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$89,000
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Property Description
Step into the timeless charm of this stately five-bedroom, two-bath Victorian home, rich with character and beautiful original woodwork throughout. A welcoming foyer with a dedicated sitting area sets the tone, leading into the formal living room and spacious dining room, creating the perfect setting for everyday living and effortless entertaining. An additional flex space off the living room provides an ideal location for a home office, reading nook, or playroom. The generously sized kitchen offers ample cabinetry, counter space, and storage, while a convenient main-floor full bath and access to the backyard complete the main level. Upstairs, you'll find five well-proportioned bedrooms, gorgeous hardwood floors, and a second full bath. A finished attic space, accessible from the hallway, offers endless possibilities for a hobby room, studio, or additional living area. The unfinished lower level provides abundant storage and room for future expansion. Outside, mature landscaping surrounds the property, complemented by a spacious fenced yard and a two-stall detached garage. While this home could benefit from some TLC, it presents an incredible opportunity to restore and personalize a true Victorian gem. Conveniently located near shopping, downtown amenities, restaurants, and major highways, this property is ready for its next chapter. Some photos are virtually staged but there are no alterations to the home.
Full Property Details
Full Property Details for 642 W Stephenson St
General
- Price: $89,000
- Taxes: $4,490 (2025)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12672876
- Updated: 6/15/2026
- Added to Site: 15 day(s) ago
Interior
- Basement: Unfinished
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 5
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Features: Yes, Detached, Garage
Location
- Area: Freeport
- County: Stephenson
- Township: Freeport
- Driving Directions: Call listing agent for directions.
School Information
- School District: 145
- Elem School District: 145
- Midd School District: 145
- High School District: 145
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: None
- Heating Type: Natural Gas
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Construction: Aluminum Siding, Vinyl Siding
- Exterior Const.: Aluminum Siding, Vinyl Siding
- Basement: Yes
- Basement Desc.: Unfinished, Full, Daylight
- Roof: Asphalt
- Square Feet: 3,926
- Sq. Ft. Source: Assessor
- Year Built: 1982
Lot Features
- Lot Size Range: .25 to .49 Acre
- Lot Dimensions: 50 x 50 x 235 x 235
Financial Considerations
- Assessment Year: 1982
- Tax Amount: $4,490
- Tax Year: 2025
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 18143115300800
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Schools
Schools serving 642 W Stephenson St
School District:Freeport School District 145
| Name | Grades | Distance |
|---|---|---|
Empire Elementary School 1325 West Empire Street, Freeport, IL 61032 | PK-4 | 1.1 mi |
Freeport Middle School 701 West Empire Street, Freeport, IL 61032 | 7-8 | 0.7 mi |
Freeport High School 701 West Moseley Street, Freeport, IL 61032 | 9-12 | 0.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 642 W Stephenson St
Date
Details
Price
Change
Source
6/09/2026
Listed
$89,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 642 W Stephenson St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,246
4%
$43,824
17%
2023
$4,081
4%
$37,540
—
2022
$3,915
14%
$37,540
21%
2021
$3,440
6%
$31,038
—
2020
$3,258
13%
$31,038
11%
2019
$2,888
3%
$27,905
3%
2018
$2,796
-21%
$27,161
2%
2017
$3,520
—
$26,639
-1%
2016
$3,519
60%
$26,946
-4%
2015
$2,201
—
$28,094
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 642 W Stephenson St
642 W Stephenson Street, Freeport, IL 61032 (MLS# 12672876) is a Single Family property with 5 bedrooms and 2 full bathrooms. 642 W Stephenson Street is currently listed for $89,000 and was received on June 09, 2026. Want to learn more about 642 W Stephenson Street? Do you have questions about finding other Single Family real estate for sale in Freeport? You can browse all Freeport real estate or contact a Coldwell Banker agent to request more information.

