Date
Details
Price
Change
Source
10/08/2025
Listed
$229,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$229,900 Contingent
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Property Description
Welcome to Settlement Cottage! Make this your weekend getaway or an ideal short-term rental opportunity. With strong rental potential, this property offers an excellent chance to cut ownership costs while enjoying a relaxing retreat. Nestled between the scenic North and South Golf Courses in The Galena Territory, this charming 2-bedroom, 2-bath cottage blends rustic character with modern updates for the perfect escape. The inviting living area features a wood-burning fireplace, custom built-in bookshelves, and plenty of natural light. The dining room opens to a newly updated kitchen with a spacious breakfast bar, ample storage, and true cottage-style warmth. A full bath with a copper basin sink completes the main level. Upstairs offers two spacious bedrooms with fresh paint and new carpet. The primary suite features a large vanity with hammered copper sink, abundant storage, and a full bath. The secondary bedroom includes laundry for added convenience. Step outside to your private deck-perfect for morning coffee, grilling, or relaxing with wooded views. Recent updates: new windows, sliding door, front door, screen door, exterior paint, and refreshed landscaping. With exterior maintenance handled by the HOA, you'll enjoy the ease of low-maintenance living with the privacy and serenity of your own Galena Territory cottage.
Full Property Details
Full Property Details for 18 Settler Ln
General
- Price: $229,900
- HOA FEE: $350/month
- Taxes: $4,193 (2024)
- Status: Contingent
- Type: Condo
- Source: MRED
- MLS ID: 12491340
- Updated: 1/5/2026
- Added to Site: 100 day(s) ago
Rental Information
- Complex Features: Clubhouse, Park, Pool, Tennis Court(s), Stable(s), Horse-Riding Area, Horse-Riding Trails, Lake, Street Paved
Interior
- Basement: Crawl Spac
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Living Room, Wood-Burning
- Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Additional Information
- Other Features: Interstate Access
Parking
- Total Spaces: 1
- Parking Features: Asphalt, Unassigned, Guest, Driveway, Yes, Owned
Location
- Area: Galena
- County: Jo Daviess
- Township: East Galena
- Driving Directions: Eagle Ridge Dr. to Thunder Bay Rd. To Settler Ln.
School Information
- School District: 120
- Elem School District: 120
- Midd School District: 120
- High School District: 120
Community
- Assoc. Fees Include: Insurance, Clubhouse, Exercise Facilities, Pool, Exterior Maintenance, Lawn Care, Snow Removal
- Mgmt. Company: Galena Territory
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Electric, Baseboard
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Info: Cottage
- Architectural Style: Cottage
- Construction: Wood Siding
- Exterior Const.: Wood Siding
- Basement: Yes
- Basement Desc.: Crawl Space
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Square Feet: 1,068
- Sq. Ft. Source: Assessor
- Year Built: 1982
Lot Features
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: Common
Financial Considerations
- Association Fee: $350
- Assoc Fee Freq.: Monthly
- Parking Included: Yes
- Assessment Year: 1982
- Tax Amount: $4,193
- Tax Year: 2024
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Condo
- Property ID: 6410001180000
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Schools
Schools serving 18 Settler Ln
School District:Galena Unit School District 120
| Name | Grades | Distance |
|---|---|---|
Galena Primary School 219 Kelly Lane, Galena, IL 61036 | PK-4 | 4.9 mi |
Galena Middle School 1230 Franklin Street, Galena, IL 61036 | 5-8 | 5.1 mi |
Galena High School 1206 Franklin Street, Galena, IL 61036 | 9-12 | 5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 18 Settler Ln
Tax History
Tax History for 18 Settler Ln
Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,193
20%
$60,653
23%
2023
$3,506
61%
$49,477
72%
2022
$2,172
6%
$28,709
8%
2021
$2,043
—
$26,558
—
2021
$2,043
-3%
$26,552
—
2020
$2,099
1%
$26,552
—
2019
$2,084
2%
$26,592
—
2018
$2,039
2%
$26,592
-13%
2017
$1,997
-12%
$30,736
—
2016
$2,265
—
$30,736
-6%
2015
$2,270
—
$32,776
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 18 Settler Ln
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18 Settler Lane, Galena, IL 61036 (MLS# 12491340) is a Condo property with 2 bedrooms and 2 full bathrooms. 18 Settler Lane is currently listed for $229,900 and was received on October 08, 2025. Want to learn more about 18 Settler Lane? Do you have questions about finding other Condo real estate for sale in Galena? You can browse all Galena real estate or contact a Coldwell Banker agent to request more information.