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$221,000
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Property Description
The Cottage is being SOLD AS IS and is Owner Occupied. Carpet is NEW PLEASE REMOVE SHOES, and The Furniture is Negotiable. Please use WCBA &NWIAR approved contract as required by judicial consent decree. Please use ShowingTime Access information and instruction will be provided when showing is confirmed. Listing Office#481.011083 Please allow 24hrs. for contract negations, Email all offers to HomesbyBrandy8@Gmail.com. Annual HOA Fee: $1,360 | Monthly HOA Fee: $350 Monthly. Welcome to Settlement Cottage! Make this your weekend getaway or an ideal short-term rental opportunity. With strong rental potential, this property offers an excellent chance to cut ownership costs while enjoying a relaxing retreat. Nestled between the scenic North and South Golf Courses in The Galena Territory, this charming 2-bedroom, 2-bath cottage blends rustic character with modern updates for the perfect escape. The inviting living area features a wood-burning fireplace, custom built-in bookshelves, and plenty of natural light. The dining room opens to a newly updated kitchen with a spacious breakfast bar, ample storage, and true cottage-style warmth. A full bath with a copper basin sink completes the main level. Upstairs offers two spacious bedrooms with fresh paint and new carpet. The primary suite features a large vanity with hammered copper sink, abundant storage, and a full bath. The secondary bedroom includes laundry for added convenience. Step outside to your private deck-perfect for morning coffee, grilling, or relaxing with wooded views. Recent updates: new windows, sliding door, front door, screen door, exterior paint, and refreshed landscaping. With exterior maintenance handled by the HOA, you'll enjoy the ease of low-maintenance living with the privacy and serenity of your own Galena Territory cottage.
Full Property Details
Full Property Details for 18 Settler Ln
General
- Sold For: $221,000
- HOA FEE: $113/month
- HOA FEE FREQ.: Yearly
- Taxes: $4,193 (2024)
- Status: Closed
- Type: Townhouse
- Source: 2606
- MLS ID: 202505529
- Added to Site: 213 day(s) ago
Interior
- Interior Features: Book Cases Built In, Countertop-Solid Surface, Security System, Window Treatments
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Yes
- Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Washer
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Parking
- Garage Description: Asphalt, Detached
Location
- Area: Jo Daviess County
- County: Jo Daviess
- Subdivision: IL
School Information
- School District: Galena
- Elementary School: Galena
- Middle School: Galena
- High School: Galena
Community
- Assoc. Fees Include: Lawn Care, Snow Removal, Pool Access, Clubhouse
Heating & Cooling
- Cooling Type: Central Air
- Water Heater: Electric
Utilities
- Sewer: City/Community
- Water: City/Community
Structural Information
- Architectural Style: Townhouse
- Exterior Const.: Siding, Wood
- Roof: Shingle
- Square Feet: 1,068
- Year Built: 1982
Lot Features
- Frontage: County/City Road, Hard Surface Road
Water Features
- Water Front Desc.: City/Community
Financial Considerations
- Price Per Sq. Ft.: $206.93
- For Sale/Rent/Lease: For Sale
- Association Fee: $1,360
- Assoc Fee Freq.: Yearly
- Tax Amount: $4,193
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Legal Description: EAST GALENA THE GALENA TERRITORY EAGLE RIDGE UNIT D LOT 1 SETTLER HOUSE NO. 18
Listed by Keller Williams Realty Signature
Sold by NorthWest Illinois Alliance of REALTORS®
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Schools
Schools serving 18 Settler Ln
School District:Galena Unit School District 120
| Name | Grades | Distance |
|---|---|---|
Galena Primary School 219 Kelly Lane, Galena, IL 61036 | PK-4 | 4.9 mi |
Galena Middle School 1230 Franklin Street, Galena, IL 61036 | 5-8 | 5.1 mi |
Galena High School 1206 Franklin Street, Galena, IL 61036 | 9-12 | 5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 18 Settler Ln
Date
Details
Price
Change
Source
1/21/2026
Sold
$221,000
-3.87%
MLS
10/08/2025
Price Reduced
$229,900
-4.17%
MLS
9/09/2025
Listed
$239,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
18 Settler Lane, Galena, IL 61036 (MLS# 202505529) is a Townhouse property that was sold at $221,000 on January 21, 2026. Want to learn more about 18 Settler Lane? Do you have questions about finding other Townhouse real estate for sale in Galena? You can browse all Galena real estate or contact a Coldwell Banker agent to request more information.

