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$325,000 Just Listed
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Property Description
Welcome home to this custom-built 3-bedroom mid-century gem nestled in a peaceful, established neighborhood in Elgin! Full of character and timeless charm, this 2,222 sq. ft. home offers the perfect blend of warmth, charm, and functional living space. Mature trees and established landscaping create inviting curb appeal, while inside, rich wood paneling, custom built-ins, and oversized windows fill the home with natural light and classic mid-century appeal. The spacious living room features a cozy fireplace, creating the perfect gathering space for relaxing evenings or entertaining guests. The thoughtfully designed kitchen offers abundant storage, excellent functionality, and a large eating area ideal for everyday living. The spacious primary bedroom provides a comfortable private retreat, while the partially finished basement adds valuable flexibility with a workshop area and room for recreational space. Step outside to the covered patio and enjoy a peaceful outdoor setting perfect for morning coffee or summer entertaining. Conveniently located near local amenities, schools, parks, transportation, and major highways, this one-of-a-kind home combines serenity, character, and accessibility - an exceptional opportunity you won't want to miss.
Full Property Details
Full Property Details for 870 Morgan St
General
- Price: $325,000
- Taxes: $7,670 (2025)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12652600
- Updated: Today (5/20/2026)
- Added to Site: Today
Interior
- Basement: Partially
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Living Room, Basement, Gas Log
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 1
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 1
- Total Spaces: 5
- Parking Features: Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Driveway, Garage
Location
- Area: Elgin
- County: Kane
- Township: Elgin
- Driving Directions: Rt. 31 to W on Walnut Ave. to W on South St. to S on Commonwealth Ave.
School Information
- School District: 46
- Elem School District: 46
- Midd School District: 46
- High School District: 46
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas, Forced Air, Steam
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Construction: Brick, Frame, Stone
- Exterior Const.: Brick, Frame, Stone
- Basement: Yes
- Basement Desc.: Partially Finished, Full
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Square Feet: 2,222
- Sq. Ft. Source: Appraiser
- Year Built: 1947
- Built Before 1978: Yes
Lot Features
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 66.3 x 131.6 x 66.3 x 131.7
- Lot Features: Corner Lot
Financial Considerations
- Assessment Year: 1947
- Tax Amount: $7,670.58
- Tax Year: 2025
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 623152004
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Schools
Schools serving 870 Morgan St
School District:School District U-46
| Name | Grades | Distance |
|---|---|---|
Harriet Gifford Elementary School 240 South Clifton Avenue, Elgin, IL 60123 | K-6 | 0.5 mi |
Abbott Middle School, Elgin, IL 949 Van Street, Elgin, IL 60123 | 7-8 | 0.6 mi |
Larkin High School 1475 Larkin Avenue, Elgin, IL 60123 | 9-12 | 0.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 870 Morgan St
Date
Details
Price
Change
Source
5/20/2026
Listed
$325,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 870 Morgan St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$7,310
6%
$107,344
11%
2023
$6,903
3%
$96,977
10%
2022
$6,714
5%
$88,426
7%
2021
$6,394
—
$82,672
5%
2021
$6,394
7%
$78,923
5%
2019
$5,994
4%
$75,179
12%
2017
$5,755
6%
$66,953
8%
2016
$5,451
2%
$62,114
9%
2015
$5,327
-10%
$56,933
-20%
2018
$5,914
4%
$70,823
26%
2014
$5,680
19%
$56,230
-3%
2013
$4,758
—
$57,713
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 870 Morgan St
870 Morgan Street, Elgin, IL 60123 (MLS# 12652600) is a Single Family property with 3 bedrooms, 1 full bathroom and 1 partial bathroom. 870 Morgan Street is currently listed for $325,000 and was received on May 20, 2026. Want to learn more about 870 Morgan Street? Do you have questions about finding other Single Family real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.

