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$749,900
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Property Description
Home has been converted to natural gas with payment plan for conversion cost. Buyer would inherit balance of conversion cost from Nicor, as it stands. Meticulously renovated and remodeled 3 bedroom, 2.5 bath contemporary retreat with Jo Daviess County Guest Accommodations License, perched on a beautifully landscaped .97-acre homesite in The Galena Territory and offering sweeping elevated vistas that stretch across the rolling countryside and scenic beauty beyond. Completely transformed from top to bottom, this exceptional property combines modern design, quality craftsmanship, and resort-style amenities, all just moments from the Owners' Club and Lake Galena. The light-filled main level welcomes with soaring cathedral ceilings, expansive windows that frame the breathtaking views, rich flooring, and an open-concept layout ideal for gathering and entertaining. Spacious living room flows seamlessly into the dining area and out to an expansive composite deck with aluminum railing where miles of panoramic scenery provide the perfect backdrop for outdoor dining, relaxation, and unforgettable sunsets. Beautifully updated kitchen features custom Amish-crafted cabinetry, granite countertops, black stainless appliances including a gas range, farmhouse sink, pantry, and direct access to the attached two-car garage. Also on the main level are a comfortable guest bedroom, a nicely appointed full bath, and access to the covered front porch (with electrical for adding a hot tub) and stunning paver patio complete with fire pit, surrounded by mature trees, abundant wildlife, and a peaceful wooded setting. Upstairs, the generous primary suite offers a private balcony-style deck overlooking the dramatic views, creating the perfect place for morning coffee or evening stargazing, while the luxurious bath showcases granite-topped vanity, subway tile surround shower, and stylish finishes. An additional guest bedroom completes the upper level. The walkout lower level is designed for recreation and entertainment, featuring an expansive family room with wet bar, game area with pool table and foosball, convenient half bath, and oversized laundry/utility room with abundant storage that connects to a second two-car garage, providing an impressive total four-car capacity for vehicles, recreational equipment, workshop space, or additional entertainment possibilities. Extensive renovations during current ownership tenure include newer updates to electrical, plumbing, HVAC, drywall, flooring, trim, doors, windows, insulated garage doors, lighting, custom stair railings, granite surfaces, SmartSide siding, composite decking, paver patios and retaining walls, upgraded septic system, landscaping, and more, creating a turnkey property that feels virtually new throughout. Currently operating as a short-term rental and offered fully furnished, this remarkable retreat is ideally located just around the corner from the Owners' Club amenities, minutes from the newly constructed Lake Galena Marina, and a short drive to Eagle Ridge Resort & Spa's 63 holes of championship golf, Stonedrift Spa, restaurants, trails, and all the recreational opportunities The Galena Territory has to offer. A rare opportunity to own a fully renovated, income-producing getaway with spectacular views, modern comforts, and an unbeatable resort-style location.
Full Property Details
Full Property Details for 103 Cogan Dr
General
- Price: $749,900
- HOA FEE: $117/month
- HOA FEE FREQ.: Yearly
- Taxes: $6,911 (2025)
- Status: Active
- Type: Single Family
- Source: 2606
- MLS ID: 202603669
- Updated: 6/19/2026
- Added to Site: 11 day(s) ago
Interior
- Interior Features: Bar-Dry, Ceiling Fan(s), Ceiling-Vaults/Cathedral, Countertop-Granite, Window Treatments
- Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Washer, Water Softener
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Parking
- Attached garage: Yes
- Garage Spaces: 4
- Garage Description: Asphalt, Attached, Garage Remote/Opener, Under
Location
- Area: Jo Daviess County
- County: Jo Daviess
- Subdivision: IL
School Information
- School District: Scales Mound
- Elementary School: Scales Mound
- Middle School: Scales Mound
- High School: Scales Mound
Community
- Assoc. Fees Include: Pool Access, Water Access, Clubhouse, Garbage
Heating & Cooling
- Cooling Type: Central Air
- Water Heater: Gas
Utilities
- Sewer: Septic
- Water: City/Community
Structural Information
- Architectural Style: 1.5 Story
- Exterior Const.: Siding, Other
- Basement: Yes
- Basement Desc.: Basement Entrance, Finished
- Roof: Shingle
- Square Feet: 2,772
- Year Built: 1978
Lot Features
- Frontage: Hard Surface Road
Water Features
- Water Front Desc.: City/Community
Financial Considerations
- Price Per Sq. Ft.: $270.53
- For Sale/Rent/Lease: For Sale
- Association Fee: $1,404
- Assoc Fee Freq.: Yearly
- Tax Amount: $6,911
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Legal Description: To follow on deed at closing.
- Flood plain: Yes
Listed by Coldwell Banker Network Realty
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Schools
Schools serving 103 Cogan Dr
School District:Scales Mound Community Unit School District 211
| Name | Grades | Distance |
|---|---|---|
Scales Mound Elementary School 210 Main Street, Scales Mound, IL 61075 | PK-5 | 5.7 mi |
Scales Mound Jr High School 210 Main Street, Scales Mound, IL 61075 | 6-8 | 5.7 mi |
Scales Mound High School 210 Main Street, Scales Mound, IL 61075 | 9-12 | 5.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 103 Cogan Dr
Date
Details
Price
Change
Source
6/18/2026
Listed
$749,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 103 Cogan Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,911
—
$143,538
30%
2025
$6,911
47%
$110,769
36%
2023
$4,708
—
$81,517
34%
2022
$4,708
22%
$60,834
8%
2021
$3,863
—
$56,416
4%
2021
$3,863
77%
$54,375
2%
2020
$2,187
—
$53,466
-1%
2019
$2,182
2%
$54,121
—
2018
$2,141
1%
$54,121
—
2017
$2,126
1%
$54,309
—
2016
$2,095
—
$54,309
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 103 Cogan Dr
103 Cogan Drive, Galena, IL 61036 (MLS# 202603669) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 103 Cogan Drive is currently listed for $749,900 and was received on June 18, 2026. Want to learn more about 103 Cogan Drive? Do you have questions about finding other Single Family real estate for sale in Galena? You can browse all Galena real estate or contact a Coldwell Banker agent to request more information.

