Other
- Exterior Const.: Other
- Basement Desc.: Partially Finished, Full
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Year Built: 1923
- Built Before 1978: Yes
Unit Information
- Units in Building: 2
Lot Features
- Lot Size (Acres): 0.19
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 51 x 160
- Fence: Yes
- Zoning: MULTI
- Fencing (Description): Fenced
Financial Considerations
- Assessment Year: 1923
- Tax Amount: $6,033.34
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 624282010
Listed by Keller Williams Success Realty
Sold by Casablanca
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Schools
Schools serving 645 Lavoie Ave
School District:School District U-46
| Name | Grades | Distance |
|---|---|---|
Huff Elementary School 801 Hastings Street, Elgin, IL 60120 | K-6 | 0.2 mi |
Ellis Middle School 225 South Liberty Street, Elgin, IL 60120 | 7-8 | 0.7 mi |
Elgin High School 1200 Maroon Drive, Elgin, IL 60120 | 9-12 | 1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 645 Lavoie Ave
Date
Details
Price
Change
Source
11/26/2025
Sold
$305,000
-7.55%
MLS
8/01/2025
Listed
$329,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
645 Lavoie Avenue, Elgin, IL 60120 (MLS# 12436001) is a Multi-Family property that was sold at $305,000 on November 26, 2025. Want to learn more about 645 Lavoie Avenue? Do you have questions about finding other Multi-Family real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.

