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$465,000
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Property Description
Perched in a welcoming island community where you can drive right to your front door, this charming Chain O'Lakes cottage offers the perfect blend of year-round comfort and weekend escape. Best of all, you'll enjoy the peace of mind that comes with being high and dry, outside of the flood zone, embracing the waterfront lifestyle you've been dreaming about without the worry. Step inside to discover a freshly painted interior where the kitchen flows effortlessly into the open-concept living and dining areas. Expansive waterfront views create a stunning backdrop, while hardwood floors and a cozy fireplace add warmth and character, making every season enjoyable. Just outside, a spacious deck invites you to relax with your morning coffee, entertain friends, or unwind after a fun day soaking up fun and sun on the water. The thoughtfully designed floor plan features three bedrooms and two full baths, including a private primary suite occupying its own level. This peaceful retreat offers a generously sized bedroom, an en suite bath, and the added convenience of a washer and dryer on the same floor. Life on the Chain is all about making memories, and this property is ready for adventure from day one. The pier and boat lift are included, allowing you to head out on the water whenever the mood strikes. A waterfront shed provides the perfect place to store kayaks, paddleboards, fishing gear, and other lake toys, while the detached garage offers additional storage. Beyond your backyard, you'll love being just moments from one of the area's favorite gathering spots-Lakefront Park. Spend summer evenings enjoying Friday night concerts, cool off at the splash park, relax on the sandy beach, or watch spectacular fireworks that make this location even more special. Whether you're searching for a full-time waterfront residence or the perfect Chain O'Lakes getaway, this home offers the rare opportunity to enjoy the best of lake living in a close-knit community with all the conveniences of driving directly to your island home. Come experience the lifestyle that makes every day feel like a vacation.
Full Property Details
Full Property Details for 176 Riverside Island Dr
General
- Price: $465,000
- Taxes: $6,283 (2025)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12708484
Rental Information
- Complex Features: Park, Lake, Water Rights
Interior
- Basement: Partially
- Interior Features: 1st-Floor Bedroom, 1st-Floor Bath, Open Floorplan
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Living Room, Wood-Burning
- Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
- Flooring: Hardwood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Other Features: School Bus Service
Exterior
- Exterior Features: Boat Slip
Parking
- Garage: Yes
- Garage Spaces: 1
- Total Spaces: 1
- Parking Features: Yes, Garage Owned, Detached, Garage
Location
- Area: Fox Lake
- County: Lake
- Township: Grant
- Driving Directions: Rt 12 to Riverside Island Drive. Cross over the bridge. Home will be on the left.
School Information
- School District: 114
- Elem School District: 114
- Midd School District: 114
- High School District: 124
- Elementary School: Lotus
- Middle School: Stanton
- High School: Grant Community High School
- Private School: Grant Community High School
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Window Unit(s)
- Heating Type: Natural Gas, Forced Air
Utilities
- Sewer: Septic Tank
- Water: Well
Structural Information
- Construction: Aluminum Siding
- Exterior Const.: Aluminum Siding
- Basement: Yes
- Basement Desc.: Partially Finished, Walk-Out Access
- Sub-Flooring: Hardwood
- Square Feet: 1,309
- Sq. Ft. Source: Assessor
- Year Built: 1927
- Built Before 1978: Yes
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 36 x 193 x 20.1 x 47.9 x 170.6
- Lot Features: Water Rights
Water Features
- Water Front: Yes
- Water Front Name: CHAIN O'LAKES, NIPPERSINK
- Water Front Desc.: Lake Front
- Water Front View: Back of Property
- Lake Front: Yes
Financial Considerations
- Assessment Year: 1927
- Tax Amount: $6,283.5
- Tax Year: 2025
- Pays Sewer: Septic Tank
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 5044010120000
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Schools
Schools serving 176 Riverside Island Dr
School Districts:Fox Lake Grade School District 114, Grant Community High School District 124
| Name | Grades | Distance |
|---|---|---|
Lotus School 29067 W Grass Lake Rd, Spring Grove, IL 60081 | PK-4 | 1.6 mi |
Stanton School 101 Hawthorne Lane, Fox Lake, IL 60020 | 5-8 | 1.8 mi |
Grant Community High School 285 East Grand Avenue, Fox Lake, IL 60020 | 9-12 | 1.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Tax History
Tax History for 176 Riverside Island Dr
Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,248
-1%
$82,477
8%
2024
$6,314
—
$76,382
6%
2023
$6,329
3%
$71,957
3%
2022
$6,142
12%
$69,567
6%
2021
$5,471
-15%
$65,573
14%
2020
$6,415
—
$57,436
-15%
2019
$6,415
-5%
$67,612
-2%
2018
$6,776
5%
$69,178
-4%
2017
$6,482
-12%
$71,699
9%
2016
$7,338
5%
$65,574
7%
2015
$6,998
12%
$61,193
—
2014
$6,238
-3%
$61,193
12%
2013
$6,420
15%
$54,631
-5%
2012
$5,571
—
$57,504
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 176 Riverside Island Dr
176 Riverside Island Drive, Fox Lake, IL 60020 (MLS# 12708484) is a Single Family property with 3 bedrooms and 2 full bathrooms. 176 Riverside Island Drive is currently listed for $465,000 and was received on July 23, 2026. Want to learn more about 176 Riverside Island Drive? Do you have questions about finding other Single Family real estate for sale in Fox Lake? You can browse all Fox Lake real estate or contact a Coldwell Banker agent to request more information.

